PUBLISHED IN VANCOUVER, B.C. Nanaimo - Gateway to Vancouver Island OFFICIAL PUBLICATION OF THE. B.C. CREDIT UNION LEAGUE Affiliated with C.U.N.A.

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1 -~ C C~EVT UN)NST JUNE, 1952 PUBLSHED N VANCOUVER, B.C. VOL. X, No. 6 Nanaimo - Gateway to Vancouver sand OFFCAL PUBLCATON OF THE B.C. CREDT UNON LEAGUE Affiiated with C.U.N.A. TEN CENTS P!R COPY - $1.00 PEft. YEAR

2 Best Wishes to the B.C Credit Unions For Their 1952 Convention CHRSTE AGENCES LMTED "B ecause have been given much, L too, sha give ".- With the HOLi DAY SEASON on you cannot afford to be without proper protection against FRE & THEFT on your househod contents. This can best be afforded AT A REASONABLE COST by the HOUSEHOLDERS POLCY which covers for Lightning, Windby Aircraft, and Vehices, storm, Hai, Exposion, Riot, mpact Smoke Damage, Water Escape,. and FRE AND THEFT Christie Agencies VCTORA Fronk G. Greenway Room 7, 605 Courtenay St. Offi~e: E Night: B-1659 A Seymour Street Vancouver 2, B.C. MA or Mai t his Coupon.Limited NEW WESTMNSTER R. M. Dey Room 1; B.C.E. Bdg. N.W { Today attended the ast rites of one who, according to my standards, was a great man. By my standards, a man is great whose ife is dedicated to the peope, and who never ceases to be one of them. A man has achieved his measure of greatness by virrue of the success of his efforts to eave the word a better pace than it was when he came into it. W e who have worked with J im Waace need no reminding of his tireess effort and unwavering oyaty to the cause of the men and w omen who constitute the rank and fie of the Credit U rrion Membership in our province. We who are faced with the day by day task of administering the Credit Union Movement fee an immediate and urgerit oss in the sudden and tragic death of one of the movement's eaders. T he average member fees no such immediate oss, but the oss to him is just as great. A movement such as ours does not move forward by mere chance and good fortune. There are decisions to be reached. There are sacrifices to be made. There is endess and untiring effort to be put forward by those who are capabe and wiing to do so. T he death of J im Waace has removed a dynamic force for good from our midst, and the sadness of our mourning for a persona friend is deepened by the reaization of the extent of the oss to Credit Unionism, J ony in British Coumbia but in a of North \ rica. Jim's record cannot be chroniced in this meagre space. Two years president of the British Coumbia Credit Un ion League; two years Nationa Director for our province; two years president of th e Vancouver Federa Empoyees' Credit Union, and severa other years in eected Credit Union positions. W hen there was a job to be done, J im was ready to do it; and when he did a job, it was done we. Many Credit Unions have had the priviege of having J im speak at their annua meetings, and the advice he has given has been of immeasurabe vaue to officias and members aike. Jim's death came within a few hours after h is rerurn to Vancouver from Madison, where he represented British Coumbia at the nationa conven tion. n a sense, J im died in harness, and that is the way he woud have wanted it, for the Credit Union Movement was one of his greatest oves. As friends of Jim, we sha miss his warm friendship. As his associates in the Credit Union fied, we sha miss his wise counse and his unwavering oyaty to his ideas. We who are eft beh ind can do no ess than dedicate ourseves to continue in our efforts on behaf of a movement which warranted such unsefish devotion as chat given by J im Waace. 2 CRED T UNONST - JUNE, 195' CREDT UNONST - JUN E, 195 2

3 JM WALLACE t is with a great dea of sadness that commence this coumn with reference tc the passing of our friend and feow Credit Unionist, Jim Waace. am proud to have caed Jim friend and know that he wi be sorey missed by a who knew him. May some touch of the fine strength of character that Jim so often dispayed during his association with us, stay with u~ a co hep carry on the work he 110 sincerey beieved in. T HE CRUSADE Those who are interested in earning of the work done by the Pioneers and something of the eary history of our movement shoud by a means read Roy Bergengren's recent book "The Crusade." The book is avaiabe from Cuna suppy or through your eague suppy department. There was no, doubt in the minds of cbe deegates a t the Cuna convention this year that the crusade had indeed come into very sharp focus for them. Here, gathered together, were eaders of the Credit Union movement from a over the Western Hemisphere, and what a movement-from one Credit Union in Levis, Quebec, in 1900 co 15,500 in 1952, seven miion members with savings in the biions of doars, our own huge insurance society-and most important of a, contro of our own finances. Roy Bergengreo, first managingdireccor of Cuna, Tom Doig, manag ing director of Cuna and Cuna Mutua nsurance Society-these eaders and hundreds more, gathered to survey the past: Then measure me with craftsman's e')e,, How we 1 11e buut, how sound, how high, and pan for the future! SGNFCANT There is no doubt that the deveop. ment of the Credit Union movement is one of the most important and signifi C!\nt events in the history of North America in the ast hundred years. Here for the first time a group of peope may have democratic contro over their pooed resources and can satisfy their own credit requirements. THE GROUNDWORK n British Coumbia the movement is young compared to the rest of North America, yer in our few short years we have buit a substantia foundation. Two Your Managing Director Says- By R. A. MONRUFET hundred operating Credit Unions, sixtyone thousand members and seventeen miion doars in assets is not too bad in fourteen years--but we now have a responsibiity. First-to service and maintain our present Credit Unions at a high eve of efficiency so that they wi serve their members we, and secondy-to organize more Credit Unions so that the arge section of our popuation not presenty being served wi have a Credit Union avaiabe to them. The ony way in which we coud have buit our movement to what it is today is by working together in our eagues and nationa association-teamwork! This know and beieve and this you must know too if we are to coo tmue to forge ahead. YOUR CONTRBUTON By heping with the work in your own Credit Union and by seeing that deegates are sent. to the eague convention, you are contributing to the formuation of poicies and ideas that wi chart the course of our movement for another year. Because have been gitien much, too, sha give- PEACE PORTAL PCNC The Vaocouve.r chapter of redit Unions, with the co-operation of the Washington State Credit Union League and the B.C. Credit Union League is promoting an internationa picnic Peace Porta Park, Juy 20th. See you there! WELCOME! A big wecome co the organized Credit Union movement is extended to our three newest Credit Unions: Cunningham Weste~n A.R.H.O. Finning Tractor Empoyee.s. A certain young ady named Peee Converted the Zuus with zea But they tired of theoogy, And so, without apoogy, They converted her into a mea. A professor who ives out our way Made a terribe error one day He got out of bed, Put his toast on his head And thoughtfuy ate his toupee. Adding Machines by the League Suppies Department PEACE PORTAL PCNC First nternationa C.U. Picnic SUNDAY JULY 20th Canada - U.S. Boundary Come and hep us make history and meet your American Credit Union Neighbors. Tickets through Credit Union offices or Chapt~r Representatives. Sponsored by the Voncouver Chopter of Credit Unions in co-operotion with the Washington State C.U. Leogue and the B.C. Credit Union Leogue. Transportation arrangements being made for those without cars. ' President's Message by-. G. A. Rasmussen The eighteenth annua meeting of the Credit Union Nationa Association, Cuna Mutua nsurance Society and Cuna Suppy Cooperative was hed in Madison, Wisconsin on May Nationa Directors representing 45 states and districts, 9 provinces of Canada, aso Puerto Rica and Jamaica were present. t was a priviege to be one of three representatives from British Coumbia and wi be ong remembered because have the happy recoection of spending many peasant hours at the convention in company of my friend Jim Waace, whose sudden passing away on bis return home has saddened us a. know that both Farey Dickinson and Dick Monrufet who attended at the concusion of the N.A.M.D. meetings and mysef coud not have had a more inspiring companion as Associate Nationa Director than we had in Jim. remember we at our own convention ast year how Jim read the theme of the Nationa convention, "because have been given much, coo sha give." To a of us it wi mean working a itte harder but the effort wi be worth it because of knowing him. The business sessions of the Credit Union Nationa association are carried through in as.ordery fashion as possibe. Starting with the Cuna Suppy Cooperative meetings, then the Cuna Mutua annua meeting and ending with the Nationa Directors meeting. nspiration and buiding were the keynote of the meetings; the opening ceremonies incuded raising of both the Canadian and United States standards and the speakers incuded outstanding Credit Union eaders. A CO-OP GULD N JAPAN? Mme. Umeyo Oku, member of the House of Counciors of the Japanese Diet, has recenty visited Europe as the head of a deegation of six Japanese Women. Mme. Oku has been an active feminist for 30 years and suffered arrests on severa occasions before the war for disobeying the baa on women speaking at pubic meetings. The earnings of Japanese workers are very ow and housewives organized in the co operatives are forced to under rake work outside the house in order to make ends meet. "Japanese mothers, ike mothers tbe word over, strive for permanent peace so that they can bring forth ife without fear of another war and work hand in hand with mothers in other countries through tbe co-operative movement," writes a member of the Co-operative Women's Counci of.. j, o in a etter brought to us by e. Oku. We send them greetings on behaf of women co-operators united within the nternationa Co-operative Women's Guid. Roy F. Bergengren who is one of the eary eaders in the United States and whose new Credit Union book "Crusade" bas sod out its first edition, gave the keynote address. Father Suivan of Jamaica, Jerry Voorhees and our Canadian radjo commentator Lorne Greene were equay eoquent. The business meetings themseves made one reaize the bigness of our organization. was particuary impressed by the wiingness of a those present to express themseves on the business of running our business and beieve that we are truy buiding a soid foundation for the good of a our feow men. Madison Wisconsin is a good choice for a nationa headquru:;ters and Fiene House is aready becoming too sma for the expansion which is taking pace throughout the United States' and Canada. At the Canadian Caucus the Canadian deegates eected Deeds Reimer of the Manitoba League as a Vice PresideQt. am sure that a of us who have come to know Deeds wi be gad to hep him in the work of our Canadian District. As we in British Coumbia attend our own annua meeting this year in Nanaimo sincerey hope we wi take stock of our achievements in the past and renew our faith in the ideas which have buit the Credit Union movement. t is the sharing and working together of each one of \S for the good of a that wi be the guiding ight in keeping us united. to carry Fire nsurance on your home, and eave the contents unprotected. n many cases the damage to contents as the resut of fire, smoke and water is greater than damage to the house itsef. DON'T HESTATE - nsure the contents of your home nowthe cost is not great - ess than $3.00 per year for $ protection. Specia Consideration to Credit Union Members A. L.. SHARPHAM Suite Granvie St., Vancouver, B.C. TAtow 8847 A PERSONAL NSURANCE SERVCE) Member Vanc:ouver City Savings Credit Union 4 CREDT UNONST - JUNE, 1952 CREDT UNONST - JUNE,

4 Women~ Point of view THE PARTNG OF THE WAYS By JEAN ARCHBALD "Lorne Greene's Notebook'' Mother used to say that the way to a man's heart was through his stomach. This may be true, but girs have not been above resorting to back magic. n Yorkshire, foks us~d to say "Rub shouders with a bride or groom, and it's a sign of an eary marriage." Love phitres are mentioned even in the Bibe. An infaibe charm was supposed to be a izard drowned in wine. Shoud you wish to try this, you dry the reptie in the sun and grind it to a powder. Sprinke this powder on a man's food, and he's poweress to resist you. For an even stronger spe, prick your thumb and aow the drops of bood to fa into the powder. To you modern maidens, this may seem ike a ot of troube to catch a mere man. You might prefer the method of a very popuar ga know. Her ony spe is a deep sigh and a softy breathed "Oh Oscar or Harod, or George), you're simpy wonderu!" On the se of Man, girs ate a sat herring, bones and a, without drinking or speaking. After performing this difficut feat, they went to bed-backwards. During the night, as they tossed on their beds dreaming of water, they saw their future husbands coming towards them, bringing them something to drink! Smart girs who paced a wishbone secrety above their doors beieved that the first singe man who entered afterwards woud be their husband. Oder sisters had their probems. f they did not dance barefoot at the marriage of a younger sister, they woud inevitaby become od maids. f the gir wanted to have the mat tee decided the easy way, she set three dishes out in a row, fiing one with cean water, one with dirty water, and eaving one empty. Bindfoded, she was pushed cowards the tabe where the dishes sat. f she dipped her hand into cean water, it meant marriage to a singe man. f she chose the dirt)' water, she woud marry a widower. f she reached into the empty bow, it woud mean singe biss for the rest of her ife. Beiefs such as these seem siy co modern girs-but did you ever see the scrambe for the brida bouquet? Did you ever seep on a piece of wedding cake? Many are the od wives' taes about marriage. For instance-"f married on a rainy day, as many drops, as many tears." Aso-"The bride wi be unhappy if married in back, bad uck wi attend her if married in green; married in white, she's chosen right." But if rhe bride be a gypsy, she must wear red, for white-to the gypsies--is the coor of sorrow." The word "bride" comes from an od Ango-Saxon word that means "to brew; for in those days, a bride must be abe to brew a good pot of ae. For the wedding feast, she woud brew a specia quantity of bride ae" to show her accompishment to the "brida" guests. Od wives' say that eating a piece of bride's cake passed through a wedding ring wi bring about an eary marriage. Try that the next time you are at a wedding! BRDE'S CAKE %. cup shortening 2 cups sugar teaspoon vania 3 cups cake four Vi teaspoon sat 4 teaspoons baking powder. cup mik 6 stiff.beaten egg whites 1z cup chopped banched amonds ~ cup chopped citron ~ cup chopped candied cherries Thoroughy cream shortening and ~ugar; add vania. Add four sifted with sat and baking powder aternatey with mik. Fod in egg whites, then Puts and fruits. Bake in 2 waxed-paperined 10-incb ayer cake pans in a moderate oven 30 minutes. Frost with Doube-Cooked Frosting. For a very arge 3-tiered cake increase reci pc one haf. DOUBLE-COOKED frostng 2 cups sugar Vi cup water!/s teaspoon cream of tartar \,-8 teaspoon sat 2 egg whites 1 teaspoon vania Cook sugar, water and cream of tartar to soft-ba stage. Add sat co egg whites, beat unti frothy. Pace over hot water and graduay add sugar syrup, beating constanty. Continue beating unti mixture forms peaks. Add vania. By MARY MAHARG RCH WEDDNG CAKE 2 cups butter 21z cups brown sugar, firmy packed 1 cup corn syrup 8 eggs, we beaten fi cup strawberry jam 1z cup candied emon pee, chopped cup candied citron pee, chopped 1 cup candied cherries, chopped 1z cup candied orange pee, chopped 2 cups seedess raisins 2 cups currants, washed and dried cup banched amonds, shredded 5 cups sifted cake four teaspoon baking soda Vi teaspoon sat 1 teaspoon cinnamon 11z teaspoon coves 11z teas po on ma,ce Cream together butter, sugar and corn syrup; beat ti creamy. Add we beaten eggs; bend with dover beater. Add jam, pees, raisins, currants and shredded amonds. Add sifted dry in gredienrs; bend we. Divide batter into two pans 8 inches by 8 inches by three and one-haf inches, which have been ined with heavy brown paper. Bake in a sow oven ti done. After first hour of baking, cover cake with brown paper to prevent drying out. Cover with amond paste and ornamenta frosting. Let age four weeks before cutting. Yied: 8 pounds. This month the annua meetings of rhe three Credit Union services--the B.C. Centra Credit Union, the C.U. &C. Heath Services, and the League itsef take pace. These meetings wi be attended by about three hundred members, representing more than two hundred Credit Unions. The other 60,000 Credit Unionists throughout the province probaby won't know that there is a convention on, or why, or what happens at the meetings. What wi the deegates get out of the sessions? What good does it do the individua co attend? LEGEND There is a egend which bas grown up and cast an aura over conventions. t is that they are soey times for merrymaking and frivoity on the part of the deegates. This iusion has dwinded rapidy the past few years. Most, if not a deegates, come to work. They want to review progress, pan poicy, decide what wi be done in the future. They are eager to earn what their feow deegates have found out in the hard schoo of experience. The first few years of the movement here in B.C. we were more interested in the strugge to survive our growing pains, than to experiment and branch out. Now that we are in our usty teens, the trend is towards consoidating the progress that we have made, educating ourseves, our feow members and nonmembers. CREDT UNON CONSCOUS As a race we are becoming "Credit Union conscious." Weeky programs, sponsored by the Credit Union Nationa Association bring the Credit Union message to miions. ncidenta references to Credit Unions in farm programs, and detective taes pass aong the information that the Credit Union has become an integra part of our ives. Pubicity in newspapers, in magazines, in posters contributes to this thought. Members who were once, possiby, a itte ashamed of "beonging"; who were ashamed of getting a Credit Union oan, now boast about membership. STRYFEST S A'COMN ' Watch For t. From a step-chid of finance we are now a basic part of the pattern of the Canadian way of ife. CHANGES The three hundred deegat~s who attend the convention know this. Maybe the other members-the 60,000 scay-athomes don't reason it through, but the deegates do. They know that this year the convention is taking a sighty different form from the previous ones. The change is a pattern which has deveoped graduay as Leagues become estabished. The tread is towards ess rime spent on routine business, more time spent on pane discussion, work shops and Credit Union cinics. The round tabe type of discussion gives each deegate a chance to take part in a smaer, ess forma group than meet on the convention foor. The discussion may be cbaneed in any one of severa directions- it may be the duties of a chairman, the function of rhe League, it may be a discussion on education, pubicity and membership. t is of the utmost importance that poicy decisions, budgets, dues, and reated matters be deat with on the foor, by the group as a whoe. Reports, w hich are mimeographed and handed to the deegates wi not aways be read. A new committee "reports" wi study these and report to the convention. This is, indeed, the parting of the ways. One way eads co ess forma, more educationa meetings. The other is a continuation of previous conventions, where business discussion dominates the agenda. We want to accompish as much as we can in the time we have avaiabe. t is the one short period in the year when Credit Unionists from the four corners of the province-from Dawson Creek, from Prince Rupert, Prince George, Fort St. John, Campbe River, Victoria, Trai, Ladner, and the ower mainand can rub shouders, and compare notes. With a the panning it is sti a crowded agenda that faces the deegates. League meetings open at 9 a.m. and go unti 10 p.m. on Friday night, starting again the next morning, it is hoped that the motion to adjourn may come about 4:30 on Saturday afternoon. Last year deegates went on record as wanting more pane discussions, and evening sess'ions. This year we are trying them, the decision rests with the deegates as to what form next year's meeting wi have. They wi decide. Vancouver - CJOR - Thursday 8: 15-8:30 p.m. Victoria - CJV - Sunday 8: 15-8:30 p.m. Another distinguished product of The BRTSH COLUMBA DSTLLERY Co. Ltd. BC RESERVE The British Coumbia Distiery Co. Ltd. H &: W WE8TMH8S... B. C. CD 07 This advertisemen is not pubished or dispayed by the Liquor Contro Board or by the Government of British Coumbia. 6 CREDT UNONST - JUNE, 1952 CRED! UNONST - JUNE, 19S2 7

5 GERMAN CO-OPERATVE CREDT NSTTUTE The forma opening of the new ad ministrative headquarters of the Ger man Co operative Credit nstitute Deutsche Genossenschaftskasse) at Frankfort on Main in December marks the successfu cimax of two and a haf years of arduous and weu-directed ef. forr. The nstitute is the counterpart for the Federa German Repubic of the former Deutsche ZentraJgenossenschaft skasse which had its headquarters in Berin. The atter institution was estab ished in 1895 and was originay known as the Prussian Centra Co-operative Credit nstitute. ts purpose was to serve as a channe through which sums, assigned by the Prussian Government for the encouragement of co-operative enterprise, particuary in the sphere of agricutura marketing and suppy, coud fow into the co operative credit ~ystem. More precisey, thete existed in Ger many at that time, as there exists to day, two systems of co-operative credit banking. The oder, founded by Schuze Deitzsch, consists of the Peope's Banks "'hich from the beginning were cosey connected with the co-operative societies of skied hand-workers.. The younger, that of Raiffeisen, is based upon viage savings and oan associations and has aways formed an integra part of the Agricutura Co-operative Move ment. Each of these co-operative credit systems, working on the famiiar pat tern, deveoped a structure of regiona or provincia banks, pivoting on a cen. tra bank. Centra banking functions were for a number of years discharged for the Schuze-Deitzsch system by a de partment of the former Dresdner Bank. The Prussian Centra Co operative Credit nstitute, after a. few years, be came a Reich institution, changing its tite to German instead of Prussian, and extending its operations over the whoe country. What is more important, it became even more cosey interocked with the main branches of. the Co op erative Movement through their res pective banking and credit systems, which were admitted to representation on its administrative authorities. With out abandoning its origina character as a State institution, it became a vita ink between the different movements and coud amost be regarded as an inter co-operathe body. The nstitute became, for a practica purposes, not simpy a channe whereby the Government suppied fj. nancia aid to co-operative enterprise. but aso a means whereby the different branches of Co-operation financed ooe another through their temporary sur pus funds. From season to season there was an aternating fow of money and credit which resembed nothia'g so much as the tides. n the spring when the peasants appied for oans to their vi age credit societies, there was a fow of money outward from the Centra Credit nstitu,.te through the provincia Raiffeisen Banks. As the summer pro gressed and passed into autumn, the fow was reversed when the farmers marketed their crops and fattened stock, repaid their oans and deposited their profits with the credit societies. But this was aso the time of year when the bandworkers needed to borrow in order to expand their production for the Christmas market. Their banking insti. tutions thus drew out of the Centra nstitute the temporary surpus not re quired by the rura credit system. With the turn of the year the tide set the other way. The bandworkers were re ceiving the proceeds of their work and repaying their oans by which the agri cutura credit institutions began once more to prepare to finance the spring sowing. The Credit nstitute for Reconstruc tion, which handes funds destined un der the Marsha Pan for specia ob jects connected with industry, agricu ture, handicrafts and sma enterprises, distributes that portion intended for the co operative sector through the Co-op erative Credit nstitute and the Co OP erative Centra Banks. Up to the end of 1950 oans to the amount of 1'M 29,700,000 $7,068,600 with the D Mark at '23.8 cents) has been distributed through the co-operative credit societies, and in the first haf of 1951 these oans had risen to DM 33,300,000. From the proceeds of the Reconstruction Loan and the Federa Governments' aoca tions for the creation of empoyment, the Credit nstitute for Reconstruction made avaiabe to the Co-operative n stitute credits amounting to DM 25,. 300,000, of which DM 21,300,000 were aocated to sma undertakings and those working for foreign markets. The rapid expansion of the nstitute's business caused it constant difficuties over office accommodation unti the Board took the hod decision in Apri 1950 to erect its own administra tive buiding. The work was competed in ess than a year and the nstitute's first reguar genera meeting coud be hed within its own was. Continuity with the work and traditions of the od Centra nstitute is maintained through the appointment of one of its former officias, Herr Rudof Hartmann, as Director of the new nstitute. To his expert knowedge and unsparing devotion to the work, the co-operative sec tor of the Western German economy owes the rapid estabishment of one of its most vita financia organs. The restoration of the Credit osti tute wi repay attention not in Ger. many aone, but in every country where the deveopment of rura credit depends upon efficient coaboration between the State and Co-operative Movements. The German Co operative Credit Jnsti tute, athough it was estabished for the co-operative organization rather than by them, is no bureaucratic structure. t is a partnership between the Government and the Co-operatives, in which the atter, within the framework provided by egisation, have the predominating infuence on poicy and are abe to conduct business freey in a busi. ness ike way, consistenty with co.op erative principes and aims. -Prom the Review of nternationa Co-operation. EXCELLENT YEAR FOR ARMSTRONG EGG & POULTRY Armstrong Co operative 'Egg and Poutry Association has competed the most successfu year in its sixteen vears of operation in this community. Sae$ soared to a high of $156,019 composed of eggs $117,048 and poutry $38,971. These figures represent a gain of $40,. 464 over ast year with a tota. increase of eggs received of 17.6% and poutr)' handiogs up 8%, 24,000 birds being processed. Refunds to members amounting to $1,899 were paid from the Producers' Reserve Revoving Fund. This fund now stands at $11,195. CO OP STORE ANNOUNCES 2% REBATE Officias of the Creston VaUey Co-op Ass'n announce a 2% rebate in merch. andise certificates on goods purchased during 1951 at the annua meeting of the sharehoders of the store. A new director, B. Nevie Smith, was eec;ced to the board, which is now com prised of W. J. and P. Truscott, A Ness, L. Littejohn, A. Towson and N. E. Leveque. Chairman L. Littejohn and Manager James Preston gave detaied reports of store activities.-creston Re view. ADDRESSOGRAPHNG BY THE LEAGUE SUPPLES DEPT. CHALLENGER BRAND Canned Samon, Tuna, Oysters HY-WAVE BRAND Frozen Smoked Seo foods Fish Produced by " Fishermen's Co-operative Federation Vancauver Victoria Pr. Rupert t r f U CO-OP NEWS U QUALTY COUNTS WTH MRS. CONSUMER Ottawa CUC)-"Popuarity can be achieved by a number of methods. The ony way to retain it is to have what it takes-qualty." So says the editor of the CO-OP PLOT, monthy pubication of the Fisbermeo's Co-operative Federation, Vancouver. He writes with authority, too. At the Nationa Food Convention hed in Chicago recenty, deegates were showo tbe report of a "Test Distribution SW"vey" of the Chicago area, made by a we-known pubishing company. Out of 35 consumer packages of fish shown, HY WAVE F.C.F.'s Braod), probaby the east advertised, and an American brand which is probaby the most highy advertised, were the two eaders. Without the expensive advertising to peisuade customers that Hy Wave is good, they have to find out for them seves. They evidenty remember and come back again. t's up to us to main caio that quaity which our customers h&ve earned to expect, says the editor to his fohcnnen reader AKRON RUBBER WORKERS OPEN BG CO OP CENTRE Akron Ohio CUC)-On May 8th, opening 'date for the one-stop shopping centre owned by 5,000 Summit County famiies, at east 4,000 ca.rs jammed the four-acre parkirg ot adjoining the store. Second day patronage brought about as many famiies to the centre. Farm famiies in trucks as we as city dweers poured into the 20,000- square foot centre, which has the argest food market in the city, as we as ap piance, hardware, drug departments. service station, Credit Union and coffee shop. They bougbt $18,000 worth of goods, incuding 1,000 unches. They aso bought $1,000 worth of shares in the centre. The 5,000 member-owners, mosty workers in the city's tnany rubber fac tories. aready have bought $154,000 worth of shares io the centre, mosty in sma amounts. A. J. Choat is genera manager of the centre which is geared to a $2 miion annua voume. Said W. H. Tidrick, co op president: "We 1 the beginnings here of a powerfu \ : 1omic weapon in the hands of the peope, a weapon which wi hep them keep prices down and quaity up, a weapon which they own and contro." SODCA GROWTH During the past year the Shuswap Okanagan Dairy Co op Ass'n paid mem hers and empoyees, and for oca suppies, over $1 miion. o addition to buiding a new dairy pant in Keowoa, the feet of refrigerated trucks has been added to and a new method of making cheddar cheese instaed. Tota assets such as dairy pants, equipment, trucks and processing iostru meats are now vaued at over $400,000. Whie buiding up these vauabe hod. iogs, the farmers have paid their members the highest cash prices for dairy production. CO OP / KMBERLEY CO-OP ELECTS DRECTORS L. T. Nimsick, F. Skribe and R. Rose were eected to the Board of Directors of the Kimberey Co-op Ass'n for 3 year terms and J. E. Johnson for 2 years at the annua meeting hed May 3rd. The resignation of E. Kristjansen was accepted with regret. Decisions made at the meeting incuded a veto on charge accounts and a.5% patronage refund on member purchases for ADDRESSOGRAPH NG BY THE LEAGUE SUPPLES DEPT. ~~/~t vrr~ f';w~ ~$ ' 4~ J g S ANYTME.11,if,,~'. Co op Quaity s Absoutey Un /;;;J>..,.,,"'1' iform with more favor in every / fr J;,'.'-'~ ounce. Co-op Coffee has that ap i.,j?',,,if petizing ragrance-that deicious i ~ fffi /ft aroma, that deeper winey co or, stays fresh Jon!'er. i ~tf)!>! ft'...-f!~~~ "'~g!&/ - -= There's a CO-OP Quaity Labe for every Famiy Budget SEE YOUR LOCAL CO-OP Distributed by B.C. Co-operative Whoesae Society 8 <AEPT Ut-OMST - JUNE, 19'2 CREDT UNONST - JUNE,

6 FRST ANNUAL 8ANQUET, CASTLEGAR SAVNGS UNON CASTLEGAR SAVNGS FETES OFFCERS The First Annua banquet, honoring past officers, was hed by the Castegar Savings Credit Union on Apri 25 in the Twin Rivers Ha. Jack Burns, Assistant Canadian manager of Cuna, was guest speaker. He was introduced by chapter president Ace Baiey, the founder of Castegar Savings. Foowing his inspiring tak on internationa Credit Unionism Mr. Burns invited questions from his isteners and a engthy discussion session foowed. The officers and their wives were entertained during the evening by A Read, Otto Waker and Gene Fisher. Group photos were taken by Gordon Pettit. Those in attendance were: Mr. and Mrs. A. Cummings, Mr. and Mrs.. Dergousoff:, Mr. and Mrs. 0. Waker, Mr. and Mrs. R. Fetcher, Mr. and Mrs. ]. Strieioff, Mr. and Mrs. L. Groutage, Mrs. L. Davis, Mrs. C. Leobich, Rev. Cinton Johnson, E. Fisher, S. Chambers, A. Read, R. Gemme, F. Boetger, B. Smith, B. Johnson, H. Bates. PROGRESS REPORT A four Credit Unions in this area have shown a considerabe increase in assets in recent months. Whie we refer to Fruitvae, Rossand, Castegac and Trai, we ace not forgetting Neson and Grand Forks. These atter ones showed a good dea of co-operation in deaing with the West Kootenay chapter but trave time and expense of attendiog chapter meetings has prevented their taking a more active part. ndustria expansion in the district shoud resut in the formation of at east two more Credit Unions. This added bood from a vein other than Cominco woud benefit a Credit Unions by giving greater area representation to the chapter. 10 ROSSLAND LEADS WEST KOOTENA Y The four Credit Unions whose membership in arge is empoyed by Cominco posted a combined tota of $632,- 000 at the end of Apri. Rossand is sri showing the way, having nosed over the quarter miion mark just ahead or Trai who has severa hundred more members. With approximatey 1000 members Rossand can we be proud of its progress. To the foowing officers of-the Rossand Credit Union we say CONGRATU LATONS: Mr. Ace Baiey, Mr. Thompson Yoand, Mr. Raph Bench, Mr. O. Bertoia, Mr. Jack Zenter, Mr. Dan Burnett,. Mr. Mike Drisco, Mr. Gordon Duckworth, Mr. Gordon Eison, Mr. Water Heier, Mr. Tron Kringhaug, Mr. Abert LePage, Mr. Percy Swift, Mr. Aison Martin, Mr. George Wison, Mr. Kea Steegstra, Mr. R. R. Mcaughin. LOOSE CHANGE f you ask a poor man why he does not save, be wi answer: ''But, my friend, woud ike nothing better, but have no money." f you insist and enquire ''Do you not at times have "oose change" in your pocket," he wi answer then: "True, but that i5 not money." Because he has never had anything ese but 'oose change' in bis pocket, this iodi,idua wi never think of making the east savings because, according to him, it is not worthwhie to put 'oose change' aside. f, on the contrary, you make him understand that the spirit of thrift can be advantageousy practiced even with this 'oose change', you wi create a reativey substantia capita, and that in a short time, because it is not precisey the units that count but the number of units. OCEAN FALLS CREDT UNON Ocean Fas, _ To a Credit Unions, Co The Edhor, The Credit Unionist, Vancouver, B.C. JUNOR SAVNGS PLAN Dear Sir: Our experience with the Junior Savings pan has been very satisfactory and troube free since the pan's inception March Our capabe Junior Sav. ings Supervisor, Mrs. Peggy Harrison, spends an hour a week checking the coection sheets and making out her deposit sips. The teachers spend ten minutes of the casses time each week making the coections. Thirty-eight percent of the pupis ace members, a gain of 21% over ast year. Last rear they saved an average of 33 /3c per pupi per schoo week, contributing over $1500 to the Credit Union's coffers. Most of the savings stay put, the withdrawas were those eavfog the community. Simpicity has been the keynote of our pans operation. We wi be ony too happy to answer any enquiries about this pan. Yours truy, J. J. McDonad, Treas. The man who over-estimates his abi icy sometimes oses, but the man who under-estimates his abiity never starts. \Vhen visitors came, Sonny, aged five, took them to see the pigs in their eectric fence encosure, expaining, "When the piggies back into the 'ectric fence, there' be a short circus." TYPEWRTERS From League Suppies Dept. Furniture, KLNE'S Appiances, Gifts Sporting Goods 1 0 % Cash Discount You' Awqys Do Better at Kine's Bay Ave. Troi, B.C. F"'~~.-o-.,,.~.,,.~.,,..,,..,,..AY. Currier's A-Risk s nsurance Agency FRE -'AUTO - GENERAL s MARNE Credit Union Appointment L 1460 Bay Ave. Trai, B.C. Phone 1589 ~0000--~~ CREDT UNONST - JUNE, 1952 The Kootenay Umbrea St. Peter has been in business for a very ong time and we can be assured that he operates a highy efficient organization. t naturay foows that he must be an exceent bookkeeper in his own right. He bas, without doubt, thousands of capabe assistants to baance the books with the countess m iions of entries and, of course, there must be monthy and quartery statements. The other night dreamt that was standing before St. Peter. His fowing robes and ong pointed beard gave the impression of great stature. His eyes were as a youth's, cear and bright, and when he spoke the words came crisp and cean. He asked me what service, if any, had performed for my feow man and, with his gaze piercing mine, knew that here there was no deviating from the truth. repied, "Sir, have given a itte of my time to a Credit Union." "A Credit Union," St. Peter considered, "We, we wi tak presenty. First, have a matter of importance to take care of." He crooked a finger and two figures were there before him, covered with respendent gowns from the backs of which protruded ong sweeping wings. St. Peter moved as if to sit down and a chair was there where there was nothing before. A huge carved desk the top of which was inset with severa coored buttons appeared in front of him. "Gentemen," St. Peter addressed the gowned figures, "as supervisors you are we aware that our books are not up to date. n fact no posting has been done for a coupe of thousand years. What we need is more hep. So want you to go to earth and seect as ~any peope as you can who coud be tramed to keep our books. You wi assembe these perso ns and guide them bece as soon as possibe. Just keep in mind that the budget does not aow high-priced hep." As St. Peter raised his hand to wave them away ventured to ca out, "Sir, know where there arc a good number of peope who can keep books. They work ong hours and get itte or nothing in return." "Spendid," St. Peter cried, "that wi save these feows years of time. Te us where these peope may be found." "Go everywhere on Earth," tod them, "you wi find Credit Unions. '.f c treasurers are exacty what you ' t " We, there's the answer, men. Go~d uck." As St. Peter ficked his band the two figures dissoved before my eyes. CREDT UNONST - JUNE, )1 Larr, Dw111e "Now," be sighed, "et me hear about these Credit Unions and the work you have been doing." He eaned back and casping his hands be.hind his head he cosed his eyes. He appeared to be aseep but as warmed to the task of taking Credit Unionism he questioned me cosey on various points. He was very curious about the bookkeeping and asked a great many questions that was unabe to answer. When had tod him a that coud he sat sienty for a few moments and then he said, "A very worthwhie enterprise, young feow. have not heard of it before but then have not read the Century News for some centuries now. But to get back to these treasurers-naturay each Credit Union bas a person trained to take charge shoud they suddeny be not avaiabe." "We shoud have, Sir," repied, "but it is one of those things for which most Credit Unions fai to prepare." "We, for Earth's sake, man," St. Peter shot forward in bis chair, eyes fashing annoyance. "Do you reaize what you have done. By tomorrow morning those supervisors w i have every Credit Union treasurer under their wings. Think of the confusion. Think of the headaches the directors are going to have. hope it's not too ate to catch those feows." He fingered a button on the desk and amost at once a be started ringing in the distance. The sound seemed to be coming toward us and soon it drowned out aj ese. Abrupty the ringing ceased. A voice very unike St. Peter's said, "Come on, dear, it's five after six, time to get up." STATONERY PEN AND PENCL SETS WEDDNG NVTATONS SUMMERLAND SUMMARY By RUTH CALDWELL We now have 118 members using the chequing service started in November ast year. n Apri over 500 members' cheques were ceared through the Credit Union. When this service was started your Directors expected that it woud operate at a Joss for two years at east. Naturay they are gratified that due to the voume of cheques passed, the service is paying its own way in Jess than six months after inauguration. This certainy indicates that it is a service much needed by members. Many members arc not aware that the Credit Union now offers a chequing service. The checking service is avaiabe to a members. f you wish to use this service drop into the office and open a deposit account if you do not aready have one. There is oo charge for this. Bank cheques ace obtained from the Credit Union at a cost of five cents each. This is the ony cost to the member and is offset by the interest paid on deposit accounts. The interest rate is 1Y2% per annum paid on the first of March and September. Thus for each $00 baance maintained in the deposit account the member can write 30 cheques at no cost. Since we have arrangements for cearing house service Credit Union cheques are used the same wiy as bank cheques and can be cashed at any bank. Our members have sent these cheques to a parts of Canada, and soon, no doubt, wi be sending them further afied. Use your deposit account and chequing service for current expense, your share account for savings. e The Finest A'e At PRNTNG e DESK SETS GREET NG CARDS Carke &. Stuart Co. Ltd. SSO Seymour St., Vancouver 2, B.C. Serving B.C. for hf tj-eight Years Addressographing by the League Suppies Department 11

7 League Hi-Lights JONT BOARD MEETNG The quartery joint board meeting was hed in the Stry Co-op Board room. Miss Jean Archibad opened the meet ing and spoke of the passing of our sin cerc friend and credit unionist, Jim Waace, and referred to the tremendous contribution he bas made to the Credit Union movement. A period of sience "''as then observed. Mr. F. Dickinson reported a successfu year for the B,C. Centra, with one and one-haf miions of doars in assets at the cose of the fisca year. The Manager of the C. u.-& C. Heath Services, Mr. T. Witshire, reported that they were abe to reduce their deficit $ per month and at the same time have buit up the reserve for unreported caims. However, the Society does not fee that it wi continue to show this progress as the fu effect of increased doctors' fees and reduced discount was not fet unti the ast quarter of This is the reason for the proposed in. crease in rates. Membership bas increased to approximatey 4,500 mem be rs. Mr. R. Monrufet, Managing-Director, reported for the League. During 1951 Credit Union membership in the province increased by 10,000 and member savings by $3,500, The League Suppies and Pubication Departments have bettered their position consider aby in the past four months, fuer detais wi be given in the convention reports. The League proposes a change in the dues structure, which if adopted by the Convention, wi give sufficient revenue to empoy a fied man and in crease the services to our Credit Unions. At the present time the League dues are the owest in Canada. Mr. Tom Switzer said he was peased to hear that we proposed to empoy a fied man and then spoke briefy on the need for a fied man in British Coumbia. By PAUL E. JONES LEAGUE BOARD OF DRECTORS MEETNG The meeting epened at 7:30 p.m. with President George Rasmussen in the chair. The Managing-Director re ported that the Apartment and Rooming House Operators Association had formed a Credit Union. An appication for af fiiation with the League from Cunningham Western Credit Union was accepted. t was suggested that the matter of Treasurers' saaries be discq sed at the Convention. After discussion it was decided to go over the quartery reports trom a Credit Unions and make an anaysis of the saaries paid by various Credit Unions and aso tabuate not ony treasurers' expense but other expense items and their reationship to interest income and to have this information avaiabe at the convention. Convention arrangements are progressing and requests for reservations are pouring in to the Nanaimo & District Credit Union. There wi be an in. formation desk in the obby of the Maaspina Hote and aso on the main foor of the Legion Ha. Maps show ing the ocation of the Ha and Hotes wi be issued to a deegates and guests. A first nternationa Credit Union Picnic in Peace Porta Park is panned for Sunday, Juy 20th. This picnic wi be promoted by the Vancouver Chapter in co-operation with the Washington State Credit Union League and the B.C. Credit Union League. Mr. W. Briggs reported that be attended the Treasurers' Association meet ing on Friday, May 30th. They had a we attended and interesting meeting and they have arranged to hod their annua meeting at Nanaimo on Thurs day evening, June 19th. Much of the evening was spent going over the convention arrangements, ap pointing committee chairmen, etc., so as usua the meeting was not adjourned unti midnight. Modern Equipment for Pubi~ations PRCE PRNTNG LTD. PRNTERS - PUBLCATONS 1519 West 6th Ave., Vancouver 9, B.C. CE Office Suppies Lega Forms and Seas Graham's Stationery 145 East Broadway Schoo Suppies - Magazines Pocket Books - Smoker's Sundries. WHY CREDT UNONS? ~by. do Credit Union peope spend theu. time. and effort organizing new C~edit Un1ons and preaching the doctrrne of Edward Fiine and those other pioneers of this great cause? Why? Because at first it was a necessity, to hep the down trodden, the poor, whose ives were governed by the grasping money enders, whose exorbitant.rate of inter. est kept the borrower aways in debt to them. a~d forcing these poor peope ~o pay JO rnterest many times the origina oan. The practice of usury bas been the curs~ of the?ord since the beginning?f ttme. t is mentioned many times JO both the Od and the New Testa meats, a.ad it no d9ubt wi be a probem ~nu the end of time. t was this practice, aong with famine, and perhaps other things, that caused some of the more far sighted men of a century or more ago to start thinking of ways and means to aeviate the terribe burden that the poor of the country had to ~arry.. Th~re is an od saying that necessity 1s the mother of invention "!his coud we incude that necessicy is the mother of thoughts and ideas which ead to better iving conditions For it was from the thoughts of such men as Raiffeisen and those who fo owed. him, who put these thoughts in to acuon, that cooperatives and ater Credit Unions, sprang.. Yes, at first, it was a necessity. Now, it bas become a way of ife, one of the few.remaining iberties aowed us in a iberty oving country. t is truy, in a sma way, a government of the peope, by the peope, for the peope. n these ~ays, when we are being sowy cosed m on from a sides, by government reguations, higher taxes, threats of So ciaism and Communism, then we must see that the principes of Credit Unions is something to be cherished, protected. and passed on to those who need it and who wi use...ft for the purpose that Credit Unions were first organized: Tci promote thrift, to oan money for provident and productive purposes, at a reasonabe rate of interest, but mosty to work with and for each other ' "\ we mar have a better way of ife. Signed Loyd R. Mansfied, Director Washfogton Credit Union League. ' rame into being. Federa Personaities \..:.-eorge Gaagher Retires One of the most coorfu personaities in the Credit Union movement has retired from active service. George Gaagher, past-president of the Vancouver Federa Empoyees Credit Union and former editor of the B.C. Credit Unionist, has found it necessary due to doctor's orders, to recire from active participation in most of those rhings which he.reay enjoyed. George broached the subject of Credit Unions as eary as 1936, and it was due to his inspiration that the "Federa" His persistence that the movement woud fourish carried many of us over some very discouraging periods. "Vancouver Federa" bas aways been in the forefront and bas aways carried its fu share of the burden of creating and maintaining the movement in Brit ish Coumbia. So George may we be credited with doing a ion's share co wards buiding the B.C. Credit Union League. At a recent banquet given in his honor, he was presented with a. smoker's stand and the good wishes of a his coeagues in "Federa," with th~ expressed hope that be woud improve in heath and that his retirement woud be by no means permanent. Mr. Tom Switzer, our nspeccor, made che presentation and in bis own in imitabe stye, paid tribute to George's efforts. o a suitabe repy, George stated that we have by no means reached the imit of co.operative effort and that we shoud aways remember that we are above a ese a service organization. We sha miss you, George. HAPPY LANDNGS. Presentation of Smoking Cabinet to George Gaagher, on the occasion of his retirement Reading from eft to right are: Mrs. De1 McCarthy, Des McCarthy, Mrs. A. L. Nichoas, George Gaagher, A. L. Nichoas, Tam, Switi:er. SAFES AND VAULTS BY LEAGUE SUPPLES DEPT. HUNGARAN CREDT UNON The Hungarian Credit Union and the Hungarian Socia Cub hed a we attended dinner meeting May 24th at the premises of the Socia Cub. The guest speakers were D.r. W. Back, Professor, at the U.B.C. Aderman A. Sprott and J. D. Cornett, and Mr. A. L. Nichoas on behaf of the Vancouver Chapter of the Credit Unions. The speakers stressed the democratic nature of tho Credit Unions which makes no difference be tween peope of race, creed and re igion. STA HOSTE God Sent You) The traditiona phrase of wecome in Hungary. This is dedicated to a new Canadians within our Movement. No warmer wecome can we give Than that which is your greeting. God sent you a with us to ive; We thank Him for our meeting. God sent you to enrich our and With nobe rich tradition. We greet you then with outstreched hand; Your wefare is our mission. So now, not you, not we, but us, A nadon free and strong. God sent you, this we know, and thus We're sure that you beong. Your race and ours have met in peace Our courses aways bending; God sent you that we may increase n unity unending. A. L. Nichoas. BUSNESS AS USUAL SHED MOVNG WORRES LET BOWMAN STORAGE HANDLE YOUR MOVNG " For o Move With Eose- Try o Firm Who Pease" BOWMAN CARTAGE & STORAGE HA Powe St. Vancouver, B.C. CASDT UMOMST - JUNE, 1952 CREDT UNONST - JUME, 1952 u

8 C.U.&C. T his past week we have circuated a our members on the proposed amendments to the By-Laws to be discussed at the Annua Meeting being hed in Nanaimo on Wednesday, the 18th of June. We hope that this artice wi show you some of the reasons your Board of Directors have in putting forward these resoutions. ARTCLE 1-Afcer the word "conditions" deete the words "known to the member and/or dependent" add to end of cause "this cause is inconcescibe when a member and/or dependent has hed continuous membership in chis Society for a period of five years." This amendment is for the protection of che present membership. e woud be unfair co aow a person to join the Heath Services and have a immediate costy operation which the present membership woud have to pay for. t is very easy for a member to say that he did not know che condition existed. When a member has hed continuous membership in the Society for a period of five years no condition wi be cassed as pre-existing. ARTCLE 12-ncrease in Rates. You wi note chat for the individua mem ber the proposed increase is ffty cents.50c) per month for a members with two or more dependents. t has been found necessary to obtain additiona revenue due co the increase in surgica fees by the British Coumbia Medica Association, and ic was fet that in com. parison to ocher prepaid Medica Care Pans groups A and B were aready high and groups C, D and E were ow. This new race schedue wi now bring the C.U.&C. rates more in ine with accepted poicy. ARTCLE 14-Seccion D. An addidona benefit has been added so that NOTES your Society wi be authorized to pay up co fifty doars $50.00) for radiation therapy in any one iness. This has been considered necessary due to the fact that some of our members h;::ve been treated in this manner for cancer conditions and the Society has ns>t been abe to pay these accounts under the present By-Laws. ARTCLE 14-Section 8. The gram cowards maternity is being increased to seventy-five doars $75.00) as the schedued fee of the B.C. Medica As sociation has now been increased to seventy-five doars S75.00). ARTCLE 15-deete the words "uness such treatment is recommended by a Medica Advisor as necessary for the hearh of the individua concerned." This cause has aways been very diffi C11t co administer because amost any scruccura or functiona abnormaity can be cassed as necessary for the heath of the individua concerned.' ARTCLE 17-Rues and Reguations. This artice has been changed so that the individua member is protected. The Directors wi have authority to write an annua contract with a g;oup; this has been found necessary because many groups are union groups and any Medica Pan adopted muse conform with the new union contract. The group concerned can then be costed and the new contract put into effect at the beginning of a new contract year. The Directors wi have no power co ater er amend any reguations pertaining co individua members ocher than increasing dues fifty cents.50c) per month in any one year, if found necessary. We beieve the above amendments wi make for a more sound organization and wi be easier co administer. Adding Machines by the League Suppies Department LSTEN TO "Chape Chimes» A Program of Organ, Vioin and Harp Music Every Evening at 10:45 p.m. from CKWX by... HARRON BROS. LTD. FUNERAL DRECTORS 55 East 10th Avenue Vancouver, B.C. FAir Kingsway ot Roya Oak "CHAPEL OF CHMES" ROYAL OAK CHAPEL 122 West 6th Street North Vancouver, B.C. North 134 DExter 3361 Editoria Board, B.C. Credit Unionise. Dear Sics: 4362 Napier St., Vancouver,! May 29, 195~ woud ike co take chis means of thanking a the Credit U nions in B.C. and a Jim's friends in the Credit Union Movement foe cheir messages of sym. pathy and for the beautifu fora tributes. e is a comfort to me to know that he had so many friends in the movement. Very sincerey, Jessie Waace. DRECTOR'S CODE Having been chosen as a diceccor of my organization wi do everything possibe co justify the crust and confidence in me. RESOLVE:. To keep mysef informed as to the functions, responsibiities, business, and affairs of the organization. What you don't know WLL hurt you. 2. To deiver mysef of an idea now and then. have no desire co be the china egg in the nest. Even a direccor is entited to ideas. 3. To gee behind mysef and push. Some things are not accompished merey by taking thought, fasting, and prayer. Sweat moves more mountains than Mahomet. 4. Not co be a Charie McCarthy. am sitting on nobody's knee. need not sneeze every time the manager cakes snuff. 5. Noc co substitute prejudice for faces. Fairness and openmindedness are pears of great price. 6. To bear in mind that the interests of chis co-operative organization and the jndjvidua member are jdenrica. When one is cue, the other beeds. 7. By economica and efficient man agement, to conserve che funds of the organization. There arc ony two ways to get rich: Spend Jess than you make, or make more than you spend. 8. To remember chat if a co-operarive, dosing its eres and seeing with its heart, foows unsound poicies, it not ony fais co ive up to its responsibii ties: it pays pattycake with disaster. 9. Personay to grease the chariot whees with penty of the axe grease of good pubic reations. This. is a non-deegabe duty of a director. Jc cannot be performed by one who rides through the streets in a itter with drawn binds. 10. Everastingy to preach che gospe of co-operation, and to baptize into the faith a converts far and near. J. When time's termites begiq J tunne in my timbers, co pass the t to a younger man with scouter egs, thereby owering the.q. and enhanc ing the gamour of the board. f ' PROVNCAL BOWLNG h~ ~r~!~ Ep~~offs of the Credit on Bowing League took pace on r- esday night, May 13, at the Hi Crest Bowing Aeys, 27th Ave. & Main Sc. Vancouver. There, to stare che ba roing, was the president of the Credit Union League, Mr. Rasmussen, who was introduced by Mr. A. Gadu. He expressed his peasure at being asked to officiate and wished the competing teams good uck. Thereupon he roed the first ba-and che pay was on. The excitement was keen a during che evening, and the teams were backed b}' their friends and feow eague members who had come to 'root' for "the home team.' An added note of interest was the fact that a Credit Union team was aso competing at the same tim"e in Powe River and from time co time we were in touch with them by phone during the evening. Ac the end of the pay New Westminster was the cop team, but when tina resuts came from Powe River, chat team had won the Trophy very easiy. Congratuations, Powe River, and we hope to have a try at bringing che trophy back to Vancouver next year. The Trophy wi be presente'd at the Annua Convention in Nanaimo, and che members of che winning team wi each receive an individua award. They are: Les Tayor cape.), Mary Otto, da Bobroff, Bob Lawson, and Mike Boyce. The standing of the teams was as foows: Powe River pins New Westminster pins Scry pins Vancouver Credit C.E.R.&S.) pins V.S.B pins St. Pats pins At the cose of the game, refreshments were served by the committee, thus w inding up a peasant evening and another bowing season. E. Begg, Secty. Bo111i11g Co111. He oved an Eskimo Miss, And he asked her one day for a kiss She said "Why, Wiie, Kissing is siy- t's such biss to rub noses ike chis." Cepe-rey, Rounsefe & Company NSURANCE and NVESTMENTS : ' r' 846 WEST HASTNGS ST. VANCOUVER 1, B.C. Down the Aeys By J\ARTHA J\ACKE t's a over-even the shouting- for another season! t may be chat some of the bowers have forgotten who got what cup but it's a safe bet that they're sti taking about that fried haf-chicken. e W A'.S good, and The Fame served ic, at the Banquet. n the ast issue we gave a isc of the "Highs" that had been made in the Vancouver Credit Unions' Bowing League throughout the season. However, here are the League winners: Ladies High Average: Mes. E. McAdam N) Ladies' High Three: Mrs. J. Whitmore C) Ladies' High Singe: Miss L. Fater U) Me1J 1 s High Average: Bi McAdam N) 'e11's High Three: Steve Parisien C) Men's High Singe: Bi Dew N) Team Winners-by DivisimJS: "C": V.C.S. No. 6, Captain, Mrs. rene McDonad. CO-OP RECOVERY VERY GRATFYNG "The response has been very gratifying for the first year of a new operation," seated directors of Armstrong Co operative Society in presenting the 30th annua report. For che tweve month period, ending January 31, 1952 saes amounting to $102, were recorded, firmy estabishing the successfu re-encry of this co-operative enterprise on che ioca recai business fied. n February, 1950, a disastrous fire compecey wiped out the Co-perative Sociery's modern buiding and stock which had ony been in operation for sighty o ver a month. A re-entry business was then set up and functioned unti the present buiding was competed and ready for opening to che trade, which was effected the end of January, n a few brief remarks Manager A. Hi stressed that extra turn.over was of utmost importance in the over-a operation. He said the business was being run on a cost basis with resucanc ow prices. Mr. Hi compimented che staff, and particuary praised the direc. toes for their vountary efforts in caking stock on four separate occasions. The five directors comprising the board were returned by unanimous vote. They are Messrs. E. S. Docksteader, John Fower, L. A. Babb, C. H. Brown and Robert Wood. -Armstrong Advertfrer. "U": S.M.W.1.A., Captain, Ross Jackson. "N": B.C.S.R. No. 1, Captain, Bi Dew "A": C.E.R.&S. No. 1: Captain A Shute. ncerdivisiona or League) Winner: C.E.R.&S. No. 1. Yes, Ross, 2 pins S d heart-breaking score by which co ose, isn't it? But how nice co win by those same 2 pins, eh, A?) Provincia Winner: We, the winr.ing teams from the foowing Credit Union Bowing Leagues a tried: New Westminster, Vancouver Schoo board the hosts), Scry, Powe River scores phoned in), St. Pat's and our own Van couver Credit Unions C.E.R.&S. No. 1). Everyone was in there-just a.roin' them on-and the best team woo. Congracuations, Powe River! Bowers are reminded chat che Annua Genera Meeting wi be hed on August 10th in the Labour Tempe, Room 12 at :30 p.m. f you wane co be sure of an entry for your team, be on hand. CANADA'S BGGEST CO-OP At the recent Canadian Co-operative Congress, the Prime Minister, che Right Honourabe Louis Sc. Laurene, referred co our Canadian Pariament as Canada"s biggest co-op. We shoud fee happy co know chat he so ceary understands what a co-op is. And we woud be happier sti if a of Canada's egisators, incuding provincia pariaments, under stood whac a co-op reay is. do not think we shoud expecc to ever gee everyone to agree with our aims and methods. But if we can most of them co undersran what we beieve in and how a co-op operates, we wi have done the country and ourseves :t vauabe service. n a very rea sense chis is the work of the Co-op Union. We cannot do it aone. Everyone must hep. But we are expected co take the.ead and to assisc member co-ops to do their part Peope earn two ways, by doing and by reasoning. f you gee your neighbor into che co-op or Credit Union because you are a friend of his, he wi earn about us. f you expain what our aims are, he wi earn about us. f you do both he wi become one of 11s. This is one of the principes of cooper11tio11. -The Co.op Promoter, CR.EDT UNONST - JUNE, 1952 CREDT UNONST - JUNE,

9 a.e. e,_ef/it 'UhiChiJt Officia Organ of the B.C. CREDT UNON LEAGUE, NC:. League Office: 96 E. BROADWAY VANCOUVER, 8. C:. Phone FA Mt. Peasant Undertaking Co. - LMTED KNDLNESS - UNDERSTANDNG - DEPENDABLTY EMerad Kingsway at 11th Avenue, R U B B E R s T A M p s FOR ALL PURPOSES SEALS STENCLS SUPPLES WESTERN STAMP WORKS 346 West Broadway Vancouver, B.C. R. A. Monrufet Mory Maharg Jeon Archibod THRFT EDTORAL BOARD Jim Gaunt Aice McMynn Geo. Rasmussen LEAGUE OFFCERS G. A. Rasmussen, President, Vancouver. Jecn Archibod, 1st Vice President, Vancouver. R. F. Wiiams, 2nd Vice President, Victoria. Pou E. Jones, Director, Burnaby. C. L. Bengough, Director, Vancouver. Geo. Viereck, Director, Prince Rupert. W. Briggs, Director, Vancouver. O. L. Johnson, Director, New Westminster Mrs. H. Brown, Director, Hornby sand. W. H. Brown, Director, Oak Boy. A. R. Gen, Director, Nonomo. A. McPhee, Director, Powe River. W. T. Beasdae, Director, West Summerond. M. J. Chamberin, Director, Vancouver. F. Fgano, Director, West Vancouver. N. Mceon, Director, Vancouver. F. Humphrey, Director, Victoria. R. A. Monrufet, Managing Director. Mrs. V. Rodger, Secretory. A. W. Copp, Suppies. Advertising Rotes on Appication to the League Office. PHONES: FArmont 2427-B.C. Credit Union League and Suppies Dept. B.C. Credit Unionist. FArmont 2311-B.C. Centra Credit Union, R. Robinson. Merod C. U & C. Heath Services Society. Authorized os Second Coss Mo by the Post Office Dept., Ottawa). ~ SPEED and EFFCENCY you never thought possibe in credit union accounting There's a new standard of accounting efficiency in many credit unions today. t's a standard made possibe by a competey new idea in mechanized accounting-the revoutionary new Burroughs Sensimotic with the "mechanica brain" that directs it automaticay through every accounting operation. Here is a new accounting machine with amazing versatiity, speed and ease of operation. The Burroughs Sensimatic does credit union accounting jobs with a saving of time, money and effort over former accounting methods-makes it possibe to obtain the best resuts with either a Cash or Payro Deduction System. Find out today how the Burroughs Sensimatic con save working hours, reduce your accounting costs, and increase efficiency. And a at a surprisingy moderate cost, too. Co your oca Burroughs office or write for compete information today. Burroughs Adding Machine of Canada, Limited, Windsor, Ontario, or 642 Burrard, Vancouver, B.C. t's the Sensationa BURROUGHS SENSMATC Accounting Machine,.~e it at Your League Convention June 18 to 21 ~ 1 ~.,', CREDT UNOM1$T - JUME, 1952