REFERENCES. [1] Gerrard, P., & Cunningham, B. (1997). Islamic banking: A study in Singapore. International Journal of Bank Marketing,

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1 161 REFERENCES [1] Gerrard, P., & Cunningham, B. (1997). Islamic banking: A study in Singapore. International Journal of Bank Marketing, [2] Chapra, M., & Khan, T. (2000). Regulation and Supervision of Islamic Banks. Riyadh: Islamic Research Training Institute. [3] Alam, M. (2000). Islamic banking in Bangladesh: A case study of IBBL. International Journal of Islamic financial services, [4] Bagsiraj, M. (2003). Islamic Financial Institutions of India: Progress, Problems and Prospects. Riyadh: King Abdul Azeez University. [5] Vasu, B., (2005). Islamic Banking- Banking for a change. The Indian Express, October 2, [6] Tripathy, M., (2009) Inclusive Banking. Frontline Oct 23, [7] Haque, I., Lone, F., & Thakur, G. (2010). Islamic banking in India: What more needed. [8] Khalidi, M. A., and Amanaullah (2010), Consumer perception of Islamic banking in Pakistan. Labuan bulletin of international business & finance, [9] Redimerio, & Andrew. (2011). Will Islamic finance play a key role in funding Asia's Huge Infrastructure task? Standard and Poors. [10] Rustam, S., Bibi, S., Zaman, K., Rustam, A., & Huq, Z. (2011). Perception of Corporate customers towards Islamic banking products and services in Pakistan. The Romanian EconomicJournal, [11] Malik, A., Malik, M. S., & Shah, H. (2011). Analysis of Islamic banking and finance in

2 162 West: from Lagging to Leading. Asian Social Science, [12] Rasheed, H., Aimin, W., & Ahmed, A. (2012). An Evaluation of Bank Customer Satisfaction in Pakistan, Comparing foreign and Islamic banks. International Journal of Academic Research in Business and Social science, [13] Abdullah, A., Sidek, R., & Adnan, A. (2012). Perception of non-muslim Customers towards Islamic banks in Malaysia. International Journal of Business and Social Science, [14] Saad, N. (2012). Comparative Analysis of Customer satisfaction on Islamic and Conventional banks in Malaysia. Asian Social science, [15] Fada, K., & Wabekwa, B. (2012). Peoples' Perception towards Islamic banking : A fieldwork study in Gombe LGA, Nigeria. International Journal of Business, Humanities andtechnology, [16] Hidayat, S., & Al Bawardi, N. (2013). Non-Muslims' perceptions towards Islamic bankingservice in Saudi Arabia. Journal of US-China Public Administration, [17] Amin, A. (2012). Islamic banking in India: Religious and socio-economic perspective affecting muslim investors of Ahmedabad district in Gujarat. International Journal of research in Commerce, IT and Management, ( ). [18] Muniswamy, S., Soundararajan, G., & Ramasamy, R. (2013). Islamic Finance in India: Astudy on the perception of College Teachers in India. Journal of Islamic Economics, Banking and Finance, [19] Bley, J., & Kuehn, K. (2004). Conventional versus Islamic Finance: student knowledge and Perception in the United Arab Emirates. International Journal of Islamic Financial

3 163 Services, [20] Rammal, H., & Zurbruegg, R. (2007). Awareness of Islamic banking products among Muslims: the case of Australia. Journal of Financial Services Marketing, [21] Khattak, N., & Rehman, K. (2010). Customer Satisfaction and awareness of Islamic Banking system in Pakistan. African Journal of Business Management, [22] Loo, M. (2010). Attitudes and Perception towards Islamic banking among Muslims and Non Muslims in Malaysia. International Journal of Arts and Sciences, [23] Haque, A. (2010). Islamic Banking in Malaysia: A study on Attitudinal difference of Malaysian Customers. European Journal of Economics, Finance and Administrative services, [24] Thambiah, S., Eze, U., Shantapparaj, A. J., & Arumugam, K. (2011). Customers' perception of Islamic retail banking: A comparative analysis between the urban and rural regions of Malaysia. International Journal of Business and Management, [ 25 ] Faisal, M., Akhtar, A., & Rehman, A. (2012, December 17,18). Awareness of Islamic Banking in India An empirical study. Retrieved April 14, 2013, from [26] Yatoo, N. A. (2013). Islamic finance in india: An assessment of idea and awareness. International journal of Islamic banking and finance, [27] Jamshidi, D., Hussin, N., & Wan, H. (2013). The potential impact of demographic items On Islamic banking services : Acceptance and usage- A literature review. International Journal of Social Science and Humanities Research,

4 164 [28] Yusuf, M., & Shamsuddin, A. (n.d.). Muslim Consumers' attitude towards Islamic FinanceProducts in a non-muslim country. Jurnal Kemanusiaan, [29] Erol, C., & El-Bdour, R. (1989). Attitudes, Behaviour and patronage factors of bank Customers towards Islamic banks. International Journal of Bank Marketing, 6. [30] Omer, H. S. (1992). The implication of Islamic beliefs and practices on the Islamic financial instiutions in UK: a case study of Al-Barakah International Bank UK. [31] Haron, S., Ahmad, N., & Planisek, S. (1994). Bank Patronage factors of Muslim and non Muslim customers. International Journal of Bank Marketing, [32] Ahmad, M. (1998). The Attitude of bank customers and professional bankers towards Islamic And conventional banks in Bangladesh. [33] Metawa, S., & Al Mossawi, M. (1998). Banking Behaviour of Islamic Bank customers: Perspectives and implications. International Journal of Bank Marketing, [34] Naser, K., Jamal, A., & Al-Khatib, K. (1999). Islamic banking: a study of customer satisfaction and preference in Jordan. International journal of bank marketing, [35] Erol, C., Kaynak, E., & El Bdour, R. (1990). Conventional and Islamic Banks: patronage behaviour of Jordanian customers. International Journal of Bank Marketing, 4. [36] Al-Sultan, W. (1999). Financial Characteristics of interest free banks and conventional banks. Libya: University of Wollongong. [ 37 ] Metwally, M. (2002). The impact of demographic factors on consumer's selection of a particular bank within a dual banking system: a case study. Journal of International Marketin and Marketing Research,

5 165 [38] Khoirunissa, D. (2003). Consumers' preference towards Islamic banking. Journal of Islamic Economics, [39] Okumus, H. (2005). Interest-free banking in Turkey: a study of customer satisfaction and Bank selection criteria. Journal of Economic co-operation, [40] Dusuki, A., & Abdullah, N. (2007). Why do Malaysian Customers patronize Islamic banks?international Journal of Bank Marketing, [41] Khan, M.S.N. Hassan, M.K. Shahid, A.I. (2007). Banking Behavior of Islamic Bank Customers in Bangladesh, [42] Ahamed, W., Rahman, A., Ali, N., & Seman, A. (2008). Religiosity and banking selection criteria amongst Malays in malaysia. Jurnal Syariah, [43] Gait, A., & Worthington, A. (n.d.). Attitudes, Perceptions and Motivation of Libyan Retail Customers towards Islamic methods of Finance. [44] Rashid, M., & Hassan, K. (2009). Customer Demographics affecting Bank selection criteria,preferences and market segmentation: Study on Domestic Islamic banks in Bangladesh.International Journal of Business and Management. [45] Haque, A., Osman, J., & Ismail, A. (2009). Factors Influencing selection of Islamic banking: A study on Malaysian Customer Preferences. American Journal of Applied Sciences, [46] Rao, A., & Sharma, R. (2010). Bank Selection criteria employed by MBA Students in Delhi: An emprical Analysis. Journal of Business studies Quarterly, [47] Marimuthu, M., Jing, C., Gie, L., Mun, L., & Ping, T. (2010). Islamic banking:

6 166 Selection criteria and Implications. Global Journal of Human Social Science, [48] Mamun, M. (n.d.). Prospects and Problems of Islamic Banking from Bank's perspective: Astudy of Bangladesh. Eighth International Conference on Islamic Economics and Finance. [49] Idris, A., Naziman, K., Januri, S., Asari, F., Muhammad, N., Sabri, S., et al. (2011). Religious value as main influencing factor to customers patronizing Islamic bank. World Applied Sciences Journal, [50] Ahamd, N., & Haron, S. (2000). Corporate customer perception of Islamic banking Products and Services. Fifth Harvard University forum on Islamic finance (pp ). Harvard University. [51] Hin, C., Wei, C., Bohari, A., & Adam, M. (2011). Bank Selection criteria and service Quality of Islamic banking: A comparison between Muslim and non-muslim students and its effects on students' satisfaction. Jurnal Eknonom, [52] Asif, M., & Anjum, M. (2012). Acceptance of Islamic banking in Muslim Customers. International Review of Management and Business Research, [53] Saini, Y., Bick, G., & Abdulla, L. (2011). Consumer Awareness and Usage of Islamic banking Products in South Africa. SAJEMS, [54] Awan, H., & Bukhari, K. (2011). Customer s criteria for selecting an Islamic bank: Evidence From Pakistan. Journal of Islamic Marketing, [55] Abdullah, M., Omar, M. A. (2012). Islamic Bank Selection Criteria in Malaysia, [56] Selamat, Z., & Kadir, H. A. (2012). Attitude and patronage factors of bank customers in

7 167 Malaysia: Muslim and non-muslim views. Journal of Islamic Economics, banking and finance, [57] Subhani, M., Hasan, S., Rafiq, M., Nayaz, M., & Osman, A. (2012). Consumer criteria for the selection of Islamic banks: Evidence from Pakistan. International Research Journal of Finance and Economics. [58] Chebab, S., & Zribi, H. (2012). Expected Regret and Islamic banking in emerging countries: The case of Tunisia. Journal of Business Studies Quarterly, [59] Yatoo, N., & Sudalaimuthu, S. (2013). What the Indian Muslims think about Islamic Finance:A empirical study. International Journal of Research in Computer Application and Management, [60] Ramdhony, D. (2013). Islamic banking- Awareness, attitude and bank selection criteria. International Journal of Humanities and Applied Sciences, [61] Okumus, H., & Genc, E. (2013). Interest free banking in Turkey: A study on customer Satisfaction and Bank selection. European Scientific Journal, [62] Sheik, R., & Ahammad, M. (2013). The feasibility of establshing Islamic banks in the UK:thecase of Nottingham. International Journal of Socal Entrepreneurship and Innovation, [63] Guyo, W., & Adan, N. (2013). The determinants of Retail consumer choice of Islamic banking in Kenya. International journal of Arts and Entrepreneurship, [64] Ramadan, Z. (2013). Jordanian criteria for Islamic Bank selection- Evidence from the Jordanian Banking Sector. International Jounal of Academic research in Accounting,

8 168 Finance and Management sciences, [65] Rahman, S. M., Islam, M. S., & Akter, T. (2013). Demographic Profile of the customers and their level of satisfaction: a study of IBBL. Research journal of finance and accounting, [66] Nawi, F., Yazid, A., & Mohammed, M. (2013). A critical literature review for Islamic banks Selection criteria in Malaysia. Canadian Centre of Science and Educatin, [67] Ranjbar, A., & Sharif, S. (n.d.). Islamic Banking Selection Criteria : An empirical study in Malaysia. Retrieved from [68] Kader, R., Zakaria, R., Razali, N., & Abdullah, N. (2014). Why this Bank?Understanding Customers' preference for an Islamic bank in a competitive market. Journal of Islamic Economics, Banking andfinance, [69] Pandu, A., & Hussain, M. G. (2011). Introduction of Islamic banking in India: A suggestedlegal framework. International Journal of Research in commerce,economics and management, [70] Ahangar, G., Padder, M., & Ganie, A. (2013). Islamic Banking and its scope in India. International Journal of Commerce, Business and Management, [71] Singh, J., & Yadav, P. (2013). Islamic Banking in India - Growth and Potential. International Journal of Marketing, Financial Services and Management Research, [72] Khan, K.A., (2013), Emerging Islamic Banking: Its need and scope in India, Pacific Business Review International,

9 169 [73] Bhat, Z. (2013). Nature, Scope and Feasibility of Islamic Banking in India. Abhinav Journal, [74] Basha N.S., Ahmed, B.,(2013), Relevance of Islamic Banking to Indian Economy, International Journal of Research in Commerce, IT and Management, [75] Singh, V. G, Kaur, N., (2014). Islamic Banking- In Indian Context. International journal of Emerging research in management & Technology, [76] Badruddin, A. (2015). Islamic Banking and Finance in India - Kosher or Myth. International Journal of Management, Innovation and Entrepreneurial Research, 1-9.

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