Tishreen University Journal for Research and Scientific Studies -Economic and Legal Sciences Series Vol. (30) No. (4) 2008 *** ***
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1 2008 Tishreen Universiy Journal for Research and Scienific Sudies -Economic and Legal Sciences Series Vol. (30) o. (4) 2008 * *** ** 2008 * ** *** 113
2 2008 Tishreen Universiy Journal for Research and Scienific Sudies -Economic and Legal Sciences Series Vol. (30) o. (4) 2008 A Sudy of The Effec of Markeing Bank Services on The Behaviors of The Cusomers :A Case Sudy of Public Banks in Laakia (Received 3 / 8 / Acceped 10/9/2008) D. Bayan Harb * D. Ali Mayya ** Somar Adeeb aser*** ABSTRACT This research aims o sudy he realiy of he mix of bank markeing elemens in he public banks in Laakia, and he role of hese elemens in aracing cusomers encouraging hem o deal wih hese banks. The elemens of markeing mix are considered one of he mos imporan facors which affec he cusomers behavior. This will make i necessary for all he banks o be ineresed in markeing he bank services in a well organized and well sudied manner. For his reason, in he ligh of he field research we have done, many resuls and recommendaions have been reached. If hese resuls and recommendaions are uilized, here will be a conribuion in acivaing he role of he bank markeing and improving he raes of working in our public banks. Key words : Bank, cusomers, Markeing, bank services, Markeing Mix. * Professor, Deparmen of Managemen, Faculy of Economics, Damascus Universiy, Damascus, Syria. ** Professor, Deparmen of Managemen, Faculy of Economics, Tishreen Universiy, Laakia, Syria. *** Posgraduae Suden, Deparmen of Managemen,faculy of Economics, Damascus Universiy, Damascus, Syria. 114
3 Tishreen Universiy Journal. Bio. Sciences Series 4 115
4 A B C D E F G 116
5 Tishreen Universiy Journal. Bio. Sciences Series 4 SPSS ATM
6 Suisse Credi AB Amro IG UBS [1] MSBC Banca Sanander [2] Acive And Inracive Approaches [3]. 118
7 Tishreen Universiy Journal. Bio. Sciences Series 4 [4]. [5]. Price [6] 4P.S Produc Personnel [7] 7P.S Place Physical Asses Promoion Process [8] [9] 119
8 [10] P.Koler [11] 120
9 Tishreen Universiy Journal. Bio. Sciences Series 4 H Sd Deviaion Sd Error Tes Value = 3 95% Cnfidence Inerval Of The H Lower Upper (0) Q1 Q2 Q3 Q4 Tes Value = Sig (2-Tailed) Q1 Q2 Q3 Q4 0 Q1 121
10 Q Q3 0 Q H Sd Deviaion Sd Error Tes Value = 3 95% Cnfidence Inerval Of The H Lower Upper (0) 122
11 Tishreen Universiy Journal. Bio. Sciences Series 4 Q5 Q6 Q7 Tes Value= Sig (2-Tailed) Q5 Q6 Q7 4 Q5 0 Q6 0 Q
12 H Sd Deviaion Sd Error Tes Value = 3 95% Cnfidence Inerval Of The H Lower Upper (0) 6 Q8 Q9 Q10 Q11 Tes Value= Sig (2-Tailed) Q8 Q9 Q10 Q11 124
13 Tishreen Universiy Journal. Bio. Sciences Series 4 Q8 0 Q9 0 Q Q H Sd Deviaion Sd Error Tes Value = 3 95% Cnfidence Inerval Of The H Lower Upper (0) 125
14 126 8 Tes Value=3 Sig (2-Tailed) Q Q Q Q15 Q12 Q13 Q14 Q15 Q12 Q13 0 Q Q15 0
15 Tishreen Universiy Journal. Bio. Sciences Series 4 9 H Sd Deviaion Sd Error Tes Value = 3 95% Cnfidence Inerval Of The H Lower Upper (2.5352) (0) 10 Q16 Q17 Q18 Q19 Tes Value= Sig (2-Tailed) Q16 Q17 Q18 Q19 127
16 Q16 0 Q17 0 Q18 0 Q H Sd Deviaion Sd Error Tes Value = 3 95% Cnfidence Inerval Of The H Lower Upper (0) 128
17 Tishreen Universiy Journal. Bio. Sciences Series 4 12 Q20 Q21 Q22 Q23 Tes Value= Sig (2-Tailed) Q20 Q21 Q22 Q Q20 Q21 0 Q Q
18 13 H Sd Deviaion Sd Error Tes Value = 3 95% Cnfidence Inerval Of The H Lower Upper (2.5944) 13 (0) 14 Q24 Q25 Q26 Q27 Tes Value= Sig (2-Tailed) Q24 Q25 130
19 Tishreen Universiy Journal. Bio. Sciences Series 4 Q26 Q27 0 Q23 Q24 0 Q25 0 Q % 42.9% 49.6% 131
20 66.6% 63.7% 51.9% 45.9% 66.6% 132
21 Tishreen Universiy Journal. Bio. Sciences Series 4 1- TERPSTRA,V; SARATHY,R.inernaional Markeing. 7.ed, Harcour Brace And Company, U.S, 1997, JEAET,J ; DAVID,H.Global Markeing Sraegic. 8.ed, Houghon Mifflin Company, U.S, 2001, PALMER,A; HARTLEY,B.he business and markeing environmen.2.ed McGraw- Hill, England, 1996, KOTLER, P.Mrkeing managemen. 11 h ediion, Prenice Hall, Inc,2002,
22
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