The Barankovich Financial Services Boulder Ridge Drive Menifee, CA

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1 The Barankovich Financial Services Boulder Ridge Drive Menifee, CA What does God say about money? Here are some of the 2,300 verses which address the topic. All verses taken from the New King James Bible. Isaiah 55:8-9 For My thoughts are not your thoughts, nor are your ways My ways, says the LORD. For as the heavens are higher than the earth, so are My ways higher than your ways, and My thoughts than your thoughts. TABLE OF CONTENTS BE FAITHFUL WITH WHAT WE ARE GIVEN... PAGE 2 CHOOSE ETERNAL RATHER THAN TEMPORAL VALUES... PAGE 2 CONTENT IN EVERY CIRCUMSTANCE... PAGE 4 CONTROL... PAGE 7 COUNSEL... PAGE 8 DEBT... PAGE 10 FAITHFULNESS IN LITTLE THINGS... PAGE 13 FAITHFULNESS REQUIRED... PAGE 14 FAITHFULNESS WITH ANOTHER S POSSESSIONS... PAGE 15 GIVING... PAGE 15 GOD GIVES US OUR POSSESSIONS... PAGE 19 GOD IS THE PROVIDER... PAGE 19 HE ACCOMPLISHES HIS INTENTIONS... PAGE 19 HE DEVELOPS OUR CHARACTER... PAGE 20 HE DISCIPLINES HIS CHILDREN... PAGE 20 HE IS LORD OF THE INDIVIDUAL... PAGE 20 HE IS LORD OF THE NATIONS... PAGE 20 HE IS LORD OF THE UNIVERSE... PAGE 21 HONESTY... PAGE 21 IF WE WASTE POSSESSIONS, THE LORD WILL REMOVE US AS STEWARDS... PAGE 24 INVESTING... PAGE 24 THE LORD IS OWNER OF ALL... PAGE 26 LOVING ACCOUNTABILITY... PAGE 28 MORE INTIMATE FELLOWSHIP WITH JESUS CHRIST... PAGE 29 OWNERSHIP... PAGE 29 PARENTS ARE RESPONSIBLE TO TRAIN THEIR CHILDREN TO BE FAITHFUL STEWARDS... PAGE 29 RECOGNIZING GOD S OWNERSHIP... PAGE 30 WORK... PAGE 30

2 BFS Stewardship Verses page 2 BE FAITHFUL WITH WHAT WE ARE GIVEN Matthew 25:14-15 For the kingdom of heaven is like a man traveling to a far country, who called his own servants and delivered his goods to them. And to one he gave five talents, to another two, and to another one, to each according to his own ability; and immediately he went on a journey. Matthew 25:21 His lord said to him, Well done, good and faithful servant; you were faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord. Matthew 25:23 His lord said to him, Well done, good and faithful servant; you have been faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord. Luke 16:11 Therefore if you have not been faithful in the unrighteous mammon, who will commit to your trust the true riches? CHOOSE ETERNAL RATHER THAN TEMPORAL VALUES 1 Chronicles 29:15 For we are aliens and pilgrims before you, as were all our fathers; our days on earth are as a shadow, and without hope. Psalm 39:4-6 LORD, make me to know my end, and what is the measure of my days, that I may know how frail I am. Indeed, You have made my days as handbreadths, and my age is as nothing before You; certainly every man at his best state is but vapor. Selah Surely every man walks about like a shadow; surely they busy themselves in vain; he heaps up riches, and does not know who will gather them. Psalm 90:10,12 The days of our lives are seventy years; and if by reason of strength they are eighty years, yet their boast is only labor and sorrow; for it is soon cut off, and we fly away. So teach us to number our days, that we may gain a heart of wisdom. Psalm 103:13-16 As a father pities his children, so the LORD pities those who fear Him. For He knows our frame; He remembers that we are dust. As for man, his days are like grass; as a flower of the field, so he flourishes. For the wind passes over it, and it is gone, and its place remembers it no more.

3 BFS Stewardship Verses page 3 Ecclesiastes 12:13-14 Let us hear the conclusion of the whole matter: Fear God and keep His commandments, For this is man s all. For God will bring every work into judgment, Including every secret thing, Whether good or evil. Mark 8:36 For what will it profit a man if he gains the whole world, and loses his own soul? 1 Corinthians 3:11-15 For no other foundation can anyone lay than that which is laid, which is Jesus Christ. Now if anyone builds on this foundation with gold, silver, precious stones, wood, hay, straw, each one s work will become clear; for the Day will declare it, because it will be revealed by fire; and the fire will test each one s work, of what sort it is. If anyone s work which he has built on it endures, he will receive a reward. If anyone s work is burned, he will suffer loss; but he himself will be saved, yet so as through fire. 2 Corinthians 4:18 While we do not look at the things which are seen, but at the things which are not seen. For the things which are seen are temporary, but the things which are not seen are eternal. 2 Corinthians 5:9-10 Therefore we make it our aim, whether present or absent, to be well pleasing to Him. For we must all appear before the judgment seat of Christ, that each one may receive the things done in the body, according to what he has done, whether good or bad. Philippians 3:20 For our citizenship is in heaven, from which we also eagerly wait for the Savior, the Lord Jesus Christ. 1 Peter 2:11 Beloved, I beg you as sojourners and pilgrims, abstain from fleshly lusts which war against the soul. 2 Peter 3:10-13 But the day of the Lord will come as a thief in the night, in which the heavens will pass away with a great noise, and the elements will melt with fervent heat; both the earth and the works that are in it will be burned up. Therefore, since all these things will be dissolved, what manner of persons ought you to be in holy conduct and godliness, looking for and hastening the coming of the day of God, because of which the heavens will be dissolved, being on fire, and the elements will melt with fervent heat? Nevertheless we, according to His promise, look for new heavens and a new earth in which righteousness dwells.

4 BFS Stewardship Verses page 4 CONTENT IN EVERY CIRCUMSTANCE Genesis 13:5-11 Lot also, who went with Abram, had flocks and herds and tents. Now the land was not able to support them, that they might dwell together, for their possessions were so great that they could not dwell together. And there was strife between the herdsmen of Abram s livestock and the herdsmen of Lot s livestock. The Canaanites and the Perizzites then dwelt in the land. So Abram said to Lot, Please let there be no strife between you and me, and between my herdsmen and your herdsmen; for we are brethren. Is not the whole land before you? Please separate from me. If you take the left, then I will go to the right; or, if you go to the right, then I will go to the left. And Lot lifted his eyes and saw all the plain of Jordan, that it was well watered everywhere (before the LORD destroyed Sodom and Gomorrah) like the garden of the LORD, like the land of Egypt as you go toward Zoar. Then Lot chose for himself all the plain of Jordan, and Lot journeyed east. And they separated from each other. Deuteronomy 30:15-16 See, I have set before you today life and good, death and evil, in that I command you today to love the LORD your God, to walk in His ways, and to keep His commandments, His statutes, and His judgments, that you may live and multiply; and the LORD your God will bless you in the land which you go to possess. Joshua 1:8 This Book of the Law shall not depart from your mouth, but you shall meditate in it day and night, that you may observe to do according to all that is written in it. For then you will make your way prosperous, and then you will have good success. Psalm 73:1-20 Truly God is good to Israel, to such as are pure in heart. But as for me, my feet had almost stumbled; my steps had nearly slipped. For I was envious of the boastful, when I saw the prosperity of the wicked. For there are no pangs in their death, but their strength is firm. They are not in trouble as other men, nor are they plagued like other men. Therefore pride serves as their necklace; violence covers them like a garment. Their eyes bulge with abundance; they have more than heart could wish. They scoff and speak wickedly concerning oppression; they speak loftily. They set their mouth against the heavens, and their tongue walks through the earth. Therefore his people return here, and waters of a full cup are drained by them. And they say, How does God know? And is there knowledge in the Most High? Behold, these are the ungodly, who are always at ease; they increase in riches. Surely I have cleansed my heart in vain, and washed my hands in innocence. For all day long I have been plagued, and chastened every morning. If I had said, I will speak thus, behold, I would have been untrue to the generation of Your children. When I thought how to understand this, It was too painful for me u ntil I went into the sanctuary of God; then I understood their end. Surely You set them in slippery places; You cast them down to destruction. As a dream when one awakes, so, Lord, when You awake, You shall despise their image.

5 BFS Stewardship Verses page 5 Matthew 13:7,22 And some fell among thorns, and the thorns sprang up and choked them. Now he who received seed among the thorns is he who hears the word, and the cares of this world and the deceitfulness of riches choke the word, and he becomes unfruitful. Matthew 19:16-23 Now behold, one came and said to Him, Good Teacher, what good thing shall I do that I may have eternal life? So He said to him, Why do you call Me good? No one is good but One, that is, God. But if you want to enter into life, keep the commandments. He said to Him, Which ones? Jesus said, You shall not murder, You shall not commit adultery, You shall not steal, You shall not bear false witness, Honor your father and your mother, and, You shall love your neighbor as yourself. The young man said to Him, All these things I have kept from my youth. What do I still lack? Jesus said to him, If you want to be perfect, go, sell what you have and give to the poor, and you will have treasure in heaven; and come, follow Me. But when the young man heard that saying, he went away sorrowful, for he had great possessions. Then Jesus said to His disciples, Assuredly, I say to you that it is hard for a rich man to enter the kingdom of heaven. Matthew 22:17-21 Tell us, therefore, what do You think? Is it lawful to pay taxes to Caesar, or not? But Jesus perceived their wickedness, and said, Why do you test Me, you hypocrites? Show Me the tax money. So they brought Him a denarius. And He said to them, Whose image and inscription is this? They said to Him, Caesar s. And He said to them, Render therefore to Caesar the things that are Caesar s, and to God the things that are God s. Mark 8:36-37 For what will it profit a man if he gains the whole world, and loses his own soul? Or what will a man give in exchange for his soul? Luke 3:14 Likewise the soldiers asked him, saying, And what shall we do? So he said to them, Do not intimidate anyone or accuse falsely, and be content with your wages. Acts 4:32-37 Now the multitude of those who believed were of one heart and one soul; neither did anyone say that any of the things he possessed was his own, but they had all things in common. And with great power the apostles gave witness to the resurrection of the Lord Jesus. And great grace was upon them all. Nor was there anyone among them who lacked; for all who were possessors of lands or houses sold them, and brought the proceeds of the things that were sold, and laid them at the apostles feet; and they distributed to each as anyone had need. And Joses, who was also named Barnabas by the apostles (which is translated Son of Encouragement), a Levite of the country of Cyprus, having land, sold it, and brought the money and laid it at the apostles feet.

6 BFS Stewardship Verses page 6 Romans 12:16 Be of the same mind toward one another. Do not set your mind on high things, but associate with the humble. Do not be wise in your own opinion. Romans 13:1-7 Let every soul be subject to the governing authorities. For there is no authority except from God, and the authorities that exist are appointed by God. Therefore whoever resists the authority resists the ordinance of God, and those who resist will bring judgment on themselves. For rulers are not a terror to good works, but to evil. Do you want to be unafraid of the authority? Do what is good, and you will have praise from the same. For he is God s minister to you for good. But if you do evil, be afraid; for he does not bear the sword in vain; for he is God s minister, an avenger to execute wrath on him who practices evil. Therefore you must be subject, not only because of wrath but also for conscience sake. For because of this you also pay taxes, for they are God s ministers attending continually to this very thing. Render therefore to all their due: taxes to whom taxes are due, customs to whom customs, fear to whom fear, honor to whom honor. Philippians 2:3 Let nothing be done through selfish ambition or conceit, but in lowliness of mind let each esteem others better than himself. Philippians 4:11-13 Not that I speak in regard to need, for I have learned in whatever state I am, to be content: I know how to be abased, and I know how to abound. Everywhere and in all things I have learned both to be full and to be hungry, both to abound and to suffer need. I can do all things through Christ who strengthens me. 1 Thessalonians 4:11-12 That you also aspire to lead a quiet life, to mind your own business, and to work with your own hands, as we commanded you, that you may walk properly toward those who are outside, and that you may lack nothing. 1 Timothy 6:6-8 Now godliness with contentment is great gain. For we brought nothing into this world, and it is certain we can carry nothing out. 8 And having food and clothing, with these we shall be content. Hebrews 11:36-40 Still others had trial of mockings and scourgings, yes, and of chains and imprisonment. They were stoned, they were sawn in two, were tempted, were slain with the sword. They wandered about in sheepskins and goatskins, being destitute, afflicted, tormented of whom the world was not worthy. They wandered in deserts and mountains, in dens and caves of the earth. And all these, having obtained a good testimony through faith, did not receive the promise, God having provided something better for us, that they should not be made perfect apart from us.

7 BFS Stewardship Verses page 7 James 2:1-9 My brethren, do not hold the faith of our Lord Jesus Christ, the Lord of glory, with partiality. For if there should come into your assembly a man with gold rings, in fine apparel, and there should also come in a poor man in filthy clothes, and you pay attention to the one wearing the fine clothes and say to him, You sit here in a good place, and say to the poor man, You stand there, or, Sit here at my footstool, have you not shown partiality among yourselves, and become judges with evil thoughts? Listen, my beloved brethren: Has God not chosen the poor of this world to be rich in faith and heirs of the kingdom which He promised to those who love Him? But you have dishonored the poor man. Do not the rich oppress you and drag you into the courts? Do they not blaspheme that noble name by which you are called? If you really fulfill the royal law according to the Scripture, You shall love your neighbor as yourself, you do well; but if you show partiality, you commit sin, and are convicted by the law as transgressors. CONTROL 1 Chronicles 29:11 Yours, O LORD, is the greatness, the power and the glory, the victory and the majesty; for all that is in heaven and in earth is Yours; Yours is the kingdom, O LORD, and You are exalted as head over all. Psalm 135:6 Whatever the LORD pleases He does, in heaven and in earth, in the seas and in all deep places. Isaiah 45:6-7 That they may know from the rising of the sun to its setting That there is none besides Me. I am the LORD, and there is no other; I form the light and create darkness, I make peace and create calamity; I, the LORD, do all these things. Daniel 4:34-35 And at the end of the time I, Nebuchadnezzar, lifted my eyes to heaven, and my understanding returned to me; and I blessed the Most High and praised and honored Him who lives forever: For His dominion is an everlasting dominion, and His kingdom is from generation to generation. All the inhabitants of the earth are reputed as nothing; He does according to His will in the army of heaven and among the inhabitants of the earth. No one can restrain His hand or say to Him, What have You done? Romans 8:28 And we know that all things work together for good to those who love God, to those who are the called according to His purpose.

8 BFS Stewardship Verses page 8 COUNSEL A Wise Person Seeks Advice Joshua 9:14-20 Then the men of Israel took some of their provisions; but they did not ask counsel of the LORD. So Joshua made peace with them, and made a covenant with them to let them live; and the rulers of the congregation swore to them. And it happened at the end of three days, after they had made a covenant with them, that they heard that they were their neighbors who dwelt near them. Then the children of Israel journeyed and came to their cities on the third day. Now their cities were Gibeon, Chephirah, Beeroth, and Kirjath Jearim. But the children of Israel did not attack them, because the rulers of the congregation had sworn to them by the LORD God of Israel. And all the congregation complained against the rulers. Then all the rulers said to all the congregation, We have sworn to them by the LORD God of Israel; now therefore, we may not touch them. This we will do to them: We will let them live, lest wrath be upon us because of the oath which we swore to them. Psalm 1:1-3 Blessed is the man who walks not in the counsel of the ungodly, nor stands in the path of sinners, nor sits in the seat of the scornful; but his delight is in the law of the LORD, and in His law he meditates day and night. He shall be like a tree planted by the rivers of water, that brings forth its fruit in its season, whose leaf also shall not wither; and whatever he does shall prosper. Psalm 16:7 I will bless the LORD who has given me counsel; my heart also instructs me in the night seasons. Psalm 32:8 I will instruct you and teach you in the way you should go; I will guide you with My eye. Psalm 106:13-15 They soon forgot His works; they did not wait for His counsel, but lusted exceedingly in the wilderness, and tested God in the desert. And He gave them their request, but sent leanness into their soul. Psalm 119:24 Your testimonies also are my delight and my counselors. Psalm 119:105 Your word is a lamp to my feet and a light to my path. Proverbs 1:8-9 My son, hear the instruction of your father, and do not forsake the law of your mother; for they will be a graceful ornament on your head, and chains about your neck.

9 BFS Stewardship Verses page 9 Proverbs 11:14 Where there is no counsel, the people fall; but in the multitude of counselors there is safety. Proverbs 12:5 The thoughts of the righteous are right, but the counsels of the wicked are deceitful. Proverbs 12:15 The way of a fool is right in his own eyes, but he who heeds counsel is wise. Proverbs 13:10 By pride comes nothing but strife, but with the well-advised is wisdom. Proverbs 15:22 Without counsel, plans go awry, but in the multitude of counselors they are established. Ecclesiastes 4:9-12 Two are better than one, because they have a good reward for their labor. For if they fall, one will lift up his companion. But woe to him who is alone when he falls, for he has no one to help him up. Again, if two lie down together, they will keep warm; but how can one be warm alone? Though one may be overpowered by another, two can withstand him. And a threefold cord is not quickly broken. 1 Timothy 3:16-17 And without controversy great is the mystery of godliness: God was manifested in the flesh, justified in the Spirit, seen by angels, preached among the Gentiles, believed on in the world, received up in glory. Hebrews 4:12 For the word of God is living and powerful, and sharper than any two-edged sword, piercing even to the division of soul and spirit, and of joints and marrow, and is a discerner of the thoughts and intents of the heart. SEEKING COUNSEL Two common attitudes in our society keep us from seeking counsel. The first one is pride. Our culture perceives seeking advice as a sign of weakness. We are told, Stand on your own two feet. You don t need anyone to help make your decisions for you! The Counsel of Godly People Psalm 37:30-31 The mouth of the righteous speaks wisdom, and his tongue talks of justice. The law of his God is in his heart; none of his steps shall slide.

10 BFS Stewardship Verses page 10 The Counsel of the Lord Isaiah 9:6 For unto us a Child is born, unto us a Son is given; and the government will be upon His shoulder. And His name will be called Wonderful, Counselor, Mighty God, Everlasting Father, Prince of Peace. Psalm 16:7 I will bless the LORD who has given me counsel; My heart also instructs me in the night seasons. Psalm 32:8 I will instruct you and teach you in the way you should go; I will guide you with My eye. Psalm 73:24 You will guide me with Your counsel, and afterward receive me to glory. The Counsel of Scripture Psalm 119:24 Your testimonies also are my delight and my counselors. Hebrews 4:12 For the word of God is living and powerful, and sharper than any two-edged sword, piercing even to the division of soul and spirit, and of joints and marrow, and is a discerner of the thoughts and intents of the heart. Know Your Counselors Proverbs 13:20 He who walks with wise men will be wise, But the companion of fools will be destroyed. Avoiding the Counsel of the Wicked Psalm 1:1 Blessed is the man Who walks not in the counsel of the ungodly, nor stands in the path of sinners, nor sits in the seat of the scornful; Fortune Tellers, Mediums, and Spiritualists Leviticus 19:31 Give no regard to mediums and familiar spirits; do not seek after them, to be defiled by them: I am the LORD your God. 1 Chronicles 10:13-14 So Saul died for his unfaithfulness which he had committed against the LORD, because he did not keep the word of the LORD, and also because he consulted a medium for guidance. But he did not inquire of the LORD; therefore He killed him, and turned the kingdom over to David the son of Jesse.

11 BFS Stewardship Verses page 11 Romans 13:8 Owe no one anything except to love one another, for he who loves another has fulfilled the law. DEBT The amount of debt in our nation has exploded in every area. If you converted the federal debt to onedollar bills, placed them end-to-end, and pointed them out to space, they would extend 450 million miles beyond the sun! Corporations now owe over $4.3 trillion. Moreover, The Wall Street Journal reported that 51 percent of all corporate profits are being eaten up by interest. Individuals owe more than $6.3 trillion. The average family spends $400 more than it earns each year. Personal consumer debt increases at the rate of $1,000 a second, and 13 percent of an average person s take-home pay is already committed to payment of existing debt not including the home mortgage! Step 1 for Getting out of Debt: Pray 1 Kings 4:1-7 A certain woman of the wives of the sons of the prophets cried out to Elisha, saying, Your servant my husband is dead, and you know that your servant feared the LORD. And the creditor is coming to take my two sons to be his slaves. So Elisha said to her, What shall I do for you? Tell me, what do you have in the house? And she said, Your maidservant has nothing in the house but a jar of oil. Then he said, Go, borrow vessels from everywhere, from all your neighbors empty vessels; do not gather just a few. And when you have come in, you shall shut the door behind you and your sons; then pour it into all those vessels, and set aside the full ones. So she went from him and shut the door behind her and her sons, who brought the vessels to her; and she poured it out. Now it came to pass, when the vessels were full, that she said to her son, Bring me another vessel. And he said to her, There is not another vessel. So the oil ceased. Then she came and told the man of God. And he said, Go, sell the oil and pay your debt; and you and your sons live on the rest. 1 Timothy 6:5-6 Useless wranglings of men of corrupt minds and destitute of the truth, who suppose that godliness is a means of gain. From such withdraw yourself. Now godliness with contentment is great gain.

12 BFS Stewardship Verses page 12 Debt Is Considered Slavery Deuteronomy 15:4-6 Except when there may be no poor among you; for the LORD will greatly bless you in the land which the LORD your God is giving you to possess as an inheritance only if you carefully obey the voice of the LORD your God, to observe with care all these commandments which I command you today. For the LORD your God will bless you just as He promised you; you shall lend to many nations, but you shall not borrow; you shall reign over many nations, but they shall not reign over you. Deuteronomy 28:1-2, 12 Now it shall come to pass, if you diligently obey the voice of the LORD your God, to observe carefully all His commandments which I command you today, that the LORD your God will set you high above all nations of the earth. And all these blessings shall come upon you and overtake you, because you obey the voice of the LORD your God. The LORD will open to you His good treasure, the heavens, to give the rain to your land in its season, and to bless all the work of your hand. You shall lend to many nations, but you shall not borrow. Deuteronomy 28:15, But it shall come to pass, if you do not obey the voice of the LORD your God, to observe carefully all His commandments and His statutes which I command you today, that all these curses will come upon you and overtake you: The alien who is among you shall rise higher and higher above you, and you shall come down lower and lower. He shall lend to you, but you shall not lend to him; he shall be the head, and you shall be the tail. Moreover all these curses shall come upon you and pursue and overtake you, until you are destroyed, because you did not obey the voice of the LORD your God, to keep His commandments and His statutes which He commanded you. 2 Kings 4:1 A certain woman of the wives of the sons of the prophets cried out to Elisha, saying, Your servant my husband is dead, and you know that your servant feared the LORD. And the creditor is coming to take my two sons to be his slaves. Psalm 37:21 The wicked borrows and does not repay, But the righteous shows mercy and gives. Proverbs 3:27-28 Do not withhold good from those to whom it is due, when it is in the power of your hand to do so. Do not say to your neighbor, Go, and come back, and tomorrow I will give it, when you have it with you. Proverbs 6:1-5 My son, if you become surety for your friend, if you have shaken hands in pledge for a stranger, you are snared by the words of your mouth; you are taken by the words of your mouth. So do this, my son, and deliver yourself; for you have come into the hand of your friend: go and humble yourself;

13 BFS Stewardship Verses page 13 plead with your friend. Give no sleep to your eyes, nor slumber to your eyelids. Deliver yourself like a gazelle from the hand of the hunter, and like a bird from the hand of the fowler. Proverbs 17:18 A man devoid of understanding shakes hands in a pledge, and becomes surety for his friend. Proverbs 22:7 The rich rules over the poor, And the borrower is servant to the lender. Proverbs 22:26-27 Do not be one of those who shakes hands in a pledge, one of those who is surety for debts; if you have nothing with which to pay, why should he take away your bed from under you? Romans 13:8 Owe no one anything except to love one another, for he who loves another has fulfilled the law. 1 Corinthians 7:23 You were bought at a price; do not become slaves of men. Debt Presumes Upon Tomorrow James 4:13-15 Come now, you who say, Today or tomorrow we will go to such and such a city, spend a year there, buy and sell, and make a profit ; whereas you do not know what will happen tomorrow. For what is your life? It is even a vapor that appears for a little time and then vanishes away. 15 Instead you ought to say, If the Lord wills, we shall live and do this or that. Debt Was Considered a Curse Deuteronomy 28:1, 2, 12 Now it shall come to pass, if you diligently obey the voice of the LORD your God, to observe carefully all His commandments which I command you today, that the LORD your God will set you high above all nations of the earth. And all these blessings shall come upon you and overtake you, because you obey the voice of the LORD your God: The LORD will open to you His good treasure, the heavens, to give the rain to your land in its season, and to bless all the work of your hand. You shall lend to many nations, but you shall not borrow. FAITHFULNESS IN LITTLE THINGS Luke 16:10 He who is faithful in what is least is faithful also in much; and he who is unjust in what is least is unjust also in much.

14 BFS Stewardship Verses page 14 FAITHFULNESS REQUIRED Genesis 1:26 Then God said, Let us make man in our image, after our likeness; and let them have dominion over the fish of the sea, and over the birds of the air, and over the cattle, and over all the earth, and over every creeping thing that creeps upon the earth. Genesis 14:22-23 But Abram said to the king of Sodom, I have sworn to the LORD God Most High, maker of heaven and earth, that I would not take a thread or a sandal-thong or anything that is yours, lest you should say, I have made Abram rich. Psalm 8:4-6 What is man that thou art mindful of him, and the son of man that thou dost care for him? Yet thou hast made him little less than God, and dost crown him with glory and honor. Thou hast given him dominion over the works of thy hands; thou hast put all things under his feet. Psalm 139:1-3 O LORD, thou hast searched me and known me! Thou knowest when I sit down and when I rise up; thou discernest my thoughts from afar. Thou searchest out my path and my lying down, and art acquainted with all my ways. Matthew 25:14-30 For the kingdom of heaven is like a man traveling to a far country, who called his own servants and delivered his goods to them. And to one he gave five talents, to another two, and to another one, to each according to his own ability; and immediately he went on a journey. Then he who had received the five talents went and traded with them, and made another five talents. And likewise he who had received two gained two more also. But he who had received one went and dug in the ground, and hid his lord s money. After a long time the lord of those servants came and settled accounts with them. So he who had received five talents came and brought five other talents, saying, Lord, you delivered to me five talents; look, I have gained five more talents besides them. His lord said to him, Well done, good and faithful servant; you were faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord. He also who had received two talents came and said, Lord, you delivered to me two talents; look, I have gained two more talents besides them. His lord said to him, Well done, good and faithful servant; you have been faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord. Then he who had received the one talent came and said, Lord, I knew you to be a hard man, reaping where you have not sown, and gathering where you have not scattered seed. And I was afraid, and went and hid your talent in the ground. Look, there you have what is yours.

15 BFS Stewardship Verses page 15 But his lord answered and said to him, You wicked and lazy servant, you knew that I reap where I have not sown, and gather where I have not scattered seed. So you ought to have deposited my money with the bankers, and at my coming I would have received back my own with interest. Therefore take the talent from him, and give it to him who has ten talents. For to everyone who has, more will be given, and he will have abundance; but from him who does not have, even what he has will be taken away. And cast the unprofitable servant into the outer darkness. There will be weeping and gnashing of teeth. Luke 16:1-2 He also said to His disciples: There was a certain rich man who had a steward, and an accusation was brought to him that this man was wasting his goods. So he called him and said to him, What is this I hear about you? Give an account of your stewardship, for you can no longer be steward. Luke 16:12 And if you have not been faithful in what is another man s, who will give you what is your own? Romans 14:10-12 Why do you pass judgment on your brother? Or you, why do you despise your brother? For we shall all stand before the judgment seat of God; for it is written, As I live, says the Lord, every knee shall bow to me, and every tongue shall give praise to God. So each of us shall give account of himself to God. 1 Corinthians 4:2 Moreover it is required of stewards that they be found trustworthy. But with me it is a very small thing that I should be judged by you or by any human court. I do not even judge myself. Hebrews 4:13 And before him no creature is hidden, but all are open and laid bare to the eyes of him with whom we have to do. FAITHFULNESS WITH ANOTHER S POSSESSIONS Luke 16:12 And if you have not been faithful in what is another man s, who will give you what is your own? GIVING Genesis 14:20 And blessed be God Most High, Who has delivered your enemies into your hand. And he gave him a tithe of all.

16 BFS Stewardship Verses page 16 Genesis 14:21-23 Now the king of Sodom said to Abram, Give me the persons, and take the goods for yourself. But Abram said to the king of Sodom, I have raised my hand to the LORD, God Most High, the Possessor of heaven and earth, that I will take nothing, from a thread to a sandal strap, and that I will not take anything that is yours, lest you should say, I have made Abram rich. Numbers 18:8-10, 24 And the LORD spoke to Aaron: Here, I Myself have also given you charge of My heave offerings, all the holy gifts of the children of Israel; I have given them as a portion to you and your sons, as an ordinance forever. This shall be yours of the most holy things reserved from the fire: every offering of theirs, every grain offering and every sin offering and every trespass offering which they render to Me, shall be most holy for you and your sons. In a most holy place you shall eat it; every male shall eat it. It shall be holy to you. For the tithes of the children of Israel, which they offer up as a heave offering to the LORD, I have given to the Levites as an inheritance; therefore I have said to them, Among the children of Israel they shall have no inheritance. Proverbs 11:24-25 There is one who scatters, yet increases more; and there is one who withholds more than is right, but it leads to poverty. The generous soul will be made rich, and he who waters will also be watered himself. Isaiah 58:6-11 Is this not the fast that I have chosen: to loose the bonds of wickedness, to undo the heavy burdens, to let the oppressed go free, and that you break every yoke? Is it not to share your bread with the hungry, and that you bring to your house the poor who are cast out; when you see the naked, that you cover him, and not hide yourself from your own flesh? Then your light shall break forth like the morning, your healing shall spring forth speedily, and your righteousness shall go before you; the glory of the LORD shall be your rear guard. Then you shall call, and the LORD will answer; you shall cry, and He will say, Here I am. If you take away the yoke from your midst, the pointing of the finger, and speaking wickedness, If you extend your soul to the hungry and satisfy the afflicted soul, then your light shall dawn in the darkness, and your darkness shall be as the noonday. The LORD will guide you continually, and satisfy your soul in drought, and strengthen your bones; you shall be like a watered garden, and like a spring of water, whose waters do not fail. Ezekiel 16:49 Look, this was the iniquity of your sister Sodom: She and her daughter had pride, fullness of food, and abundance of idleness; neither did she strengthen the hand of the poor and needy. Malachi 3:8-10 Will a man rob God? Yet you have robbed Me! But you say, In what way have we robbed You? In tithes and offerings. You are cursed with a curse, for you have robbed Me, even this whole nation.

17 BFS Stewardship Verses page 17 Bring all the tithes into the storehouse, that there may be food in My house, and try Me now in this, says the LORD of hosts, If I will not open for you the windows of heaven and pour out for you such blessing that there will not be room enough to receive it. Matthew 6:20 But lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal. Matthew 15:4-6 For God commanded, saying, Honor your father and your mother ; and, He who curses father or mother, let him be put to death. But you say, Whoever says to his father or mother, Whatever profit you might have received from me is a gift to God then he need not honor his father or mother. Thus you have made the commandment of God of no effect by your tradition. Matthew 23:23 Woe to you, scribes and Pharisees, hypocrites! For you pay tithe of mint and anise and cummin, and have neglected the weightier matters of the law: justice and mercy and faith. These you ought to have done, without leaving the others undone. Matthew 25:35-45 For I was hungry and you gave Me food; I was thirsty and you gave Me drink; I was a stranger and you took Me in; I was naked and you clothed Me; I was sick and you visited Me; I was in prison and you came to Me. Then the righteous will answer Him, saying, Lord, when did we see You hungry and feed You, or thirsty and give You drink? When did we see You a stranger and take You in, or naked and clothe You? Or when did we see You sick, or in prison, and come to You? And the King will answer and say to them, Assuredly, I say to you, inasmuch as you did it to one of the least of these My brethren, you did it to Me. Then He will also say to those on the left hand, Depart from Me, you cursed, into the everlasting fire prepared for the devil and his angels: for I was hungry and you gave Me no food; I was thirsty and you gave Me no drink; I was a stranger and you did not take Me in, naked and you did not clothe Me, sick and in prison and you did not visit Me. Then they also will answer Him, saying, Lord, when did we see You hungry or thirsty or a stranger or naked or sick or in prison, and did not minister to You? Then He will answer them, saying, Assuredly, I say to you, inasmuch as you did not do it to one of the least of these, you did not do it to Me. Mark 12:42-44 Then one poor widow came and threw in two mites, which make a quadrans. So He called His disciples to Himself and said to them, Assuredly, I say to you that this poor widow has put in more

18 BFS Stewardship Verses page 18 than all those who have given to the treasury; for they all put in out of their abundance, but she out of her poverty put in all that she had, her whole livelihood. Luke 12:34 For where your treasure is, there your heart will be also. John 13:27-29 Now after the piece of bread, Satan entered him. Then Jesus said to him, What you do, do quickly. But no one at the table knew for what reason He said this to him. For some thought, because Judas had the money box, that Jesus had said to him, Buy those things we need for the feast, or that he should give something to the poor. Acts 20:35 I have shown you in every way, by laboring like this, that you must support the weak. And remember the words of the Lord Jesus, that He said, It is more blessed to give than to receive. 1 Corinthians 13:3 And though I bestow all my goods to feed the poor, and though I give my body to be burned, but have not love, it profits me nothing. 2 Corinthians 8:1-5 Moreover, brethren, we make known to you the grace of God bestowed on the churches of Macedonia: that in a great trial of affliction the abundance of their joy and their deep poverty abounded in the riches of their liberality. For I bear witness that according to their ability, yes, and beyond their ability, they were freely willing, imploring us with much urgency that we would receive the gift and the fellowship of the ministering to the saints. And not only as we had hoped, but they first gave themselves to the Lord, and then to us by the will of God. 2 Corinthians 9:7 So let each one give as he purposes in his heart, not grudgingly or of necessity; for God loves a cheerful giver. Galatians 2:9-10 And when James, Cephas, and John, who seemed to be pillars, perceived the grace that had been given to me, they gave me and Barnabas the right hand of fellowship, that we should go to the Gentiles and they to the circumcised. They desired only that we should remember the poor, the very thing which I also was eager to do. Galatians 6:6 Let him who is taught the word share in all good things with him who teaches.

19 BFS Stewardship Verses page 19 1 Timothy 5:8 But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever. 1 Timothy 5:17-18 Let the elders who rule well be counted worthy of double honor, especially those who labor in the word and doctrine. For the Scripture says, You shall not muzzle an ox while it treads out the grain, and, The laborer is worthy of his wages. 1 Timothy 6:18-19 Let them do good, that they be rich in good works, ready to give, willing to share, storing up for themselves a good foundation for the time to come, that they may lay hold on eternal life. GOD GIVES US OUR POSSESSIONS 1 Chronicles 29:12-14 Both riches and honor come from You, and You reign over all. In Your hand is power and might; in Your hand it is to make great and to give strength to all. Now therefore, our God, we thank You and praise Your glorious name. But who am I, and who are my people, that we should be able to offer so willingly as this? For all things come from You, and of Your own we have given You. Matthew 25:15 And to one he gave five talents, to another two, and to another one, to each according to his own ability; and immediately he went on a journey. GOD IS THE PROVIDER 1 Kings 17:4,6 And it will be that you shall drink from the brook, and I have commanded the ravens to feed you there. The ravens brought him bread and meat in the morning, and bread and meat in the evening; and he drank from the brook. Matthew 6:33 But seek first the kingdom of God and His righteousness, and all these things shall be added to you. Philippians 4:19 And my God shall supply all your need according to His riches in glory by Christ Jesus. HE ACCOMPLISHES HIS INTENTIONS Genesis 45:5-8; 50:20 But now, do not therefore be grieved or angry with yourselves because you sold me here; for God sent me before you to preserve life. For these two years the famine has been in the land, and there are still five years in which there will be neither plowing nor harvesting. And God sent me before you to preserve a posterity for you in the earth, and to save your lives by a great deliverance. So now it was

20 BFS Stewardship Verses page 20 not you who sent me here, but God; and He has made me a father to Pharaoh, and lord of all his house, and a ruler throughout all the land of Egypt. Also do not be concerned about your goods, for the best of all the land of Egypt is yours. HE DEVELOPS OUR CHARACTER Romans 5:3-4 And not only that, but we also glory in tribulations, knowing that tribulation produces perseverance; and perseverance, character; and character, hope. HE DISCIPLINES HIS CHILDREN Hebrews 12:6; For whom the LORD loves He chastens, and scourges every son whom He receives. For they indeed for a few days chastened us as seemed best to them, but He for our profit, that we may be partakers of His holiness. Now no chastening seems to be joyful for the present, but painful; nevertheless, afterward it yields the peaceable fruit of righteousness to those who have been trained by it. HE IS LORD OF THE INDIVIDUAL Psalm 139: 3-4, 16 You comprehend my path and my lying down, and are acquainted with all my ways. For there is not a word on my tongue, but behold, O LORD, You know it altogether. Thy eyes beheld my unformed substance; in thy book were written, every one of them, the days that were formed for me, when as yet there was none of them. Jeremiah 32:17 Ah Lord GOD! It is thou who hast made the heavens and the earth by thy great power and by thy outstretched arm! Nothing is too hard for thee. Matthew 10:30 But even the hairs of your head are all numbered. Matthew 11:28-30 Come to me, all who labor and are heavy laden, and I will give you rest. Take my yoke upon you, and learn from me; for I am gentle and lowly in heart, and you will find rest for your souls. For my yoke is easy, and my burden is light. HE IS LORD OF THE NATIONS Isaiah 40:15,17 Behold, the nations are as a drop in a bucket, and are counted as the small dust on the scales; Look, He lifts up the isles as a very little thing. All nations before Him are as nothing, and they are counted by Him less than nothing and worthless.

21 BFS Stewardship Verses page 21 Isaiah 40:21-24 Have you not known? Have you not heard? Has it not been told you from the beginning? Have you not understood from the foundations of the earth? It is He who sits above the circle of the earth, and its inhabitants are like grasshoppers, Who stretches out the heavens like a curtain, and spreads them out like a tent to dwell in. He brings the princes to nothing; He makes the judges of the earth useless. Scarcely shall they be planted, scarcely shall they be sown, scarcely shall their stock take root in the earth, when He will also blow on them, and they will wither, and the whirlwind will take them away like stubble. Acts 17:26 And He has made from one blood every nation of men to dwell on all the face of the earth, and has determined their preappointed times and the boundaries of their dwellings. HE IS LORD OF THE UNIVERSE Isaiah 40:25 To whom then will you liken Me, or to whom shall I be equal? says the Holy One. HONESTY Exodus 18:21-22 Moreover you shall select from all the people able men, such as fear God, men of truth, hating covetousness; and place such over them to be rulers of thousands, rulers of hundreds, rulers of fifties, and rulers of tens. And let them judge the people at all times. Then it will be that every great matter they shall bring to you, but every small matter they themselves shall judge. So it will be easier for you, for they will bear the burden with you. Exodus 22:1-4 If a man steals an ox or a sheep, and slaughters it or sells it, he shall restore five oxen for an ox and four sheep for a sheep. If the thief is found breaking in, and he is struck so that he dies, there shall be no guilt for his bloodshed. If the sun has risen on him, there shall be guilt for his bloodshed. He should make full restitution; if he has nothing, then he shall be sold for his theft. If the theft is certainly found alive in his hand, whether it is an ox or donkey or sheep, he shall restore double. Exodus 23:8 And you shall take no bribe, for a bribe blinds the discerning and perverts the words of the righteous. Leviticus 19:11-13 You shall not steal, nor deal falsely, nor lie to one another. And you shall not swear by My name falsely, nor shall you profane the name of your God: I am the LORD. You shall not cheat your neighbor, nor rob him. The wages of him who is hired shall not remain with you all night until morning.

22 BFS Stewardship Verses page 22 Numbers 5:5-8 Then the LORD spoke to Moses, saying, Speak to the children of Israel: When a man or woman commits any sin that men commit in unfaithfulness against the LORD, and that person is guilty, then he shall confess the sin which he has committed. He shall make restitution for his trespass in full, plus one-fifth of it, and give it to the one he has wronged. But if the man has no relative to whom restitution may be made for the wrong, the restitution for the wrong must go to the LORD for the priest, in addition to the ram of the atonement with which atonement is made for him. Deuteronomy 25:13-16 You shall not have in your bag differing weights, a heavy and a light. You shall not have in your house differing measures, a large and a small. You shall have a perfect and just weight, a perfect and just measure, that your days may be lengthened in the land which the LORD your God is giving you. For all who do such things, all who behave unrighteously, are an abomination to the LORD your God. Psalm 15:1-5 LORD, who may abide in Your tabernacle? Who may dwell in Your holy hill? He who walks uprightly, And works righteousness, and speaks the truth in his heart; He who does not backbite with his tongue, nor does evil to his neighbor, nor does he take up a reproach against his friend; in whose eyes a vile person is despised, but he honors those who fear the LORD; he who swears to his own hurt and does not change; he who does not put out his money at usury, nor does he take a bribe against the innocent. he who does these things shall never be moved. Proverbs 3:32 For the perverse person is an abomination to the LORD, but His secret counsel is with the upright. Proverbs 12:22 Lying lips are an abomination to the LORD, but those who deal truthfully are His delight. Proverbs 13:11 Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase. Proverbs 14:2 He who walks in his uprightness fears the LORD, but he who is perverse in his ways despises Him. Proverbs 15:27 He who is greedy for gain troubles his own house, but he who hates bribes will live. Proverbs 20:7 The righteous man walks in his integrity; his children are blessed after him. Proverbs 21:6 Getting treasures by a lying tongue is the fleeting fantasy of those who seek death.

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