NMuslim Community Association of the San Francisco Bay Area

25 Rabiul Awwal, 1436 EWSLETTER January 16, 2015 NMuslim Community Association of the San Francisco Bay Area Effective 1/17 PRAYER TIMES MCA An-Noor TONIGHT Fajr Dhuhr Asr Maghrib Ishaa Juma Juma 6:30 12:40 3:30 Sunset 8:00 12:15 1:30 6:30 12:40 4:00 Sunset 7:00 12:15 1:30 UPCOMING EVENTS Jan 16 - Living the Seerah with Imam Suhaib Webb Jan 17 - Let your hair down Jan 17 & 18 - Happy Marriages Workshop Jan 18 - Open Enrollment for Healthcare p. 3 p. 5 Article p. 6 - Before any major decision, pray Salat-ul-Istikhara HADITH Prophet Muhammad (peace be upon him) said: The gates of Paradise will be opened on Mondays and on Thursdays, and every servant [of Allah] who associates nothing with Allah will be forgiven, except for the man who has a grudge against his brother. Maher Hathout (1936 January 3, 2015) was a leading American-Muslim community leader and among the pioneers of interfaith engagement within the community. Hathout helped to found the Muslim Public Affairs Council and spoke extensively against Islamic radicalism. TO ADVERTISE WITH US, VISIT OUR WEBSITE: www.mcabayarea.org/newsletter MCA, c/o Newsletter, P.O. Box 180, Santa Clara, CA 95052 newsletter@mcabayarea.org www.mcabayarea.org (408) 727-7277 X416

Please JOIN US in 2015: Renovation Team MCA is in need of architectural & civil engineering volunteers to contribute towards remodeling the new building. Please email Board of Trustees at BOT@mcabayarea.org for more information! Development Team MCA is in need of business & tech professionals to volunteer towards developing & promoting MCA 2.0. Please email Karim at karim.abouelkheir@mcabayarea.org for more information! 1000 CHAMPIONS Own a share of goodness, by signing up for 1000 CHAMPIONS montly donation program. Please email Karim at karim.abouelkheir@mcabayarea.org if interested to contriute! 2

MCA WINTER SKI/SNOWBOARD TRIP January 31, 2015 Date: Jan 31, 2015 Ages: Boys & Girls 14+ Time: 4:30 A.M. 9:30 P.M. Prices: Adults (23-64) - $109 Teens (14-22) - $105 1 st timer package $145 Rentals, lessons, ski school Adults/Teens: Sign up for the MCA Winter Ski Trip to Sugar Bowl Resort in North Lake Tahoe! Price includes: Modern, luxury bus (2012 and newer) Continental breakfast All-day lift ticket Apres-ski snacks, drinks, and movies on the ride home. Contact Ahmed Adam at (408) 309-3659 text, or email at aadam60@gmail.com Limited space available. First come, first served! 3

Granada Islamic High School Opens August 2015 Open House and On-site Registration is On January 11th 2015 www.granadaschool.org Granada Islamic School (High School) Subjects: Employment Opportunities Founded in 1988, GIS offers Pre-K through 8th grade education in an Islamic environment, and is fully accredited by WASC (Western Association of Schools and Colleges). Granada is opening its high school doors in the Fall of 2015 and we are looking for qualified teachers. Language Arts, Islamic Studies/Quran, Math, Science, Social Studies, PE, Arabic and the Arts Minimum Qualifications Required: Proficient in the Subject (Single Subject Credential) with US Teaching Experience and/or US College/University Teaching Experience in the field with Advanced Degree English Proficiency Legal Work Status Benefits Competitive Wages Health Insurance Coverage 401 K Retirement Plan Discount on Children s Tuition If interested, please email resume and cover letter mentioning High School and the subject to careers@granadaschool.org 4

MCA s SOCIAL COMMITTEE & AMERICAN MUSLIM HEALTH PROFESSIONALS (AMHP) PRESENTS: LAST ENROLLMENT SESSION OF THE AFFORDABLE CARE ACT THINGS TO BRING: If you've created an account on coveredca.com, bring your username, password and PIN Information for all individuals in your household (those listed on your tax return) o Name and date of birth o Address bring a driver s license or PG&E/phone/cable bill if you can 2 nd Open Enrollment is Ending! Invite your friends to get affordable health coverage Join us to learn about the Affordable Care Act and the Health Insurance Marketplace in partnership with the Dept. of Health & Human Services, Partnership Center for Faith Based Initiatives and the White House, Office of Public Engagement Presenters and Certified Enrollers: Overview, Maria Quiroz, Covered CA Certified Educator Claudette G. Klein, Certified Insurance Agent, Covered CA, CFP Kathy Yingzhu Wu, Certified Insurance Agent, Covered CA Chat Vaewsorn, Certified Insurance Agent, Covered CA Date: Sunday, January 18, 2015 Time: 1:30PM - 3:30PM Place: 3033 Scott Blvd (MCA New Building) Santa Clara, CA o Current income bring a paystub or current tax return if you can Social Security numbers for those individuals who are applying for coverage Bring your email address and password Bring green card or visa or Naturalization Certificate MCA New Building (Muslim Community Association) 3033 Scott Blvd. Santa Clara, CA 95054 Our team can help you apply for health insurance that fits your needs and budget Please rsvp Minha Husaini: AffordableCareAct@mcabayarea.org 5

FEATURED ARTICLE Before any major decision, pray Salat-ul-Istikhara by Rafik Beekun What is Salat ul Istikhara? Source: Fiqh-us-Sunnah, volume 2, number 32 and volume 4, number 141. Often, we have to make major life-changing decisions: whether to undertake a major project or not, whether to apply for a promotion or not, whether to change career or not, whether to invest in a certain company or not, whether to get married or not, whom to get married to, etc. Istikhara (Arabic) means to ask Allah to guide one to the right thing concerning any affair in one s life, especially when one has to choose between two permissible alternatives, e.g. a career choice, getting married, etc. Similarly, a traveller should consult good righteous persons before setting out on a journey, because Allah says, And consult them (O Prophet) in affairs (of moment), (Qur an, 3: 159) and one of the characteristics of the believers is that they (conduct) their affairs by mutual consultation (Qur an, 42: 38). Qatadah said, Every people who seek the pleasure of Allah and consult with one another are guided to the best course in their affairs. The traveller should also make istikharah and seek guidance from Allah. Sa d ibn Waqas reported that the Prophet (peace be upon him) said, Istikharah (seeking guidance from Allah) is one of the distinct favors (of Allah) upon man, and a good fortune for the son of Adam is to be pleased with the judgment of Allah. And a misfortune of the son of Adam is his failure to make istikharah (seeking Allah s guidance), and a misfortune for the son of Adam is his displeasure with the judgment of Allah. Ibn Taimiyyah said, He who seeks guidance from the Creator and consults the creatures will never regret it. How does one pray Salat ul Istikhara? Salatul Istikharah is a sunnah of the Prophet (peace be upon him). It is a prayer that one may pray if one must choose between permissible alternatives: it is two nonobligatory rak at (that can be recited separately or in combination with the regular sunnah prayers or the prayer for entering the mosque [ ] during any time of the day or night, and to recite therein whatever one wishes of the Qur an after reciting al-fatihah. After the two-rak ats, one 6 praises Allah and sends salutations to the Prophet sallallahu alehi wasallam and recites the following supplication which has been recorded by al-bukhari in Jabir s hadith (see full text below): The Prophet (peace be upon him) would teach us al-istikhara for all of our affairs as he would teach us a surah from the Qur an. He (sas) said: If one of you is deliberating over an act, he should pray two nonobligatory rak at and say: O Allah, I consult You as You are All-Knowing and I appeal to You to give me power as You are Omnipotent, I ask You for Your great favor, for You have power and I do not, and You know all of the hidden matters. O Allah! If you know that this matter (then the person reciting the du a should mention the matter for which he is seeking Allah s Guidance) is good for me in my religion, my livelihood, and for my life in the Hereafter, (or he said: for my present and future life, ) then make it (easy) for me. And if you know that this matter is not good for me in my religion, my livelihood and my life in the Hereafter, (or he said: for my present and future life, ) then keep it away from me and take me away from it and choose what is good for me wherever it is and please me with it. The following hadith (referred above in Fiqh-us-Sunnah) is narrated by Jabir bin Abdullah about Salat-ul-Istikhara in Sahih Bukhari (volume 2, hadith number 263 and again volume 9, hadith 487): The Prophet (peace be upon him) used to teach us the way of doing Istikhara (Istikhara means to ask Allah to guide one to the right sort of action concerning any job or a deed), in all matters as he taught us the Suras of the Quran. He said, If anyone of you thinks of doing any job he should offer a two Rakat prayer other than the compulsory ones and say (after the prayer): Allahumma inni astakhiruka bi ilmika, Wa astaqdiruka bi-qudratika, Wa asaluka min fadlika al- azim Fa-innaka taqdiru Wala aqdiru, Wa ta lamu Wala a lamu, Wa anta allamu l-ghuyub. Allahumma, in kunta ta lam anna hadha-l-amra (then the person reciting the du a should mention the matter for which he is seeking Allah s Guidance) Khairun li fi dini wa ma ashi wa aqibati amri (or ajili amri wa ajilihi) Faqdirhu li wa yassirhu li thumma barik li Fihi, Wa in kunta ta lamu anna hadha-lamra shar-run li fi dini wa ma ashi wa aqibati amri (or fi ajili amri wa ajilihi) Fasrifhu anni was-rifni anhu. Waqdir li al-khaira haithu kana Thumma ardini bihi. Continued on page 11

Become a MCA Member The current MCA constitution was last amended more than fifteen years ago. Our community has grown and has experienced a great deal of change over this period. It, therefore, became necessary to consider making changes to our constitution in order to match the changes in the community. A proposed constitution will up for a vote soon. Please sign up for MCA membership and participate in your organization. Sign up online at www.mcabayarea.org/membership Proposed changes to the constitution include: Streamlining our decision making process by providing for improved coordination between the 2 boards Increased number of board members to handle the increased workload of a larger community Enabling sisters in the community in taking an active role in managing the affairs of the community, most positions of the boards have been opened to both genders Bringing about an increased focus on youth. A new position of Youth Secretary has been created. Increasing communications with the community. Two general body meetings per year have been mandated. Increasing membership and reduced confusion of start and end of the year, the membership year has been changed to be from 1st of Shawwal to the end of Ramadan. Membership dues can be paid for up to 5 years. Enabling all Hajis to participate, elections are to be held from tenth to the end of Muharram. And many other changes to reflect the current and future needs of the community. Enrolling Prek- Middle School Students for the 2015-2016 Academic Year! SILICON VALLEY ACADEMY OPEN HOUSE Friday, January 16-6:00pm-7:30pm! SVA School Presentation Overview of Prek, Elementary, & Middle School Programs Overview of Arabic, Qur an, & Islamic Studies Curriculum Overview of Enrichment Activities Meet, Mingle, & Enjoy Light Refreshments with SVA Staff & Parents Silicon Valley Academy Celebrating 19 Years of Academic Success! 1095 Dunford Way, Bldg. 400, Sunnyvale, CA 94087 (408) 243-9333 www.svaschool.org SVA does not discriminate on the basis of color, ethnic background, national origin, race, religion, or gender 7

THE EXTENDED 2014 TAX FILING DEADLINE IS APPROACHING FAST! NEED HELP FINISHING YOUR TAXES? CONTACT US. ALAM ACCOUNTANCY CORPRORATION, PC. KHORSHED ALAM MBA, MA(Econ), EA, CPA, CVA, ATA, ABA CERTIFIED PUBLIC ACCOUNTANT 1799 Hamilton Avenue, Ste 206, San Jose, CA 95125 CALL US : 408-445-1120 www.alamcpatax.com Serving Clients Since 1981 YEAR ROUND PERSONALIZED PROFESSIONAL SERVICES PROVIDED SINCE 1981 TAX SOLUTIONS ACCOUNTING & FINANCIAL SOLUTIONS TAX PLANNING & PREPARATION Financial Statement Compilation, Audit, & Review Individuals Sole Proprietorships Partnerships/LLC's/Corporations (C Corp & S Corp) Non-Profit Organizations Complex Tax Returns Amended Tax Returns Monthly Bookkeeping Services Sales Tax Return Preparation & Filing Monthly Payroll Services Payroll Filing 941, DE9, DE9C, DE88 940, W2, W3, 1096, 1099 Out of State Tax Returns Sales Tax Audit Representation (BOE) U.S. Fiduciary 1041 - CRUT/CRAT Audit Representation (IRS & Franchise Tax Board) Estate Taxes 706 / Gift Tax 709 / Family Living Trust Financial Planning/Debt Reduction INTERNATIONAL TAXATION AUDIT REPRESENTATION Resident/Non-Resident (Individuals & Corporations) WE REPRESENT TAXPAYERS BEFORE ALL FBAR & Foreign Account Tax Compliance Act (FATCA) TAXING AGENCIES SUCH AS THE IRS, BOARD Mandates Disclosure Else Possibility of Major Penalties OF EQUALIZATION AND FRANCHISE TAX BRD 8 HAVE PROBLEM ON ANY TAX ISSUES WITH: IRS (Income Tax Audit), FTB (California Income Tax Audit), EDD & BOE (Sales Tax Audit) MGMT CONSULTING & BUSINESS VALUATION SERVICES Business Management Consulting IMATS (Integrated Management Accounting & Tax) Service for Small Business Solutions CFO/Mgmt Consulting Service Business Plan/New Business Setup Business Valuation Buy/Sell Closely Held Corporations GUARANTEED TOP QUALITY SERVICE, Mergers & Acquisition Service EFFICIENCY, NEED HELP? Litigation Support: Divorce Cases ECONOMY & CALL US 408-445-1120 Community Property Valuation SATISFACTION Economic Loss Analysis INCORPORATION SERVICES FOR MORE INFORMATION CALL 408-445-1120 OR EMAIL kalamcpa@gmail.com VISIT US AT WWW.ALAMCPATAX.COM MEMBER: AICPA CSCPA NACVA NAEA CSEA MSEA NSA ACAT NAPT ONE STOP FOR COMPLETE TAX, ACCOUNTING & FINANCIAL SOLUTIONS

9

7 Cut this Sheet out for use

To summarize, here is how you pray Salat-ul-Istikhara step-by step: Continued from page 6 Perform Wudu (the ablution) if you do not have it already. Pray 2 raka at either with the intention of praying Istikhara separately by itself or jointly with two non-obligatory rak at (e.g. the regular sunnah prayers or the prayer for entering the mosque, or tahajjud.) Please make sure that you are not praying during the three times when it is undesirable to pray [The Prophet (s) said: There is no prayer after the Fajr until the sun (sufficiently) rises; and there is no prayer after the Asr until the sun completely sets. [Muslim, 1041, agreed upon]. Again, in another hadith reported in Muslim 1040, it is narrated: Three were the times at while Allah s Messenger ( ) forbade us from praying or burying our dead (ie. funeral prayer): when the sun begins to rise until it is fully up; when the sun is at its height until it passes the meridian; and when the sun begins to set until it is completely set. [Muslim, 1040] Please note if istikhaarah is done for something that is immediate and cannot be delayed, then this prayer may be performed at a time when prayer is not allowed, such as if a person wants to travel after Asr prayer. But if the matter is not immediate and the prayer can be delayed until after the time (see fatwah below) Immediately after you have completed the 2 rakats, recite the Istikhara Dua and mention the matter for which you are seeking Allah s Guidance you have at the appropriate point in the du a. There is no limit on the number of times you can pray Salat-ul-Istikhara though the fuqaha mention that it is recommend to repeat it, up to 7 times if necessary (usually done on separate occasions). [cf: Radd al-muhtar] What happens after one prays Salat ul Istikhara? An-Nawawi holds that after performing the istikharah, a person must do what he is wholeheartedly inclined to do and feels good about doing and should not insist on doing what he had desired to do before making the istikharah. And if his feelings change, he should leave what he had intended to do, otherwise he is not completely leaving the choice to Allah, and would not be honest in seeking aid from Allah s power and knowledge. Sincerity in seeking Allah s choice, means that one should completely leave what he himself had desired or determined. It is not necessary that you get a dream or even a feeling. Rather, the istikhara is a prayer that Allah guide you towards that which is best (khayr) for you. If you do the prayer of guidance (istikhara) with the proper manners, the most important of which is to truly consign the matter to Allah and suspend your own inclinations, then Allah will make events unfold in the direction that is the best for your worldly and next-worldly affairs. Please remember that the core of being a Muslim is to put your absolute trust in Allah. Accordingly, once you perform the prayer of Istikharak, you need to follow the guidance of Allah whether it means pursuing or abandoning the intended undertaking. Allah also says: And He provides for him from (sources) he never could imagine. And if any one puts his trust in Allah, sufficient is ((Allah)) for him. For Allah will surely accomplish his purpose: verily, for all things has Allah appointed a due proportion. (Qur an 65:3) How many times can one pray Salat ul Istikhara? As stated above, there is no limit on the number of times you can pray Salat ul Istikhara. though the fuqaha mention that it is recommend to repeat it, up to 7 times if necessary (usually done on separate occasions). [cf: Radd al-muhtar] What matters can one seek guidance from Istikhara and what matters are best dealt with the use of the intellect and not Istikhara? See page 13 Original Source: http://theislamicworkplace.com/2006/12/25/before-anymajor-decision-pray-salat-ul-istikhara/ 11

FREE!!! Math and Science Tutoring Sessions at MCA When: Every Sunday, 2:00 PM - 4:00 PM Where: Men s Prayer Hall, MCA, 3003 Scott Blvd., Santa Clara, CA 95054 Subjects: Algebra, Geometry, Trigonometry, Calculus, Statistics, Physics, Chemistry. Teachers: Sr. Reshma Mazhar, Br. Ibrahim Khatri, Br.Waheed Siddiqee No appointments neccessary. For any other information, call Siddiqee (408) 480-3217, (408) 732-1988, or e-mail at: MWSiddiqee@SBCGlobal.net 12

What matters can one seek guidance from Istikhara and what matters are best dealt with the use of the intellect and not Istikhara? Praise be to Allaah. Answer from the scholars at Islamonline.com one s circumstances; rather it is complementary to that. Islam does not approve of overlooking appropriate measures or relying completely on these measures; rather it is a balance between the two, so that the Islamic character will combine being realistic and being spiritual at the same time. It is not correct to divide matters, when deciding whether it is permissible to pray istikhaarah regarding them, into the two categories of matters which are subject to rational thinking, in which one should not pray istikhaarah, and matters that are not subject to rational thinking, concerning which one may pray istikhaarah. Rather what is prescribed in all cases - both major and minor - is to use one s intellect and wisdom, and to study the options and available means. If a person is hesitant about some matter or it is not clear which choice is the correct choice on the basis of shari evidence, if it is a shari matter, or the basis of rational proof or proof based on experience, and so on, according to the nature of the matter in question - if he is uncertain and it is not clear based on whatever evidence is appropriate in that case, then he should delegate his affairs to Allah, asking Him for guidance and declaring his helplessness before Him, and pray istikhaarah, which is a supplication to Allah, asking Him for guidance and success after examining the available options on a rational basis. Istikhaarah does not cancel out rational thinking or examining Hence we can say that istikhaarah is prescribed in all our affairs - so long as they lie within the realm of permissibility - alongside using intellect and studying the available means. It was narrated that Jaabir ibn Abd-Allah (may Allah be pleased with him) said: The Prophet (blessings and peace of Allah be upon him) taught us to pray istikhaarah concerning all our affairs as he would teach us a soorah of the Qur aan. Narrated by al-bukhaari, 6382. Al-Haafiz Ibn Hajar (may Allah have mercy on him) said: It includes both important and insignificant matters, because important matters may stem from insignificant matters. End quote from Fath al-baari, 11/184 And Allah knows best. THINKING ABOUT THE FUTURE Maybe it s time to improve your communication and leadership skills MCA TOASTMASTERS CLUB IS HERE TO HELP Successful people are good communicators. Visit our club meeting to learn why so many people join MCA Toastmaster Club to improve their presentation and leadership skills. Find Out How Visit Our Weekly Meeting! We meet every Thursday from 7pm to 8pm at the Maryam Banquet Hall in MCA For details contact: Nadeem Masood (nadeem.masood@comcast.net) 408-309- 7418 Haris Bijli (harisbijli@msn.com) http://mca.toastmastersclubs.org 13

Free Weekend Islamic School for Adults (Open to All Brothers & Sisters ) SATURDAYS 9:30am 10:30am SEERATUN NABI By Abdul Rehman Markar 10:35am 11:30am READING QUR AN FOR BEGINNERS By Mamadou Ibrahim 11:35am 12:20pm ARBA EEN AN NAWAWI By Mamadou Ibrahim SUNDAYS 9:30am 10:30am (Room 1) QUR ANIC ARABIC By Hafiz Khan 9:30am 10:30am (Room 2) ARABIC FOR BEGINNERS By Mohammed Wasim & Nadeem Masood 10:35am 12:20pm (Combined Class) SELECTED COURSE OF QUR ANIC STUDIES & THEMES OF QUR AN By Mamadou Ibrahim & Abdul Rehman Markar ENROLL FOR SPRING SEMESTER Location: MCA NEW Building 3033 Scott Blvd, Santa Clara, CA 95054 These Classes are offered by IONA (Santa Clara Chapter) with the sponsorship of MCA Da wah for past 8 years. Important to Note:! Classes are ON-GOING from January 11 to mid June 2015.! Then FALL Semester will start from the Weekend after Labor Day & will continue until Mid December 2015.! Teachers & Organizers are volunteers.! Monthly $20 donation suggested (Cash only) for miscellaneous expenses & MCA facility use.! Enrollment is accepted ONLY in the Class and it is open throughout the year.! You may attend either or both days. Please contact with questions if not already covered above. Abdul Rehman Markar Tel: (408) 204-5122 Email: complus.data@gmail.com Providing a Bright Future - Remodeled & Renovated Pre-k - Welcoming Environment - Hands on Learning www.granadaschool.org Announcing. Full-time & After-school Hifz Program Full-time Hifz Program Monday Thursday 7.00AM 1.00PM Friday 7.00AM-Noon After-school Hifz Program Monday Friday 3.30PM 5.30PM Registration now open Limited seats available Academic Tutoring Monday Friday 4.00PM 6.30PM Experienced Hifz Teachers Classes start from September 10 th,2014 Academic tutoring by experienced teachers Fluency in Qur an recitation preferred Boys & Girls above 8 years may apply For registration and more information, please contact: HifzSchool@mcabayarea.org 14

CLASSIFIEDS To advertise with us, visit our website: www.mcabayarea.org/newsletter newsletter@mcabayarea.org 408-727-7277 Disclaimer: MCA does not endorse and is not responsible for products and services in the ads section of the MCA newsletter. MCA holds the right to reject or accept ads submitted. No ads dealing with a business deemed to be in conflict with Islamic principles will be accepted. DENTISTS/MEDICAL Lubna Azeem, DDS General Dentist 2016 Forest Ave, Suite 4, San Jose, 95128 Near O Connor Hospital Open Saturdays, www.calsmiledental.com Visit our website for coupons (408) 930-5238 Sarah Azad, MD Obstetrics & Gynecology www.doctorazad.com 2490 Hospital Dr. #300 Mountain View, CA 94040 Saturday appointments available (650) 988-8300 BUSINESS SERVICES Nasseri Auto Tech European/Asian/Domestic general auto repair. 1-408-244-4777, www.nasseriautotech.com Near MCA @ 1811 El Camino Real, Santa Clara Special discounts for first-time customers: - Oil change: $18/$28 for regular/synthetic. - Repair: $50 or 10% off labor. - Smog: $25. Sunny Day Care: Special discounts available Licensed child care with Halal meals; near De Anza College in Cupertino. Contact Tahira at sunnydaycare5@gmail.com (408) 390-9810 A1 HALAL MARKET AND RESTAURANT FRESH GRADE-A HALAL MEATS: LAMB, GOAT, BEEF, & HAND SLAUGHTERED POULTRY DAILY BUFFET, FOOD TO GO, AND ANY DAY CATERING 1453 EL CAMINO REAL, SANTA CLARA, CA. 95050 BETWEEN LINCOLN AND MONROE ST. NEXT TO CAR WASH, (408) 246-4100 The Best Homemade Halal Cheesecake you will ever try. No Alcohol, No Gelatin and delicious. For flavors, prices and pictures contact Nidaa at 408 234 1118 PERSONAL SERVICES Nanny needed regularly on Wednesdays from 2:30 to 8:30 for 11 and 9 year old children starting ASAP. Must have transportation. Location Sunnyvale/Los Altos border. Please contact Leila if you are interested at lakkza@yahoo.com. INSURANCE CONCISE Need Affordable Coverage? AUTO HOME COMMERCIAL HEALTH For a quote call Salah Visit us 1 block from MCA. 2062 Walsh Ave, Ste. B-2, Santa Clara (408) 567-1111 REAL ESTATE/RENT/INVESTMENT Are you thinking of buying a home or refinancing the one you currently own? Call today for a free consultation. Salim Vasani 510-255-0105 NMLS #962486 salim.vasani@guidanceresidential.com www.guidanceresidential.com/svasani Home Ownership, the Sharia Way. Gamal Halim, Real Estate Investments Commercial&Residential Sales Foreclosure, Short Sales&probates License# 01352828, 20 Y Experience Email: jimisinca@yahoo.com (925) 525-1305 Mohammad Alazzah RE/MAX Luxor Realty License #01295406 Residential, Commercial & 1st time home buyer program. Certified Distressed Property Expert. malazzah@remax.net. (408) 592-9847 MATRIMONIAL I WANT TO GET MARRIED! WHERE IS MY HUSBAND-TO-BE? WHERE IS MY WIFE-TO-BE? He or She is not going to find you unless you advertise yourself that you are looking! So take the next step and submit your matrimonial AD here! NON-PROFIT ORGANIZATIONS Hidaya Foundation Donate Zakat and Sadaqah for the poorest of the poor. Read about our 30+ projects at www.hidaya.org (408) 244-3282 Rahima Foundation Help Us To Help The Needy. 2345 Harris Way, Suite #1, SJ, CA 95131 mail@rahima.org www.rahima.org (408) 845-0050 COMMUNITY RESOURCES Looking for Affordable Housing in Santa Clara? Visit the Santa Clara city website at: http://santaclaraca.gov/index. aspx?page=1053 Santa Clara offers free connection outside: Select wifi network: SVPMeterConnectWiFi Need to practice English Conversation? Visit Santa Clara Library ESL Conversation Club: 2635 Homestead Road Santa Clara, California 95051 Check website for dates: http://library.santaclaraca.gov PLACE YOUR AD HERE! newsletter@mcabayarea.org Please submit your ads in the following format: Ad Title in Bold Text - Detailed Information about Ad goes here. Business Address next line. Web address in next line. Email address in next line. Phone number in last line (XXX) XXX-XXXX Be sure to check your spelling! 15

Support Orphans Monthly Hidaya is supporting over 10,000 orphans and nearly 5,000 widows with a total of over $300,000 worth of assistance every month. Aisha (may Allah be pleased with her) narrated that, The most beloved action to Allah s Apostle (peace be upon him) was that whose doer did it continuously and regularly. (Sahih Al-Bukhari #8.76.469) Hidaya Foundation supports orphans and widows under two projects: Widow/Orphan Support: For $40 per month, all basic needs are met for a household of a widow and her orphan(s). No Orphan without Education: For $10 per month, all educational needs are met for each orphan child. Please help us with this effort of taking care of the weakest of society by donating monthly towards our orphans projects. Call us to set-up your monthly donation, or find out how to set it up yourself on our secure website at: www.hidaya.org/donation-page/automatic-monthly-donation/ Hidaya Foundation (408) 244-3282 www.hidaya.org mail@hidaya.org Hidaya Foundation is a non-profit 501(C)(3) charitable organization with Tax ID # 77-0502583