20 Safar, 1436 EWSLETTER December 12, 2014 NMuslim Community Association of the San Francisco Bay Area Effective 12/13 PRAYER TIMES MCA An-Noor TONIGHT & WEEKEND Fajr Dhuhr Asr Maghrib Ishaa Juma Juma 6:20 12:30 3:00 Sunset 8:00 12:15 1:30 6:20 12:30 3:30 Sunset 7:00 12:15 1:30 UPCOMING EVENTS TONIGHT - O My Lord, increase me in Knowledge - Covered California p. 14 (ObamaCare) presentation Saturday, Dec 13 - O My Lord, increase me in Knowledge Half Day Seminar - Open Enrollment Health Coverage - Before you say Yes p. 2 p. 3 Article Easy Dhikr for Extensive Reward p. 6 HADITH Prophet Muhammad (peace be upon him) said: When a morsel (food) of any of you falls, he should pick it up and remove any of the dirt on it and then eat it, and should not leave it for Satan nor should wipe his hand with towel until he has licked his fingers, for he does not know in what portion of the food the blessing lies. [Muslim] Hasan Al-Basri (642 728), was a well-known Muslim preacher, theologian, and scholar of Islam who was born in the house of Prophet Muhammad (sas) TO ADVERTISE WITH US, VISIT OUR WEBSITE: www.mcabayarea.org/newsletter MCA, c/o Newsletter, P.O. Box 180, Santa Clara, CA 95052 newsletter@mcabayarea.org www.mcabayarea.org (408) 727-7277 X416
MCA s SOCIAL COMMITTEE & AMERICAN MUSLIM HEALTH PROFESSIONALS(AMHP) PRESENTS: 2 ND OVERVIEW OF THE AFFORDABLE CARE ACT & ENROLLMENT SESSION THINGS TO BRING: If you've created an account on coveredca.com, bring your username, password and PIN Information for all individuals in your household (those listed on your tax return) o Name and date of birth o Address bring a driver s license or PG&E/phone/cable bill if you can 2 nd Open Enrollment is Here! Get Affordable Health Coverage Now! Certified Enrollers will be on site to help you enroll Join us to learn about the Affordable Care Act and the Health Insurance Marketplace in partnership with the Dept of Health & Human Services, Partnership Center for Faith Based Initiatives and the White House, Office of Public Engagement Presenters: Overview-Claudette G. Klein, Certified Insurance Agent, Covered CA, CFP Enroller, Kathy Yingzhu Wu, Certified Insurance Agent, Covered CA Enroller, Chat Vaewsorn, Certified Insurance Agent, Covered CA o Current income bring a paystub or current tax return if you can Social Security number for those individuals who are applying for coverage bring green card or visa if you have one MCA (Muslim Community Association) 3033 Scott Blvd. Santa Clara, CA 95054 www.amhp.us/getcovered/ Date: Saturday, December 13, 2014 Time: 11AM-3PM Place: 3033 Scott Blvd, (New MCA building) Santa Clara, CA 95054 Our team can help you apply for health insurance that fits your needs and budget Please rsvp Minha Husaini: AffordableCareAct@mcabayarea.org 2
WHAT - WHEN - WHERE - WHY - HOW WHAT is offered in MCA 2.0? MCA 2.0 will host Granada high school, Youth study hall, Youth lounge, Women s gym and lounge, Men s gym and Al Arqam & WIS expansion! WHEN will the renovation start? Construction work to remodel the building requires a building permit, which we will apply for once we have been approved for USE permit. WHERE are we now? We have submitted all materials to Santa Clara Planning committee. Review of our application is expected to happen in January. Once approved, we will have USE permit. WHY does it take so long? Permit process by nature is a long procedure. Particularly in the case of MCA 2.0, the intended usage of the building required us to generate various lengthly reports to the city. HOW can community members help? This endeavor needs YOUR engagement, YOUR expertise and YOUR commitment in turning MCA 2.0 into a living reality as our project moves forward. Stay tuned for more information on ways you can contribute! 3
BOARD OF TRUSTEES ANNOUNCEMENT Board of Trustees would like to announce the addition of Br. Karim Abouelkheir as financial developer working primarily on MCA 2.0 development. Karim did his MBA from Hult International Business school, San Francisco. He has years of experience in Business Development. Karim s cubicle would be in the Main Office, his phone extension is 444. You can reach him at karim.abouelkheir@mcabayarea.org Please join us in welcoming Karim to the MCA family 4
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FEATURED ARTICLE Easy Dhikr for Extensive Reward! by Amira Murphy (productivemuslim.com) What is light on the tongue but heavy on the Scale? Dhikr, the remembrance of Allah subhānahu wa ta āla (glorified and exalted be He). O You who believe! Remember Allah with much remembrance [33:41]. During the hustle and bustle of our frantic lives, the day seems to go by so quickly that it is not until a rare quiet moment late at night that we may realize we have not remembered Allah throughout the day. Apart from the five daily prayers (which themselves are forever threatened to be rushed through or forgotten), did we take a single moment from our day amongst the creation to remember the Creator? A flimsy Alhamdulillah may slip from our tongues but little reflection may go with it. The lack of dhikr, or remembrance in Allah, can be blamed on mismanaging time or forgetfulness; but the truth is, we may not truly understand the weight on these short words or phases on our hearts and souls. And the rewards! The Messenger of Allah ṣallallāhu alayhi wa sallam (peace and blessings of Allāh be upon him) describes the incentives to remembering Allah throughout or day. Basically, if you remember Allah in this life, He will remember you (and grant you wonderful things) in this life and the next. The Prophet said, Allah says: I am just as My slave thinks I am, (i.e. I am able to do for him what he thinks I can do for him) and I am with him if He remembers Me. If he remembers Me in himself, I too, remember him in Myself; and if he remembers Me in a group of people, I remember him in a group that is better than they; and if he comes one span nearer to Me, I go one cubit nearer to him; and if he comes one cubit nearer to Me, I go a distance of two outstretched arms nearer to him; and if he comes to Me walking, I go to him running [Sahih Bukhari]. Below is a short list of some remembrances that you can incorporate in your day. The goal is to make these beautiful praises of the Creator come up from your heart and roll off of your tongue with ease. 1. Quran: Ultimately, the best dhikr is reading the Quran. Reward: You will be rewarded 10 rewards for every letter read. This prize basically illustrates the weight of the Quran in terms of where it should be in your life. 2. SubhanAllah or SubhanAllah wa bihamdihi ( I praise Allah (or All praise if to Allah) above all attributes that do not suit His Majesty. ) Reward: A tree will be planted for you in Paradise. Nice! Start growing your own forest right now! Another hadith relates that whoever says this 100 times a day, his/her sins will be forgiven even if they were as much as the foam of the sea [Bukhari]. 3. Alhamdulillah ( All praise is for Allah. ) Reward: Your scales will be tipped on the Day of Judgment, full of rewards! 4. SubhanAllah wal hamdulillah, wa la ilahaillallah wa Allahu akbar I praise Allah (or All Praise if to Allah) above all attributes that do not suit His Majesty. All praise is for Allah. This is no deity worthy of worship besides Allah. Allah is Great. Reward: This combination of dhikr is the one most beloved by Allah, subhana wa ta ala. When you say them, sins fall off of you like leaves off of trees. 5. La hawla wa la quwwata illa billah ( There is no power or might except (by) Allah. ) Reward: You will enter through a special door in Paradise for those who oft use this remembrance. 6. SubhanAllah (x33), Alhamdulillah (x33), Allahu akbar (x34). Can be recited after salat and before you go to bed/sleep. ( I praise Allah (or All praise if to Allah) above all attributes that do not suit His Majesty. All praise is to Allah. Allah is Great. ) 6
Reward: We know that this dhikr is said after each salah, but when Fatima radyallāhu anha (may Allāh be pleased with her) the daughter of the Prophet came to her father requesting a servant to help with the household, the Messenger of Allah sallallāhu alayhi wa sallam (peace and blessings of Allāh be upon him) told her to repeat the dhikr before her sleep and the results would be better than having a servant. 7. Astaghfirullah ( I seek Allah s forgiveness. ) Reward: You will get protection from Allah s punishment. In Surah Nuh, ayah 10-12, Allah relates the story of Prophet Nuh and how he instructed his people to seek Allah s forgiveness. If they would just say astagfirullah, Allah would sent them rain in abundance, and increase their wealth and children, and give them gardens and rivers in Paradise. 8. Ayahtul-Kursi [2:255]. Reward: When you recite this verse before you go to sleep, Allah sends a guardian to you and no shaytan will come to you until morning. Those who read this after each salah shall enter Paradise. Original Source: http://productivemuslim.com/dhikr-for-extensivereward/#ixzz3lztxteb0 7
THE EXTENDED 2014 TAX FILING DEADLINE IS APPROACHING FAST! NEED HELP FINISHING YOUR TAXES? CONTACT US. ALAM ACCOUNTANCY CORPRORATION, PC. KHORSHED ALAM MBA, MA(Econ), EA, CPA, CVA, ATA, ABA CERTIFIED PUBLIC ACCOUNTANT 1799 Hamilton Avenue, Ste 206, San Jose, CA 95125 CALL US : 408-445-1120 www.alamcpatax.com Serving Clients Since 1981 YEAR ROUND PERSONALIZED PROFESSIONAL SERVICES PROVIDED SINCE 1981 TAX SOLUTIONS ACCOUNTING & FINANCIAL SOLUTIONS TAX PLANNING & PREPARATION Financial Statement Compilation, Audit, & Review Individuals Sole Proprietorships Partnerships/LLC's/Corporations (C Corp & S Corp) Non-Profit Organizations Complex Tax Returns Amended Tax Returns Monthly Bookkeeping Services Sales Tax Return Preparation & Filing Monthly Payroll Services Payroll Filing 941, DE9, DE9C, DE88 940, W2, W3, 1096, 1099 Out of State Tax Returns Sales Tax Audit Representation (BOE) U.S. Fiduciary 1041 - CRUT/CRAT Audit Representation (IRS & Franchise Tax Board) Estate Taxes 706 / Gift Tax 709 / Family Living Trust Financial Planning/Debt Reduction INTERNATIONAL TAXATION AUDIT REPRESENTATION Resident/Non-Resident (Individuals & Corporations) WE REPRESENT TAXPAYERS BEFORE ALL FBAR & Foreign Account Tax Compliance Act (FATCA) TAXING AGENCIES SUCH AS THE IRS, BOARD Mandates Disclosure Else Possibility of Major Penalties OF EQUALIZATION AND FRANCHISE TAX BRD 8 HAVE PROBLEM ON ANY TAX ISSUES WITH: IRS (Income Tax Audit), FTB (California Income Tax Audit), EDD & BOE (Sales Tax Audit) MGMT CONSULTING & BUSINESS VALUATION SERVICES Business Management Consulting IMATS (Integrated Management Accounting & Tax) Service for Small Business Solutions CFO/Mgmt Consulting Service Business Plan/New Business Setup Business Valuation Buy/Sell Closely Held Corporations GUARANTEED TOP QUALITY SERVICE, Mergers & Acquisition Service EFFICIENCY, NEED HELP? Litigation Support: Divorce Cases ECONOMY & CALL US 408-445-1120 Community Property Valuation SATISFACTION Economic Loss Analysis INCORPORATION SERVICES FOR MORE INFORMATION CALL 408-445-1120 OR EMAIL kalamcpa@gmail.com VISIT US AT WWW.ALAMCPATAX.COM MEMBER: AICPA CSCPA NACVA NAEA CSEA MSEA NSA ACAT NAPT ONE STOP FOR COMPLETE TAX, ACCOUNTING & FINANCIAL SOLUTIONS
www.hhrd.org A TOP MUSLIM CHARITY ON CHARITY NAVIGATOR. Someone asked the Prophet Muhammad (SAW), what actions are most excellent? He replied: To gladden the heart of a human being, to feed the hungry, to help the afflicted, to lighten the sorrow of the sorrowful, and to remove the wrongs of the injured [Hadiith (in transalation)] DONATE NOW: SADAQA ZAKAT DUA Visit us @ the Helping Hand Table or CONTACT any of the following brothers and sisters for more information Muslims for Humanity Please pray for the Hidayah and wellbeing of the Muslim Ummah and humanity around the World. FOR ALL DONATIONS, CONTACT: Shireen Khan (408) 469-3995 hhrd.shireen@gmail Moaz Razzack (408) 829-8161 hhrd.moaz@gmail Khaled Neouchy (408) 568-6926 khaled@naprotek.com Nasreen Sattar (408) 296-3814 nasreen@thesattars.com Banan Burg (408) 990-6531 bananburg@gmail.com Abdul Awwal (925) 872-7074 aawwal@gmail.com You may also mail / bring checks to 3070 Scott Blvd, Santa Clara, CA 95050 Helping Hand USA is a 501 (c) 3 global humanitarian relief and development organization - Tax ID: 31-1628040 - WWW.HHRD.ORG 9
THINKING ABOUT THE FUTURE Maybe it s time to improve your communication and leadership skills MCA TOASTMASTERS CLUB IS HERE TO HELP Successful people are good communicators. Visit our club meeting to learn why so many people join MCA Toastmaster Club to improve their presentation and leadership skills. Find Out How Visit Our Weekly Meeting! We meet every Thursday from 7pm to 8pm at the Maryam Banquet Hall in MCA For details contact: Nadeem Masood (nadeem.masood@comcast.net) 408-309- 7418 Haris Bijli (harisbijli@msn.com) http://mca.toastmastersclubs.org Granada Islamic School (High School) Subjects: Employment Opportunities Founded in 1988, GIS offers Pre-K through 8th grade education in an Islamic environment, and is fully accredited by WASC (Western Association of Schools and Colleges). Granada is opening its high school doors in the Fall of 2015 and we are looking for qualified teachers. Language Arts, Islamic Studies/Quran, Math, Science, Social Studies, PE, Arabic and the Arts Minimum Qualifications Required: Proficient in the Subject (Single Subject Credential) with US Teaching Experience and/or US College/University Teaching Experience in the field with Advanced Degree English Proficiency Legal Work Status Benefits Competitive Wages Health Insurance Coverage 401 K Retirement Plan Discount on Children s Tuition If interested, please email resume and cover letter mentioning High School and the subject to careers@granadaschool.org 10
Announcing. Full-time & After-school Hifz Program Full-time Hifz Program Monday Thursday 7.00AM 1.00PM Friday 7.00AM-Noon After-school Hifz Program Monday Friday 3.30PM 5.30PM Registration now open Limited seats available Academic Tutoring Monday Friday 4.00PM 6.30PM Experienced Hifz Teachers Classes start from September 10 th,2014 Academic tutoring by experienced teachers Fluency in Qur an recitation preferred Boys & Girls above 8 years may apply For registration and more information, please contact: HifzSchool@mcabayarea.org COMMUNITY ANNOUNCEMENT Stress, Children/Spouse Problems, Other issues? Do not let these issues destroy your family! Call us at The FIRAT. We ll try to help. Your PRIVACY is our Honor! Don t worry. We offer FREE Service. Need your Duas! Call us NOW! 650-444-0792 www.thefirat.orgnote: The classes are for brothers and sisters. Providing a Bright Future - Remodeled & Renovated Pre-k - Welcoming Environment - Hands on Learning www.granadaschool.org 11
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QMC is an after school Quran reading (Tajweed) and memorization program for children and Women. Its mission is to provide low cost high quality education to Muslim community in science of Quran Tajweed with emphasis on character building based on the teachings of Quran and Sunnah QURAN(QMC/MCA) *Year Round Program* Registration open Age 3 and up We have classes for sisters too. ***** Next session starting Aug 4th QMC office is open during Ramadan after Isha prayer. Office is located in MCA across from babysitting room Quran recitation, Memorization, Islamic studies qmcbayarea@yahoo.com 408 727 7277 ext 419 13
.... An ObamaCare 101 PowerPoint Presentation Presented by: Tarik Takkesh, Program Director... Learn about Covered California (ObamaCare), the new health insurance marketplace that offers affordable options to qualified consumers because the IRS will fine all uninsured individuals after February 15, 2015. We are certified to provide outreach, education, and enrollment in Covered California.... Friday, December 12, 2014 7:00 p.m. - 8:00 pm. Muslim Community Association - Khadija Banquet Hall 3003 Scott Blvd, Santa Clara, CA 95054..... Access California Services (AccessCal) is a culturally and linguistically sensitive nonprofit health and human services organization. We provide economic and social resources to local Arab- and Muslim-Americans, refugees, and immigrants, yet we are nonsectarian, serving families and individuals of any faith or ethnicity. E-mail Tarik Takkesh at Tarik@accesscal.org Like us: Facebook.com/AccessCal Follow us on Twitter: @AccessCal Donate today www.accesscal.org 631 S. Brookhurst St., Suite 107, Anaheim, CA 92804 T: 1 (800) 287-1332 (714) 917-0440 F: (714) 917-0441 14
CLASSIFIEDS To advertise with us, visit our website: www.mcabayarea.org/newsletter newsletter@mcabayarea.org 408-727-7277 Disclaimer: MCA does not endorse and is not responsible for products and services in the ads section of the MCA newsletter. MCA holds the right to reject or accept ads submitted. No ads dealing with a business deemed to be in conflict with Islamic principles will be accepted. 15 DENTISTS/MEDICAL Mohsena Ahmad, DDS, Family Dentistry with a caring approach. Most Insurance accepted. Open on Saturday. 259 Meridian Ave., Ste 12, San Jose, CA 95126 (Between W. San Carlos St. & Park Ave.) (408) 275-0768 Lubna Azeem, DDS General Dentist 2016 Forest Ave, Suite 4, San Jose, 95128 Near O Connor Hospital Open Saturdays, www.calsmiledental.com Visit our website for coupons (408) 930-5238 Sarah Azad, MD Obstetrics & Gynecology www.doctorazad.com 2490 Hospital Dr. #300 Mountain View, CA 94040 Saturday appointments available (650) 988-8300 BUSINESS SERVICES CNG/NGV vehicles are inspected as per CSA guidelines, by PG&E Approved Inspector. We also do Mobile Inspections. Contact Sumair (925)408-2159. CLOVERLEAF MARKET INTERNATIONAL FOODS - FRESH PRODUCE - HALAL MEAT 444 N Winchester Blvd. Santa Clara, CA 95050 (408) 418-3643 Cal Micro, Inc. is a Manufacturer Authorized Notebook Repair Center for IBM, Lenovo, Sony, Fujitsu & Toshiba. Cal Micro technicians are certified to work on your notebook, including in-warranty (typically free) and affordable out-of-warranty repairs. FREE Diagnostics. technician@calmicro.net (408) 321-9777 Sunny Day Care Licensed childcare with Halal meals; near De Anza College in Cupertino. Call Tahira or email sunnydaycare5@gmail.com (408) 390-9810 PERSONAL SERVICES Nanny/mother s help needed in Los Altos To care for two girls, 6 and 8, and help around house (laundry, errands, tidying, meal prep). Drive home from school/to activities, help with homework, playdates. Noon to 7pm, Mon-Fri. Send email with resume/questions to Mona at monayousuf05@gmail.com Arabic teacher needed in Los Altos To teach two girls, aged 6 and 8, in a way that is fun for all. Both have had lessons in the past, but we have recently moved to the area and are looking for a new teacher. A teacher who speaks Egyptian dialect would be ideal. Please contact Mona at monayousuf05@gmail.com if interested. INSURANCE CONCISE Need Affordable Coverage? AUTO HOME COMMERCIAL HEALTH For a quote call Salah Visit us 1 block from MCA. 2062 Walsh Ave, Ste. B-2, Santa Clara (408) 567-1111 MATRIMONIAL Seeking a suitable groom for my sister who is Sunni Muslim, 29 years old, 5 5 tall. Born and raised in the US, working at a research company in New York, belongs to a professional and moderately religious family. Seeking a moderately religious Sunni Muslim (Urdu/Hindi speaking), well-educated, working professional, 29-35 years, 5 7 or taller and settled in the US. Contact with details: 4matrimonialsonly@gmail.com Looking for a respectful Muslim suitor for a Sunni Pakistani sister in her mid 30 s. Fair complexion, great personality, US Graduate Designer/Architect from an educated and respectful family. Based in bayarea. Contact with details at: siogne0@gmail.com Looking for a wife. I am 29 years of age. I was born and raised in United States. My parents are from Pakistan. I am a Sunni Muslim. I have a full time job. My email address is nicesaint1@yahoo. com and my phone number is (408) 854-1950 REAL ESTATE/RENT/INVESTMENT Omar Yassin at Sunrise Realty Specializing in residential properties, expert in maximizing the value! omaryassin1@gmail.com (408) 806-4300 Gamal Halim, Real Estate Investments Commercial&Residential Sales Foreclosure, Short Sales&probates License# 01352828, 20 Y Experience Email: jimisinca@yahoo.com (925) 525-1305 Mohammad Alazzah RE/MAX Luxor Realty License #01295406 Residential, Commercial & 1st time home buyer program. Certified Distressed Property Expert. malazzah@remax.net. (408) 592-9847 NON-PROFIT ORGANIZATIONS Hidaya Foundation Donate Zakat and Sadaqah for the poorest of the poor. Read about our 30+ projects at www.hidaya.org (408) 244-3282 Rahima Foundation Help Us To Help The Needy. 2345 Harris Way, Suite #1, SJ, CA 95131 mail@rahima.org www.rahima.org (408) 845-0050 COMMUNITY RESOURCES Looking for Affordable Housing in Santa Clara? Visit the Santa Clara city website at: http://santaclaraca.gov/index. aspx?page=1053 Santa Clara offers free connection outside: Select wifi network: SVPMeterConnectWiFi Need to practice English Conversation? Visit Santa Clara Library ESL Conversation Club: 2635 Homestead Road Santa Clara, California 95051 Check website for dates: http://library.santaclaraca.gov PLACE YOUR AD HERE! newsletter@mcabayarea.org Please submit your ads in the following format: Ad Title in Bold Text - Detailed Information about Ad goes here. Business Address next line. Web address in next line. Email address in next line. Phone number in last line (XXX) XXX-XXXX Be sure to check your spelling!
Donate a Car for a Family in Need Families and Individuals are Struggling - Help them with a Car Donation There are many people in our community who are struggling and are in need of vehicles. They may be temporarily homeless, widowed with young children, elderly and struggling with public transportation, or unemployed and seeking work. Hidaya Foundation accepts cars as tax-deductible donations and gives them to such local families or persons to ease their struggles. Alhamdulillah, so far in 2014, Hidaya has been able to help 10 families or individuals in need with vehicle donations, however, many more are still on the waiting list. If you have an extra vehicle that you are not using and would like to donate it to benefit local families or individuals in need, please contact Hidaya Foundation to find out more. Hidaya Foundation 408.244.3282 www.hidaya.org mail@hidaya.org P.O. Box 5481 Santa Clara, CA 95056 Hidaya Foundation is a non-profit 501(C)(3) charitable organization with Tax ID # 77-0502583