[k.m & 19 vad 12 vdrwcj] 2018 Editorial... yzv 19, nze L 12 nes{po, 2018 General Secretary's Report for the year 2017-2018 Comrades, with due regards to you, I hereby want to bring in the knowledge of our circle Pensioners of our Association, few things which I think, necessary for sharing with you, as detailed below : 1. We are thankful to the management of our Circle in general, & Sh. Anil Kishora Ji, in particular, for providing us all the requisite help in conducting our Association's activities in the Circle. We are also thankful to the Circle Development Officer (CDO) Sh. D.B. Singh and Assistant General Managers of P.P.F.G., P&HRD, OAD, Estate, Public Relations for their cooperation/ help for conducting the aforementioned activities. We are also thankful to the Bank's Doctor Capt. Satbir Singh and Dr. Ramesh Kumar Sofat for taking good care of our pensioner's health by providing consultation & medicines to them. A gesture of goodwill was made by the Circle Management Committee to honour our senior-most person Sh. T.R. Oberoi, who is 92 years old with presentation of bouquet & shawl and honour was bestowed to Sh. Oberoi by none other than our previous Chief General Manager, Sh. Anil Kishora Ji, on 26.01.2018. The event was followed by refreshments and the management invited Sh. T.R. Gupta, General Secretary and Sh. T.R. Oberoi to join them. Once again, I on behalf of our Chandigarh Circle Pensioners' Association, thank the Circle Management Committee for the captioned help and cooperation, which we do appreciate from the core of our hearts. 2. Sh. Anil Kishora Ji, our previous Chief General Manager was promoted as Dy. Managing Director and hence transferred to Corporate Office. We welcome whole heartedly, our new Chief General Manager respected Sh. Rana Ashutosh Kumar Singh Ji and wish him all the best for his new tenure and wish him to emulate the feat of Sh. Anil Kishora Ji. 3. I am very happy and grateful to all the below mentioned units who got elected their new office-bearers unanimously for their day to day functioning for the year 2018-19. Jalandhar City, Gurdaspur, Mandi Dabwali, Ambala City, Panipat, Shimla and Panchkula. 1 Editorial Board 1. Sh. T.R. Gupta Editor 2. Sh. K.K. Trikha Sub-Editor 3. Sh. S.K. Sharma Member Vol.-19, Issue : 12 October, 2018 4. Pensioner's Meets were organised by our Jalandhar, Shimla, Ambala City twice, Mandi (H.P.), Karnal & Kurukshetra Units very successfully and I am pleased to tell you that in all the above mentioned meets, the record number of our members participated which gives us lot of strength. In all the pensioners meets, senior most pensioners were honoured by the Circle Association with presentation of a Shawl each. 5. Our below mentioned units organised some social/innovative activities at their centres : Jind, Hoshiarpur, Sirsa, Abohar, Jalandhar, Shimla, Paonta Sahib (H.P.), and above all Chandigarh, where various Doctor's delivered their talks on certain diseases/areas of their field. Two Medical Camps at Chandigarh were also arranged. 6. Federation Governing Body Meeting/Structured Meeting were held at Hyderabad on 29.03.2018 and 11.09.2018, in which all the relative agenda items were discussed. The Structured Meeting was presided by our respected Dy. Managing Director Sh. Prashant Kumar Ji and our Governing Body members from 16 circles took part in the deliberations. Annual General Meeting of our Federation of SBI Pensioners' is scheduled to Names of the office-bearers for correspondence: 1. Sh. J.R. Gupta (President) # 5952, Modern Housing Complex, Manimajra, Chandigarh. Mobile : 9356381981 2. Sh. T.R. Gupta (General Secretary) H.No. 3020, SBI Society, Sector 49-D, Chandigarh. Mobile : 9872113608 3. Sh. S.K. Sharma (Treasurer) H.No. 1025, Sector 38-B, Chandigarh. Mobile : 9872021025
The above photographs were taken at the Structured Meeting of the Corporate office & Federation of Governing Body Members at Hyderabad on 11.09.2018 be held on 4th and 5th October, 2018 at Puri, being organised by our Bhubneshwar Circle. 7. Donations on account of the payment of arrears of 5th, 6th & 7th B.P.S. were continuously received by us. Some donations were received by us from some of our individuals for that we are grateful to them for the love, affection and solidarity shown to their beloved association. 8. Two meetings of the Circle Association were organised at Chandigarh in the month of March and August. Both the meetings were extremely successful as our all Executive and Central Committee members took part in the same. Many issues were discussed including Medical Floater Scheme of the Bank and other suggestions etc. were made by the participating members. I am thankful to our Existing Vice Presidents of various modules headed by S/Sh. V.K. Kalia, Y.P. Suri, U.S. Negi, Ujjagar Singh and S.P. Aggarwal. This year our most seniormost Vice President Sh. O.P. Banga withdrew himself of the duties of Haryana Module and he suggested the name of Sh. S.P. Aggarwal, who was till then our Organising Secretary. In the meeting of March, 2018, our Executive Committee unanimously elected him as Vice President of 2 Haryana Module. I am also thankful to our all E.C. and C.C. members who inspired and cooperated me to run this august association of our Chandigarh Circle. The efforts are being made to establish our units at Patiala, Bhatinda and Rohtak as there is no response from these stations. 9. We are very thankful to our working associations i.e. SBISA, SBIOA and SBI S/C & ST Welfare Associations, which are headed by S/Sh. Sanjeev Bandlish, Deepak Sharma and Parmod Indal for their nice cooperation on every occasion and were highly positive to their elders i.e. SBI Pensioners' Association. It is a matter of pride for us that Sh. Sanjeev Bandlish who is General Secretary of Chandigarh Circle SBISA, has been elected General Secretary of SBI Staff Federation, General Secretary of N.C.B.E. and Chief Convener of U.F.B.U., which comprises more than 10 lac employees of various banks. 10. Comrades, you will be glad to note that due to your cooperation, your Circle Association has been enriched as far as finance matter is concerned. We were able to add net amount of more than 8.5 lac of rupees, by way of new memberships, general donations by the members, donations received on the arrears payment etc. The Balance Sheet duly signed by the Chartered Accountant, the competent authority, which shows all the details of Income & Expenditure for the year 2017-18. The Income Tax Returns of 2018-19 has also been submitted through the competent authority. 11. Dear Comrades, as you know, no organisation can progress until all the stake holders take part collectively. In this, I am very lucky as all the E.C. & C.C. members, in general and Vice Presidents of the Circle Modules namely S/Sh. V.K. Kalia, O.P. Banga, U.S. Negi, Y.P. Suri, Ujjagar Singh and S.P. Aggarwal, in particular, have always cooperated and guided me to head and run the Association in a very glorious manner. Here, I must thank of Central/headquarter office bearers, namely S/ Sh. Jai Ram Gupta (President), S.K. Sharma (Treasurer), K.K. Trikha (Dy. Gen. Secretary), K.P. Joshi (Vice President), M.S. Mongia (Org. Secretary) Harish K. Sharma (AGS), Tek Chand (Asstt. Treasurer) and S.C. Aggarwal (Org. Secretary-II) for their utmost cooperation/their good work and above all the unity of our Circle Unit. Above all, this is you, each and every member of our Circle Association, who were the strength behind the nice show. Circle A.G.M. willbe eld on 19.11.2018 at North Block Hall of LHO, Chandigarh. 12. In the last, but not the least, I on behalf of our Circle Association, wish you and your family a happy, prosperous, peaceful and long life. I also wish you and your family a very happy Dushehra and Diwali Greetings. With warm regards, Yours only T.R. Gupta Gen. Secretary SBI Pensioners Association, Chandigarh Circle
News from Units... SUNDAR NAGAR UNIT/ MANDI UNIT (H.P.) Our aforementioned joint unit, donated Rs.21,000/- (Rupees Twenty One thousands only) towards the "Chief Minister Distress Relief Fund" account for Kerala people, who suffered lot in the floods thereat. We appreciate the very good thought and cause by our this Unit. Keep it up for such noble causes in the time to come also. SIRSA UNIT (HARYANA) JIND UNIT (HARYANA) The members of our Jind Unit donated some plants of "Tulsi" to Government Senior Secondary School, Ghimana Village, Jind and the same were planted alongwith our unit office-bearers and Principal of the School Sh. Krishan Nehra. The event/gesture was lauded by the school authorities. We have been informed by our Sirsa Unit that get-together/ meeting of their members were held on 25.08.2018. The minutes of the previous meeting were confirmed. Various information/ instructions which relates to our pensioners, were conveyed to the members by the Secretary. The meeting ended with vote of thanks to the Chair and tea & snacks were served after the meeting. DONATION ON ACCOUNT OF ARREARS OF 5TH-7TH B.P.S. AMRITSAR B.F. 30,500.00 1. Sh. Mohit Bhalla 1,100.00 S/o Late Sh. S.K. Bhalla 2. Smt. Sushila Devi Sood 1,100.00 W/o Late Sh. V.K. Sood ------------- Total 32,700.00 A clipping of the newspaper report & joint photograph of School staff & our office-bearers is presented here. URGENT NOTE We have been advised by the Shares & Bonds Deptt., SBI Corporate Centre, Mumbai that 1203 SBI Pensioners from our Circle are holding SBI shares under Employees' quota in physical form. They have further advised SEBI amendment regulations 2018 mandated that transfer of securities shall not be processed unless the securities are held in dematerialised form with the Depository w.e.f. 05.12.2018. In view of the above, we request all the SBI Pensioners, who are holding SBI Shares in Physical Form, to please convert these shares to the dematerialised form at the earliest. A list of such pensioners received from Shares & Bonds Deptt. Corporate Centre, Mumbai is being uploaded in our website i.e. www.sbipensionerschd.com (for reference purpose only is not conclusive). Confirmations/clarifications of any kind can be had from helpline Nos. 022-22740841, 022-22740844, 022-22741431, 022-22741476. We also request you to please share this information with your friends, who may not be our members. Units holding monthly meetings are also requested to please share this information in their next meeting invariably. Inputs by Sh. S.K. Sharma, Treasurer, SBIPA, Chandigarh Circle 3
All branches and offices of State Bank of India Madam/ Dear Sir, RE-INTRODUCTION OF SBI RETIRED EMPLOYEES MEDICAL BENEFIT SCHEME (SBI REMBS) PROCEDURE FOR REGISTRATION OF MEMBERSHIP TO ELIGIBLE PENSIONERS Please refer to our e-circular No. CDO/P&HRD-PPFG/34/2018-19 dated 6th August, 2018 advising re-introduction of SBI-REMBS with new plans. 2. The registration for membership will be done through the REMBS Portal (https://rembs.sbi.co.in) from 10th September, 2018 by the Pension paying Branch. The Process Flow for registration of a member and processing of subsequent claims is given as under : Process flow for membership: > The applicant will go to Pension paying branch with a joint photograph with spouse and a Demand Draft for required membership fee (payable at LHO centre) and will provide his / her PF Index Number to the teller. > Teller will login into the above Portal (https://rembs.sbi.co.in) with his/ her HRMS ID and enroll the pensioner through New Registrations. > System will fetch data from HRMS and populate data in required fields. Some of the fields will be editable. > After submitting all information including details of Demand Draft, a Provisional Form will be generated which is to be printed for verification and signature by the applicant. > Changes suggested by the applicant in the Provisional Form will be incorporated and then Final Form will be generated by the Branch. At this stage, a queue will be generated for approval at designated Administrative Office. > Receiving Branch will hand over the acknow-ledgement to the applicant after affixing Branch stamp with date. > Branch will send generated Provisional and Final Forms (duly signed by the pensioner) with joint photograph pasted on it and the Demand Draft to the designated Administrative Office for further processing. > After receipt of membership documents, AO will verify facts / records and approve membership. AO will generate Form C-1 after approval and the queue will move to the LHO. Administrative Office will send Form C-1 (duly signed by the DGM and CM-HR of the Zone) to LHO along with the Demand Drafts received from Branches. > On receipt of Form C-1 and DDs from A.Os, LHO will again verify facts and records of the pensioners including their eligibility, tally 4 the amount of Drafts received with the total of Form C-1 and approve memberships. > Form C-2 will be generated by LHO at weekly intervals & will collect the Drafts in their REMBS Account and arrange for a single credit of consolidated amount tallying with the total of Form C-2 to Corporate Centre A/c no 10768099900 with CBS narration mentioning name of Circle. > Two copies of Form C-2 duly signed by the DGM & CDO and AGM (HR) with mention of Date of credit to Corporate account will be sent by LHO to Corporate Centre. > On receipt of Form C-2 and a matching credit from the Circle to our Corporate account, a request for provisional ratification of membership of these applicants will be placed with the Board of Trustees. One copy of the approved Form C-2 will be sent back to LHOs for record. > Medical bills eligible for reimbursement will be allowed from the date, application is submitted by the beneficiary along with bank draft at pension paying branch or next day of retirement (in case he submits his application before retirement) whichever is later subject to ratification of membership by Board of Trustees. Process flow for Processing of Claims: > A member will submit claim documents to Pension paying Branch in the prescribed format. > Step 1 Receiving Branch will enter no. of enclosures and amount of bill through the Bill Module in the REMBS Portal and send the same to designated AO for processing > Step 2 At AO, Maker will enter details of the bills and submit the queue. > On submission by Maker, Checker will approve the queue. > Payment of the bill amount will be done separately as per the existing procedure. 3. CMs (HR) at Administrative Offices and CMs (IR) at LHOs will be responsible for smooth implementation of the scheme and redressal of grievances. 4. Registration for old retirees i.e retired on or after 01.01.2016: i. If not covered in Policy B, one time window of 3 months up to 10.12.2018 will be available for obtaining membership. ii. If covered in Policy B but willing to join REMBS, one time window for obtaining membership would be given up to 15.01.2019. 5. For new retirees, i.e employees retiring hereafter, membership would be permitted within three months from the date of receipt of first pension. 6. Please bring the contents of the circular to the knowledge of all concerned. Yours faithfully, (Prashant Kumar) Deputy Managing Director & Corporate Development Officer
STATE BANK OF INDIA PENSIONERS ASSOCIATION CHANDIGARH CIRCLE BALANCE SHEET AS ON 31.03.2018 Liabilities Amount Assets Amount Capital A/c 6605710.00 F.D.R. 6883771.00 Add : Profit 899282.00 S/B Balance 392014.00 Shares Money 170280.00 Post Office Security 1050.00 TDS 57877.00 ---------------- ---------------- 7504992.00 7504992.00 Sd/- Sd/- Sd/- Treasurer Gen. Secretary President STATE BANK OF INDIA PENSIONERS ASSOCIATION CHANDIGARH CIRCLE INCOME & EXPENDITURE ACCOUNT FOR THE YEAR 31.03.2018 Particulars Amount (Rs.) Particulars Amount (Rs.) To AGM expenses 310682.00 By Admission Fee 785000.00 To Federation Meetings 14180.00 By Donations 401442.00 To Stationery 9867.00 By Divident on Bank shares 10998.00 To Conveyance 27280.00 By Interest on F.D.R.s 578429.00 To Despatch Pensioners Mails Post Office 68693.00 By Interest on S/B Account 14872.00 To Printing of Pensioners Mail monthly 248896.00 To Postage & Courier 7731.00 To Unit Shares 26515.00 To Bank Charges 1603.00 To Telephone expenses 1710.00 To Legal Fund remitted to the Federation 140000.00 To Election expenses 5000.00 To Misc. 29302.00 To Net Profit 899282.00 ---------------- ---------------- 1790741.00 1790741.00 Sd/- Sd/- Sd/- Treasurer Gen. Secretary President 5
NEW ENROLLMENTS AUGUST/SEPTEMBER- 2018 Name Address D.O.B. Contact No. Sushma Arora # 49, Sector 15-A, Chandigarh. 08.01.58 0172-2782884, 9915081549 Kiran Garg Flat No. 3253, Chandigarh Police Society, 14.08.58 0172-4180578 Sector 51-D, Chandigarh. Tejinder Singh Pathania # 3776, Sector 22-D, Chandigarh 01.09.58 0172-5043776, 9417139680 Ram Garib Verma # 4910, Maloya, Chandigarh. 08.06.58 9915074086, 8438004910 Paramjeet Singh Dhawan # 1457, Sector 42-A, Chandigarh 03.09.58 0172-4068805, 9465227637 Devinder Mohan Goel K.No. 137, Tribune Mittar Vihar, Sector 29, Panchkula 02.09.58 9815905833 Savita Devi Flat No. 2504, 5th Floor, 2nd Block, GH-4A, 03.09.58 9872600140 Jalvayu Vihar, Sector 20, Panchkula Ved Parkash Kumar # 261, Sector 12-A, Panchkula, Hry. 14.03.39 9815950033 Usha Gupta # 1043, Sector 16, Near BEL Factory, Panchkula. 18.02.53 9876601043 Amar Lal # 1384, Sector 21, Panchkula. 16.08.58 8872081886 Harbinder Singh Rawat Flat No. 105, GH-13, Sector 20, Panchkula, Hry. 13.09.58 9878426160 Pardeep Kumar Sharma Flat No. 203, 2nd Floor, B-Block, GHS-8, 20.09.58 9416346775 Sector 24, Panchkula, Hry. Raghbir Singh Saluja # 1743, Phase-5, SAS Nagar, Mohali, Pb. 14.09.58 9814484819 Hari Singh Rawat # 94, Parvti Enclave, Baltana, Zirakpur, Pb. 19.08.58 9888747002 Vijay Bharti HIG-1557, Sector 70, Mohali, Pb. 18.08.58 0172-4015557, 8146911557 Ashwani Kumar Prashar # 704, DPS World School, Gazipur, NAC, Zirakpur, Pb. 08.06.48 9417408002 Ravinder Lal Mehta # 612, Mamta Enclave, Dhakoli, Zirakpur, Pb. 09.06.49 8054617380 Gurdas Ram # 168, F.F. Block No. 6, United Housing Coop. Society, 07.08.58 9914225858 Sector 68, Mohali. Basant Kumar Flat No. 249-B, F.F. Omaxe, New Chandigarh, 09.01.55 9779585349 Mullanpur, SAS Nagar, Pb. Paramjit Singh # 334, Gobind Colony, Sector 11, Kharar, Dist. Mohali, 25.09.58 9779584912 Mohd. Rajab Sheikh Nachipora Handwara, Kupwara, Kashmir, J&K 01.09.58 9906641624 Dushyant Sharma # 115-C, Sainik Colony, Jammu, J&K 14.08.58 9419207393 Bubli Patwari Pandita # 204-B, Colonel Colony, Talab Tilloo, Bohri, Jammu, J&K 19.09.58 9419884985 Karam Chand Panpher # 122, Ward No. 4, Nalagarh, Distt. Solan, H.P. 11.08.58 01795-223699, 9418135877 Bir Singh Jaspa V.P.O. Dobhi, Distt. Kullu, H.P. 03.05.57 9779227922, 8219432277 Parvesh Kumar Arora Set No. 6, Highway Apartments, Near Petrol Pump, 08.08.58 9779558067 Vikas Nagar, Shimla-9 Subhash Chand Sharma Vill. Kalheli, P.O. Jajoura, Distt. Kullu, H.P. 01.10.58 9815809624 Raj Kumar V.P.O. Mangali Jhara, Hisar, Haryana 07.08.58 9812687277 Devinder Kumar Malhotra 716/VI, Shiv Colony, Kaithal Road, Karnal, Hry. 05.08.58 9896712111 Subhash Chander Saini 7179/A, Mohalla Sogian, Near Chhoti Sabji Mandi, 28.09.58 9355044439 Ambala Cantt., Hry. Kanshi Ram # 1192/9, Urban Estate, Karnal, Hry. 30.05.55 9729875325 Kulbhushan Memta C-6-1009-7A, Sawanpuri, Jagdhari, Distt. Yamunanagar 25.08.57 8146658324, 9518439946 Bharat Bhushan Sethi # 448, Sector 18, HUDA, Panipat, Hry. 13.09.58 9729242288 6
Subhash Chand Goyal # 155 S.P., Sector 19, HUDA, Kaithal, Hry. 08.09.58 01746-234755, 9416563748 Ram Phal H.No. 1083, Vikas Nagar, Nangal Kheri, Panipat, Hry. 12.09.58 9813895881 Pradhyumna Singh Bargujar # 766, Sector 6, Bahadurgarh, Distt. Jhajjar, Hry. 25.09.58 9896451766 Ashok Kumar Sehgal 603A/24, D.L.F. Colony, Rohtak, Hry. 14.09.58 7506063908 Mithu Ram Dhillor H.No. 359A, Ward No. 8, Gali No. 15, Ekta Nagar, 08.09.58 01668-224668, 9463696185 Mandi Dabwali, Distt. Sirsa, Hry. Sukhdev Arora # 29/11-B, Shanti Nagar, Hissar, Hry. 15.09.58 8295245900 Ravinder Kumar Sharma # 2370, Sector 14, Hisar, Hry. 29.09.58 9729272111, 7888836964 Suresh Kumar Bawalia # 144-D, Near Shiv Mandir, Main Road, 14.09.58 9729243315, 7015031984 Shakti Nagar, Rewari, Hry. Sudarshan Kumar Awasthi # 511, 14, Bhagat Singh Colony, Gohana Road, Rohtak 02.10.57 01262-252448, 9416520111 Krishan Kumar Arora # 584/18, Gali Raghunath Mandir, Ravi Dass Nagar, 21.08.56 9416437001 Rohtak, Hry. Manjit Singh Walia # 19112, St. No. 10, Guru Teg Bahadur Nagar, 10.08.58 0164-2213837, 9417643737 Bibibiwala Road, Bathinda, Pb. Rakesh Kumar Sethi B-14/2576, St. No. 2, Opp. AVM School, Nr. 31.08.58 9876113059 Mini Rose Garden, Ajeet Nagar, Ludhiana. Daljeet Singh # 178/9, Bhaina Wali Gali, Doraha, Distt. Ludhiana, Pb. 10.08.58 9872656332 Jasbir Singh Setia # 987, Housing Board Colony, C-Block 17.08.58 9815803393 Ranjit Avenue, Amritsar, Pb. Ashok Kumar Manchanda Sant Nagar, Gali No. 3, Ichhe Wala Road, Near Church, 18.09.58 9779725738 Ferozepur City, Pb. Jaspal Singh 103-104, Bharpur Garden, Opp. Ayurvedic College, 17.08.58 0175-2213542, 9872891747 Patiala, Pb. Jarnail Singh H.No. 87, Vill. Sadhar, Distt. Ludhiana, Pb. 02.09.58 9914921584 M.L. Kalra # 119,Kamla Nagar, Bhatinda, Pb. 12.10.55 97795855215 Subhash Chander Behal # 163/5, Punjabi Bagh, Patiala 16.08.58 9779585568 Manjit Singh # 135, New Golden Avenue, Amritsar, Pb. 16.08.58 0183-2585729, 9779782383 Rakesh Kumar Garg # 2999, Phase-2, Urban Estate, Patiala, Pb. 06.09.58 9779585964 Yugal Kishore Vashishth # 17, Sethi Ice Factory, Ferozepur Cantt., Pb. 12.09.58 9779584692 Balvinder Singh Moti Nagar, Backside DAV Public School, Dasuya, Pb. 18.09.58 9463706920 Satish Kumar Sood # 785, St. No. 13, Ram Mandar Road, 09.09.58 0175-2233785, 948069958 Ghuman Nagar, Patiala, Pb. Pardeep Malik 31-L, Ashok Vihar, Ludhiana, Pb. 23.09.58 9915286256 Rajesh Kalra # 84, Gandhi Colony, Model Gram, Ludhiana, Pb. 15.09.58 0161-5067794, 9988207794 Mohinder Paul Singla # 1157, St. No. 6, Krishana Nagar, Civil Lines, Ludhiana 13.09.58 0161-4621157, 9815064644 Ramesh Kumari Joshi H.No. B-7/232, Lahori Gate, Kapurthala, Pb. 15.09.58 01822-230006, 9463684360 Sarita Chopra # 1551, Near Mahabir Mandir, Rajpura Town, 15.09.58 9855678910 Distt. Patiala, Pb. Santokh Raj B20/713, New Model Town, Police Lines, Batala, 01.04.55 9876113058 Distt. Gurdaspur, Pb. Boota Ram # 1170, Jhujhar Nagar, Gali No.2, Moga, Pb. 15.04.56 9814163168 7
DONATIONS 6. Smt. Shakti Malhotra Jalandhar 1. Sh. R.K. Sawhny Panchkula 1100/- W/o Sh. S.C. Malhotra on the Happy Birthday of his daughter Tanvi. 2. Sh. J.L. Thakral Panchkula 1100/- on the Happy Birthday of his grandson Master Davik Thakral. 3. Mrs. Usha Gupta Pathankot 2000/- on the 10th Barsi of her Late husband Sh. Y.P. Gupta 4. Sh. S.K. Arora Chandigarh 1000/- in memory of his father. 5. A Donation of Rs.500/- was erroneouly shown in September-2018 issue, in the name of Sh. Sudesh Kumar, which was actually donated by our member, Sh. Pawan Chopra. The error is regretted. Please share your rememberances and happy occasions with the Association. OBITUARY AND BEREAVEMENTS 1. Sh. Gian Swarup Vatsal Mandi (H.P.) expired in July, 2018 2. Sh. Sunil Suyal Mandi (H.P.) expired in August, 2018. 3. Sh. Ramesh Sehgal Ludhiana expied on 01.09.2018 4. Sh. Manohar Lal Heera Hoshiarpur expired on 05.09.2018 5. Sh. S.S. Sethi (DOB 12.07.36) Jalandhar expired in June, 2018. expired on 15.07.2018 7. Dr. Vishal Modgil Jalandhar S/o Sh. Ramesh Modgil expired on 18.07.2018 8. Mrs. Ram Dulari Sehgal Jalandhar expired in July, 2018. 9. Sh. Karnail Singh Pathankot expired in September, 2018. 10. Sh. Sudesh Kumar Pathankot expired in September, 2018. 11. Sh. S.K. Mittal Moga expired on 09.09.2018. 12. Wife of Sh. Shadi Lal Sharma Chandigarh expired in September, 2018. 13. Sh. Vijay Kumar Vashisht Hissar expired on 17.09.2018. 14. Sh. Raj Kumar Sharma Karnal expired on 17.07.2018 15. Sh. K.C. Brar Karnal expired on 14.08.2018 16. Sh. S.K. Verma Karnal expired in 14.09.2018 We pray to the Almighty to grant peace to the departed souls. DUE DATE OF POSTING AT MBU CHANDIGARH : 07.10.2018 8