St. Charles Borromeo

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1 Retirement Planning* College Planning* 401(k) Rollovers* Income Tax Preparation* Investments* Insurance* KOLER FINANCIAL GROUP Donna*, Michael*, Jerry* & David* (Parishioners) 6400 Pearl Road, Parma Heights, OH Securities offered through SagePoint Financial, Inc., a registered broker-dealer and member FINRA and SIPC. Investment advisory services offered through Koler Wealth Management, a registered investment advisor not affiliated with SagePoint Financial, Inc. Fixed and/or Traditional Insurance Services offered through the various representatives, who are not registered as a broker-dealer or investment advisor. Tax Service offered through Donna Koler and David Stollings, who are not registered as a broker-dealer or investment advisor. 1 # in ROOFING SERVICE W. Pleasant Valley Rd. #4, Parma, OH JOSEPH McCAFFERTY, ESQ. Parishioner General Law Practice Personal Injury Small Business Probate Employment Criminal/DUI Divorce/Dissolution Consumer Law No Charge For Initial Consultation LIFE INSURANCE SINCE GOT FIRED? GET STEVE Six Month Annuity CD at 2.5% to Members 1 1/2% for non-members. Rates subject to change. PATRICK C. FINDLEY Broker/Notary (440) ELITE REALTY CO. Specializing in Parma KRAY LANDSCAPING Mowing New Lawns Shrubs Walls Patios Drain Tile Since 1969 Senior Discounts Parishioner Tony Ross Pat Atty. Steve Doucette 7550 Lucerne, Ste. 408 Middleburg, Hts., OH Sincere Service FUNERAL HOME 5660 Ridge Road MICHAEL MALLCHOK JR. SUSAN MALLCHOK KARLA ROSECARE seniorcare ROSECARE seniorcare ROSECARE seniorcare is a faith inspired non-medical in ROSECARE seniorcare is faith-inspired Our compassionate staff assists Seniors with a wide variety of services including: Meal Prep, Bathing & Hygiene, Medication Reminders, Light non-medical in home seniorsafecare service. Housekeeping, Ambulation, Laundry, Errands and many more. home senior care service. Rosecare offers flexible hours of service ranging from 3-24 hours. Meal Prep, Bath & Hygiene, Medication Reminders, Light Housekeeping, Safe Ambulation, Laundry, Errands and many more. Rosecare offers flexible hours of service ranging from 3-24 hours. Wills & Trusts Estate Planning Medicaid Planning Probate & Guardianship Powers of Attorney Real Estate since 1958 No job too large or small FREE ESTIMATES Rockside Road, Suite 440, Independence, OH Specializing in Tree Services KEDZIOR WEALTH Tree & Shrub Removal Stump Grinding Lot Clearing Storm Damage Cleanup Tree Trimming & Shaping $50 OFF any job of $500 or more. Must present coupon at time of estimate. The Quality. The Reliability. The Difference In Tree Services. $100 OFF any job of $1000 or more. Must present coupon at time of estimate. PRECISI N Tree Service TM BAZ HEATING & AIR CONDITIONING INC. Palmiero Enterprise, Inc. DBA 5343 State Rd., Parma Sales Service Installation Call DAN BACZKOWSKI Business Since 1980 ADI TREE & STUMP REMOVAL OH LIC. #21046 Tree Trimming Shrub Removal Firewood Available Residential Plumbing Specialist 30+ Years Experience Hot Water Heaters & Plumbing Repairs Bill Craig, Parishioner STLic#17030 LEN S HEATING & COOLING 24-HOUR SERVICE Complete Plumbing Service from Small Repairs, Sewer FURNACES AIR CONDITIONERS and Drain Cleaning to HEAT PUMPS BOILERS Bathroom Remodeling 10% off with ad on service labor 10% off Repairs John Romito Josiah D. Kedzior Parishioner Office Rockside Road, Suite 440, Independence, OH Advisor Services provided by Kedzior Wealth Management LLC. General Practice of Law Including: Wills & Trusts Real Estate Elder Law Estate Planning Probate Medicaid/Medicare 5579 Pearl Road, Suite 203 PCRF OFFICE 7107 Wilber Avenue CONVENT 6811 Wilber Avenue CREDIT UNION 5839 Ridge Road PASTOR Fr. John T. Carlin DAY SCHOOL PRINCIPAL Mrs. Eileen M. Updegrove PASTORAL ASSOCIATE Mr. Brian G. Pelcin RELIGIOUS EDUCATION COORDINATOR Mrs. Paula J. Leigh WEEKEND ASSOCIATE Fr. Anselm Zupka, O.S.B. MINISTER OF MUSIC/BUSINESS MANAGER Mr. Thomas E. Holzheimer Baptism preparation is required for parents before the child s Baptism. This is offered the first Thursday of each month at 7:30 p.m. This sacrament is celebrated every Sunday at 1:30 p.m. Contact the Parish Office for arrangements. Family Owned and Operated 24 Hours a Day/7 Days a Week Celebrating Over 100 Years 4772 Pearl Road, Cleveland Pearl Road, Middleburg Hts DENTAL HEALTH SERVICE Kenneth T. Kmieck, D.D.S. & Assoc. FAMILY DENTISTRY NEW PATIENTS WELCOME PREVENTATIVE & COSMETIC DENTAL CARE SAME DAY DENTURE REPAIR & RELINES 7057 W. 130th Street Rm DEACONS Mr. John Talerico Mr. Daniel M. Galla PAROCHIAL VICARS Fr. Christopher A. Cox Fr. Louis H. Thomas BAPTISM OF CHILDREN DAVE PLUMBING CO. Financial Planning Retirement Planning Portfolio Management College Planning SCHOOL OFFICE 7107 Wilber Avenue Insured Senior Discount Free Estimate PARMA MANAGEMENT LLC HABEREK DAVID W. TOETZ, ATTORNEY Plumbing Heating Air Conditioning MALLCHOK GENERAL PRACTICE LIMITED TO: PATIO ENCLOSURES 6014 State Road, Parma, Ohio Selling in Parma for over 35 years PARISH OFFICE 5891 Ridge Road, Parma, OH OSBA Board Certified Specialist in Estate Planning, Trust & Probate Law Complete Auto Care Foreign & Domestic (440) Ridge Rd. (440) Parma, OH Dan Wingenfeld Russell Realty First Sunday of Advent December 2, 2018 John D. Kedzior, Esq. Parishioner SIDING WINDOWS ROOFING Matt Hudak Randy Friend FAX (440) (440) St. Charles Borromeo Kedzior Law Group Second To None JOE RICCO GARAGES Roofing, Inc. DECKS Matthew F. Koopman Parishioner Family Owned & Operated Since 1948 Pre-Need & Irrevocable Trusts Community Room Available Please Patronize Our Advertisers... To Place an Ad, Call FUNERAL HOME 5762 PEARL ROAD Louis D. Ripepi, Jr. Our Tradition of Caring Continues #89312-JD-6/13/18 RIPEPI RECONCILIATION Saturdays 3:00-3:45 p.m. and 5:00-5:30 p.m. Thursday before First Friday 3:00-3:45 p.m. MATRIMONY Arrangements for instruction must be made at least 6 months in advance of the intended date of marriage. Contact the parish priest of your choice. By appointment anytime. Office Hours MONDAY-FRIDAY, 8:00 A.M.-8:00 P.M. SATURDAY-SUNDAY, 8:00 A.M.-6:00 P.M.

2 First Sunday of Advent December 2, 2018 ` Entrance Chant Psalm 25: To You, O Lord This Week s Liturgy Text: Psalm 25 Music: Stephen Pishner, 2000, GIA Publications, Inc. Music: Based on VENI Emmanuel All rights reserved. Reprinted under OneLicense.net A Readings may be found beginning on page 31 in the Breaking Bread Hymnal. Psalm 25 To You, O Lord, I lift my soul. Universal Prayer Come quickly, Lord, in mercy come. Presentation and Preparation of the Gifts #43 Blessed and Holy Communion Chant Psalm 85: Lord, Let Us See Your Kindness Closing #45 The King Shall Come When Morning Dawns I Text: Psalm 85 Text & Music, 2003, Scott Soper. Published by OCP. All rights reserved. Reprinted under OneLicense.net A WEDDING BANNS Natalie Kalabon & Cameron Gray LIFE IS CHANGED, NOT ENDED Eternal rest grant unto them, O Lord Irene Spehler Joseph Polak Stanley Guy SUNDAY, DECEMBER 2 First Sunday of Advent Jeremiah 33:14-16; 1 Thessalonians 3:12 4:2; Luke 21:25-28, :00 AM Intention of Ladies Guild Masses: 8:00am, 10:00am, 12:00 Noon, 5:30pm MONDAY, DECEMBER 3 St. Francis Xavier Isaiah 2:1-5; Matthew 8:5-11 7:00 AM Eugene Raponi 7:00 PM Blaise & Josephine Kiss-Benke TUESDAY, DECEMBER 4 Isaiah 11:1-10; Luke 10: :00 AM Arline Citino 8:30 AM Richard Giacoma 7:00 PM William P. Waiwood WEDNESDAY, DECEMBER 5 Isaiah 25:6-10a; Matthew 15: :00 AM Carrie Kornelakis 7:00 PM Ella Cotleur & Family THURSDAY, DECEMBER 6 Isaiah 26:1-6; Matthew 7:21, :00 AM Poor Souls in Purgatory 8:30 AM Doris Breck 7:00 PM Robert Fulcher FRIDAY, DECEMBER 7 St. Ambrose Isaiah 29:17-24; Matthew 9: :00 AM John Bokoch 8:30 AM Loretta & James Crisa VIGIL OF THE IMMACULATE CONCEPTION: 7:00 PM SATURDAY, DECEMBER 8 The Immaculate Conception of the Blessed Virgin Mary Genesis 3:9-15, 20; Ephesians 1:3-6, 11-12; Luke 1:26-38 Holy Day Masses: 8:00, 10:00 AM VIGIL MASS: 4:00 PM SUNDAY, DECEMBER 9 Second Sunday of Advent Baruch 5:1-9; Philippians 1:4-6, 8-11; Luke 3:1-6 10:00 AM Mothers & Fathers Confraternity Masses: 8:00am, 10:00am, 12:00 Noon, 5:30pm Merici Chapel Finished your Christmas shopping yet? Not quite? How about considering one more very important gift. Not expensive, but great reading and thought-provoking; a great book Rummaging for God: Seeking the Holy in Every Nook and Cranny, by Sister Melannie Svoboda, SND. Enjoy.

3 St. Charles Borromeo Church December 2, 2018 SUNDAY COLLECTION November 25, 2018 Offertory Collection $24, ACH / Online / Credit Card $8, Total $32, Great collection!!! Many thanks!!! THE LITTLE BLUE BOOK Once again this year we have available copies of an Advent/ Christmas seasonal prayer reflection booklet entitled, The Little Blue Book. These are published by the Diocese of Saginaw and contain helpful daily entries to serve as an aid to prayer. Anyone interested in a copy of The Little Blue Book (Advent/Christmas 2018 edition) is asked to stop at the Parish Office. Limited supply available. The offering is $1.00. Daily Evangelization Prepare yourself for the coming of Christ Sunday December 9 after the 8 & 10 am Masses Lower Parish Hall Come enjoy a holiday treat of coffee and donuts with your fellow parishioners. The lighting of the first candle on our wreath is a visual reminder that this is the First Sunday of Advent, the number one day of a New Year in the Church s liturgical life. We are invited to journey with the Lord and to unite our lives with His. The early days of Advent remind us that our time is limited in this world; we are preparing for a life that is eternal. The later days of Advent focus on the Christmas story God s love for us made manifest in His Son. For the first two months of 2019, we will hear from St Luke about the opening days of our Lord s public ministry. During March, we will begin our six weeks of Lent. (I have asked Father Ryan Mann associate here at St Charles to offer our annual Parish Lenten Retreat). After Holy Week and Easter in April, there will be fifty days of Eastertime until Pentecost. In June, we return to Ordinary Time and to the events of our Lord s public ministry until the liturgical year ends for 2019 on November 30. Scattered throughout 2019 there will be opportunities for us to grow in holiness along with both planned and unexpected events in our lives. May it be said that we have grown in our love for God and for one another. And at the end of the upcoming New Year, may we find things as we would wish them to be. Next Saturday, December 8, is the Solemnity of the Immaculate Conception and a holyday of obligation. For your convenience, there will be one Vigil Mass on Friday, December 7, at 7:00pm. There will be two Masses on the Saturday, December 8 holyday at 8:00am and 10:00am. Under the title of the Immaculate Conception, the Blessed Mother is patroness of the United States. The first ceiling saint on the left, nearest the sanctuary, is dedicated to the Immaculate Conception. And what are the colors of that painting? Why, red, white, and blue of course! Please remember to purchase your weekly gas and groceries and do your holiday shopping with St Charles Gift Certificates. Just stop by the Parish Office. There was a wealth of information in last week s bulletin about our 2018 Advent Giving Tree. That information can also be found on the church bulletin boards. This year we are helping Edna House (for those committed to overcoming addictions), Providence House (emergency shelter for children, newborn to age five), West Side Catholic Center (caring for those in need of food, clothing, and shelter), and Malachi House (hospice for the dying homeless). Check the Wish Lists. Select your gift and place it before the BVM or Holy Family Shrines in church. All gifts will be collected, sorted, and delivered at 1:00pm on Sunday, December 16. Do you have some ideas or suggestions about parish life here at St Charles? If you do, let our Parish Council know. Jot down what s on your mind and leave that note in the Suggestion Box found in the Wilber Avenue lobby of the church. Parma Hospital has now fully integrated their computer system into the computer system of University Hospital. So now, if you are admitted to Parma, you must specify that you are Catholic and that you would welcome a visit from St Charles staff. If you do not specify, due to the strict rules of HIPAA, we will not be able to find you. When we visit, we are given the St Charles List. That list will have your name on it only if you told the Admitting Officer that you are Catholic and that you are open to a visit.

4 First Sunday of Advent December 2, 2018 OPLATKI (Christmas Wafers) are available at the Parish Office. Limited supply available. KNIGHTS OF COLUMBUS Brother Knights, our business meeting will be on Tuesday, December 4 th. Rosary at 6:45pm, followed by the business meeting at 7:00pm in the Borromeo Room of the Parish Activity Center. Are you looking to keep Christ in Christmas? The Knights are selling beautiful nativity scenes, and they can be viewed at Proceeds from the sales of the nativity scenes help support activities of the Knight of Columbus and the Pro-Life Ministries at Saint Charles. Contact Tom Armstrong (405) thomasralpharmstrong@hotmail.com for more information or to order. St. Charles Youth Group is also excited to announce that we'll be going to the Cleveland Catholic Youth Conference on December 15 th at John Carroll University in University Heights. Contact Hailie Jester for details at or hjester97@gmail.com We have a cap of 10 spots available, so contact Hailie for registration details as soon as you can! If you are a male, eighteen years of age or older, and a practicing Catholic in union with the Holy See, contact: Tom Armstrong at (405) (thomasralpharmstrong@hotmail.com) for more information on joining the Knights of Columbus Council at St. Charles. If the online route is the way you want to go, visit to join online. CERTIFICATE PROGRAM $100 WINNER Melissa Koenig ADVENT GIVING TREE DRIVERS NEEDED Drivers are needed to help deliver Advent Giving Tree gifts on Sunday, December 16 th, to Malachi House, Providence House and the Edna House. Come to the church at 1:00pm where we will be sorting the gifts. Please leave your name at the Parish Office or call Brian Pelcin (440) if you need more information or have questions. ST. LADIES GUILD LOTTERY Lottery tickets for February 2019 are available in the Parish Office for $5.00 each. The winning 3 digit numbers come in from the 7:30pm drawing on Channel 5 and must be straight. If your ticket is a winner, you will get a check for $100! This is one of our big fundraisers so please help us out. Any questions, please call Jacki (440) Thank you!

5 First Sunday of Advent December 2, 2018 JESUIT RETREAT CENTER ADVENT PROGRAMS The Joyful Mysteries & Recovering Bethlehem's Peace. December Friday 6:00 pm Saturday 5:00 pm. Presented by Fr. Matt Linn, SJ. Do you find that the deep meaning and peace of Advent gets overshadowed by frantic shopping, missing loved ones no longer with us, and sending cards reminding us of strained relationships? This retreat offers an opportunity to prepare our hearts by reflecting on the joyful mysteries. The program will conclude with a healing Mass. Cost: $100. Preparing for Joy in the World: From Hurting to Healing. December :30 am 4:30 pm. Presented by Fr. Matt Linn, SJ. What keeps you from feeling really good right now? Advent can be a time where we are longing for new life because we have been hurt by life. This day will focus on how to move from longing for new life to receiving new life especially during the closing healing Mass. Cost: $45. Offered at Jesuit Retreat Center, 5629 State Rd., Parma. To register, please call or visit Your Parish Council would appreciate your thoughtful suggestions to improve our parish community. Please write your contributions here, tear off and drop in the Sunday offertory basket or in the Suggestion Box located in the front lobby on the north side of the church nearest the Wilber parking lot. If you would like to leave your contact information, please fill out that section, also. Thank you! SUGGESTION Optional Contact Information Below Name Phone

6 Charitable Gifts To St. Charles Parish for our Current and Future Needs During December, many parishioners contact our Parish Business Office asking about end-of-year charitable gifts. To answer your questions, our Parish Finance Council has assembled the suggestions given below. Cash: Write a check, payable to St Charles Borromeo Parish, and send it to the parish before December You may be entitled to a charitable deduction; check with your tax adviser. Long-term Appreciated Securities: Appreciated Securities you have held longer than one year can be transferred from your brokerage or custody account to St Charles. You receive an immediate charitable income tax deduction of the full market value of your contribution; most important, any capital gains tax to you is eliminated. Again, check with your tax adviser. Required Minimum Distribution (RMD) from an Individual Retirement Account (IRA) to Make a Qualified Charitable Distribution (QCD): If you are 70 ½ years, you may be expected to make a RMD from your IRA. You can make a QCD of up to $100,000 of your RMD to St Charles Parish without including the distribution in your income. The rules are specific; consult and see if it is right for you. Bequests: A bequest is a written instruction in your Last Will and Testament or Trust document to distribute cash, securities, land, or any other asset controlled by that document, to a charity. The bequest must be written and the gift can be expressed as a dollar amount, a specific number of shares of a security, a specific asset, or a percentage of your estate. Specify St Charles Borromeo Parish, Parma, Ohio. Beneficiary Designation for IRA, 401K, 403B, or other Retirement Plan: The above retirement plans allow you to name a charity as a beneficiary of the plan assets at the time of your death. Contact your IRA custodian or Plan administrator to obtain a beneficiary designation form. The allocation can be a dollar amount or a percentage. Beneficiaries have no rights until your death, and all payments must be made as you directed. Again, consult with your tax adviser. Beneficiary Designation for Life Insurance and Annuities: The recipients of insurance and annuity proceeds will be those persons listed as the beneficiaries. Contact the company issuing the insurance or annuity to obtain a beneficiary designation form. Beneficiaries have no rights until your death and all payments must be made as you direct. Other Planned Gift Options: A Payable on Death designation is a written instruction to a bank providing the name or charity to receive the balance in the account on the death of the depositor. A Transfer on Death is similar but it applies to brokerage accounts, individual securities, bonds, mutual funds, or motor vehicles. A Transfer upon Death Affidavit is a sworn document recorded in the county recorder s office naming the person or charity to receive real estate upon the death of the owner. Since 1988, St Charles parishioners have been most generous and have directed gifts to the parish in all of the ways listed above. Because of their generosity, we are blessed to provide a large number of helping ministries. Those who came before us have done so much; now it is our turn to provide for those who will follow us. In addition to St Charles Borromeo Parish, gifts from the sources described above may also be specifically directed to: St Charles Borromeo Education Foundation St Charles Borromeo Vocation Scholarships St Charles Borromeo Youth Group Trust St Charles Borromeo Sanctuary Memorial Fund

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