Itamar Shabtai Ph.D. and Yossi Lichtenstein Ph.D. ; College of Management Academic Studies

Size: px
Start display at page:

Download "Itamar Shabtai Ph.D. and Yossi Lichtenstein Ph.D. ; College of Management Academic Studies"

Transcription

1 Itamar Shabtai Ph.D. and Yossi Lichtenstein Ph.D. ; College of Management Academic Studies In collaboration with: Irena Milstein Ph.D., Holon Institute of Technology Moshe Leshno M.D., Ph.D., Tel-Aviv University Orna Blondheim M.D., Clalit Healthcare Services המסלול האקדמי המכללה למינהל, יום המחקר

2 Economies of scale in production, distribution and marketing are the hallmark of the industrial economy, resulting in large corporations dominating their sectors. In addition to these supply side economies of scale, the digital economy has economies of scale related to demand, that are called network externalities. The value of technology is typically increased when it's network of customers is large. 2 המסלול האקדמי המכללה למינהל, יום המחקר

3 Telephones/Fax machines - The more people own telephones/faxes, the more valuable the telephone/fax is to each owner The popularity of the Windows operating system created many applications, increasing it's value, and making Microsoft a near monopoly in this market. Google - The more users and search activities the better results. 3 המסלול האקדמי המכללה למינהל, יום המחקר

4 Academic In spite of the importance of network externalities to modern economies, and the substantial analytical research on their characteristics (Katz and Shapiro, 1985; Farrell and Saloner, 1985; Milstein and Tishler, 2007), there are few empirical analyses and actual measurements of the extent of network externalities (for a review see Gandal, 2000). Practice managers need to understand Network Externalities and techniques to manage Externalities. Opportunity We have access to a unique, large data-set of the intensity of usage of a medical information system (Shabtai et al., 2007). 4 המסלול האקדמי המכללה למינהל, יום המחקר

5 Are there network externalities in the healthcare information system under study? What is their extent? 5 המסלול האקדמי המכללה למינהל, יום המחקר

6 The OFEK system The medical information system that has been chosen for the study, namely the OFEK, was provided by the dbmotion Company. Integrating medical information and interoperability using a health information network (HIN) 6

7 7 Clalit Hospitals All ER Admissions All ER Units, February 2004 November 2007 Total Admissions and Discharges 800,000 Clalit hospitals: January 2004 November , ,214 Number of Admissions Number of Discharges Percentage of Admissions 20% 172, , , , , , , , , , ,689 83, ,547 46,696 10% 0 Soroka Meir Beillinson Emek Kaplan Carmel 110,711 Golda 0% 1/21/2009 7

8 7 Clalit Hospitals All ER Admissions All ER Units, February 2004 November 2007 Total Admissions and Discharges distributed by insurance All Referrals distributed by insurance 2,500,000 2,000, ,198 Number of Admissions Number of Discharges Percentage of Admissions 80% 1,500,000 60% 1,000,000 1,660, ,188 40% 500, ,826 20% 0 0% Clalit Non-Clalit 1/21/2009 8

9 Prior Results Percentage of Single-Day Admissions when Medical History was Not Viewed Percentage of Single-Day Admissions when Medical History was Viewed A Decrease in the number of Single-Day Admissions p-value All Insurances 20.9% (146,643) 17.3% (37,882) 17.22% <0.001 Clalit 20.1% (104,854) 16.4% (28,876) 18.41% <0.001 Non-Clalit 23.1% (41,789) 21.1% (9,006) 8.66% <

10 The current study will test if the decision to access historical data for a specific patient, is also related to the availability and use of various types of historical data by the same physician for all other patients : The Probability of Physician (i) Accessing Data for Patient (j) at Admission (t) = α1unit (i) + α2 Insurance Type (j) + α3 Diagnosis (i,j,t) + β Number_Of_Types_Historical-Data-Viewed (i, all other j, all previous t) We expect β to be positive. Namely, we expect the physician to be induced to use the system, if his/her experience is that historical data is generally available. 10 המסלול האקדמי המכללה למינהל, יום המחקר

11 Variable Coefficient t Comment Unit As expected (Interim uses more data) Insurance Type Surprising Diagnosis -5E Unclear Number of Types of Historical Data Viewed As expected Should be interpreted more carefully (Innate attitude vs. experience) 11 המסלול האקדמי המכללה למינהל, יום המחקר

12 Possibly the first theoretically-anchored discussion of network externalities in medical information systems. Public policy implications - If network externalities exist, wide access for the information increases social welfare. Currently, the contract between Clalit and dbmotion excludes other Israeli HMS from using Ofek; this may need to be disallowed by the regulator. 12 המסלול האקדמי המכללה למינהל, יום המחקר

13 dbmotion (2008) Farrell, J. and Saloner, G. (1985). Standardization, Compatibility and Innovation, RAND Journal of Economics, Vol. 16, Gandal, N. (2000). Quantifying the Trade Impact of Compatibility Standards and Barriers: An Industrial Organization Perspective, Tel Aviv University, mimeo. Gowrisankaran, G. and Stavins, J. (2004). Network Externalities and Technology Adoption: Lessons from Electronic Payments, RAND Journal of Economics, Vol. 35, Katz, M. L. and Shapiro, C. (1985). Network Externalities, Competition, and Compatibility, American Economic Review, Vol. 75, Milstein, I. and Tishler, A. (2007). R&D and Product Compatibility in Markets with Network Externalities, Submitted for Publication. Shabtai, I., Leshno, M., Blondheim, O., and Kornbluth., J. (2007). Value of Information for Decision-Making in the Healthcare Environment, Medical and Care Compunetics 4, IOS Press. Shabtai, I., Leshno M., Kornbluth J., Blondheim O., "Realistic value of information in the decision process at the healthcare environment", ILAMI - The Israel Association for Medical Informatics, May 2005, Tel-Aviv, Israel 13 המסלול האקדמי המכללה למינהל, יום המחקר

14 Thank You for Your Attention! המסלול האקדמי המכללה למינהל, יום המחקר

15 We study Ofek a system that allows access to medical records and diagnostic data (dbmotion, 2008). Ofek is used by Clalit Healthcare Services at its hospitals, as well as community care services. The system is also used by other independent hospitals (e.g., Hadasa), but not the other Israeli health maintenance systems (HMS). The dataset include 922,079 records of admissions in 7 hospitals between February 2004 and November The records include demographic and clinical data about the patient, as well as the number and type of historical medical data that exist, and those that the physician viewed through the Ofek system. 15 המסלול האקדמי המכללה למינהל, יום המחקר

Health Information Exchange

Health Information Exchange Health Information Exchange THE ABC S OF HIE & WHAT PHYSICIANS MUST KNOW Zach Finn COO, HIE NETWORKS Project Director, Big Bend RHIO Agenda 1. The Current Environment 2. Why Use HIE and What is the Value?

More information

Haredi Employment. Nitsa (Kaliner) Kasir. Deputy Chair, the Haredi Institute for Public Affairs. Jewish Funders Network

Haredi Employment. Nitsa (Kaliner) Kasir. Deputy Chair, the Haredi Institute for Public Affairs. Jewish Funders Network Haredi Employment Nitsa (Kaliner) Kasir Deputy Chair, the Haredi Institute for Public Affairs Jewish Funders Network March 12, 2018 (Updated version: February 12, 2019) Data is only half the story and

More information

The Role of Internal Auditing in Ensuring Governance in Islamic Financial Institutions (IFIS) 1

The Role of Internal Auditing in Ensuring Governance in Islamic Financial Institutions (IFIS) 1 Innovation and Knowledge Management: A Global Competitive Advantage 2158 The Role of Internal Auditing in Ensuring Governance in Islamic Financial Institutions (IFIS) 1 Yazkhiruni Yahya, Kuala Lumpur,Malaysia

More information

Health Information Exchange (HIE): Where We Are and What s Ahead

Health Information Exchange (HIE): Where We Are and What s Ahead Health Information Exchange (HIE): Where We Are and What s Ahead What is HIE? Health information exchange (HIE) is the ability to electronically exchange patient health information including: Lab results

More information

Project 1: Grameen Foundation USA, Philippine Microfinance Initiative

Project 1: Grameen Foundation USA, Philippine Microfinance Initiative These sample project descriptions illustrate the typical scope and level of depth used to solicit student applications. Project descriptions should be submitted using IDC_Client_Application_Form.doc. Project

More information

Welfare and Standard of Living

Welfare and Standard of Living Welfare and Standard of Living Extent of poverty Marital status Households Monthly expenditure on consumption Ownership of durable goods Housing density Welfare and Standard of Living Extent of Poverty

More information

Spiritual Conversations: Its Really Okay

Spiritual Conversations: Its Really Okay Spiritual Conversations: Its Really Okay Richard Brown, M.Div., BCC ACPE Supervisor Director of Chaplaincy Services and Clinical Pastoral Education Carilion Clinic Objectives Spiritual History versus Spiritual

More information

Choose Best Dental Clinic Near Me

Choose Best Dental Clinic Near Me Searching good assistance in the field of medical science can be somewhat like playing cards; it is all the fortune of the draw. Most of the people just carefully scan their finger over the list of accepted

More information

Studying Religion-Associated Variations in Physicians Clinical Decisions: Theoretical Rationale and Methodological Roadmap

Studying Religion-Associated Variations in Physicians Clinical Decisions: Theoretical Rationale and Methodological Roadmap Studying Religion-Associated Variations in Physicians Clinical Decisions: Theoretical Rationale and Methodological Roadmap Farr A. Curlin, MD Kenneth A. Rasinski, PhD Department of Medicine The University

More information

Sharia Economic and Finance Development Strategies

Sharia Economic and Finance Development Strategies Sharia Economic and Finance Development Strategies M. Anwar Bashori Head of Sharia Economic and Finance Department International Program for Islamic Economics and Finance (IPIEF) UMY, Yogyakarta 28th of

More information

HIE Business and Technical Profiles

HIE Business and Technical Profiles HIE Business and Technical Profiles A White Paper by HIMSS Healthcare Information Exchange Portfolio Task Force September 2010 2010 HIMSS 1 Table of Contents Introduction... 3 Approach and Methodology...

More information

Nitsa (Kaliner) Kasir

Nitsa (Kaliner) Kasir Nitsa (Kaliner) Kasir Deputy Chair, the Haredi Institute for Public Affairs Jewish Funders Network March 12, 2018 Data is only half the story and sometimes it s the wrong story. 2 100% 90% 80% 70% 60%

More information

State of HIE in California

State of HIE in California State of HIE in California Robert M. Cothren, PhD Executive Director Transforming Health Information Exchange in California 2 November 2017 2017 California Association of Health Information Exchanges Licensed

More information

The Institute for Medicine, Education, and Spirituality at Ochsner Health System

The Institute for Medicine, Education, and Spirituality at Ochsner Health System Ochsner Health System The Institute for Medicine, Education, and Spirituality at Ochsner Health System Holistic Healthcare with Peace of Mind Rev. Anthony J. De Conciliis, C.S.C., Ph.D 2/5/2013 The Institute

More information

CBeebies. Part l: Key characteristics of the service

CBeebies. Part l: Key characteristics of the service CBeebies Part l: Key characteristics of the service 1. Remit The remit of CBeebies is to offer high quality, mostly UK-produced programmes to educate and entertain the BBC's youngest audience. The service

More information

ARE ALL CONSUMERS EQUAL? Navneet Kathuria, MD, MPH, MBA, VP, Population Health and Clinical Quality, Meridian Health

ARE ALL CONSUMERS EQUAL? Navneet Kathuria, MD, MPH, MBA, VP, Population Health and Clinical Quality, Meridian Health ARE ALL CONSUMERS EQUAL? Navneet Kathuria, MD, MPH, MBA, VP, Population Health and Clinical Quality, Meridian Health Overview Definitions Health Population Consumer Provider Patient Average Health Care

More information

Haredi Employment. Facts and Figures and the Story Behind Them. Nitsa (Kaliner) Kasir. April, 2018

Haredi Employment. Facts and Figures and the Story Behind Them. Nitsa (Kaliner) Kasir. April, 2018 Haredi Employment Facts and Figures and the Story Behind Them Nitsa (Kaliner) Kasir 1 April, 2018 Haredi Employment: Facts and Figures and the Story Behind Them Nitsa (Kaliner) Kasir In recent years we

More information

The Role of Spiritual History in Patient Care NANCY STOEHR, PHARMD, FACA, FIACP

The Role of Spiritual History in Patient Care NANCY STOEHR, PHARMD, FACA, FIACP The Role of Spiritual History in Patient Care NANCY STOEHR, PHARMD, FACA, FIACP Learning objectives After participating in this presentation, the learner will be able to: 1. Briefly describe the data to

More information

Transcription Media File Name: Radio-AneeshChopra.mp4 Media File ID: Media Duration: 10:41 Order Number: Date Ordered:

Transcription Media File Name: Radio-AneeshChopra.mp4 Media File ID: Media Duration: 10:41 Order Number: Date Ordered: Transcription Media File Name: 030116-Radio-AneeshChopra.mp4 Media File ID: 2461953 Media Duration: 10:41 Order Number: Date Ordered: 2016-03-31 Transcription by Speechpad www.speechpad.com Support questions:

More information

Betty Irene Moore Speaker Series Angela Barron McBride in conversation with Kathleen A. Dracup May 8, 2008 Start Chapter 1: What is Leadership?

Betty Irene Moore Speaker Series Angela Barron McBride in conversation with Kathleen A. Dracup May 8, 2008 Start Chapter 1: What is Leadership? Betty Irene Moore Speaker Series Barron McBride in conversation with Kathleen A. Dracup May 8, 2008 Start Chapter 1: What is Leadership? ; Let s go on and talk about a little bit about your evolution as

More information

Thoughts on Physician Advocacy and Payment Reform with AMA Past-President Andrew Gurman, MD

Thoughts on Physician Advocacy and Payment Reform with AMA Past-President Andrew Gurman, MD Transcript Details This is a transcript of an educational program accessible on the ReachMD network. Details about the program and additional media formats for the program are accessible by visiting: https://reachmd.com/programs/focus-on-public-health-policy/thoughts-physician-advocacy-paymentreform--ama-past-president-andrew-gurman-md/8183/

More information

PERCEPTION TOWARD ISLAMIC AND CONVENTIONAL BANKING AMONG EDUCATED PEOPLE IN MUSLIM COMMUNITY: A STUDY BASED AKKARAIPATTU DIVISION IN AMPARA DISTRICT

PERCEPTION TOWARD ISLAMIC AND CONVENTIONAL BANKING AMONG EDUCATED PEOPLE IN MUSLIM COMMUNITY: A STUDY BASED AKKARAIPATTU DIVISION IN AMPARA DISTRICT PERCEPTION TOWARD ISLAMIC AND CONVENTIONAL BANKING AMONG EDUCATED PEOPLE IN MUSLIM COMMUNITY: A STUDY BASED AKKARAIPATTU DIVISION IN AMPARA DISTRICT HMF. Safna 1, R. NushrathSulthan, MIF. Hassana 3 1,,3

More information

Arab Israeli Teachers Working in Jewish Schools and Jewish Teachers Working in Arab Israeli Schools

Arab Israeli Teachers Working in Jewish Schools and Jewish Teachers Working in Arab Israeli Schools Arab Israeli Teachers Working in Jewish Schools and Jewish Teachers Working in Arab Israeli Schools Nachum Blass 1 Background In Israel, there is a separation between the Jewish education system and the

More information

Maccabi Internship 2017

Maccabi Internship 2017 Maccabi World Union Maccabi Internship 2017 Welcome to the 2017 Maccabi Internship Program: The 20 th Maccabiah Internship Program is the first long-term program designed for young adults who are interested

More information

CHAPTER ONE What is Philosophy? What s In It For Me?

CHAPTER ONE What is Philosophy? What s In It For Me? CHAPTER ONE What is Philosophy? What s In It For Me? General Overview Welcome to the world of philosophy. Whether we like to acknowledge it or not, an inevitable fact of classroom life after the introductions

More information

LAY THEORIES OF NETWORKING

LAY THEORIES OF NETWORKING LAY THEORIES OF NETWORKING What we believe about networks and why it matters Ko Kuwabara INSEAD Bill Clinton What makes a good networker? Lay Theory of Social Intelligence Fixed theory Personality Natural

More information

DUBAI THE CAPITAL OF THE ISLAMIC ECONOMY

DUBAI THE CAPITAL OF THE ISLAMIC ECONOMY DUBAI THE CAPITAL OF THE ISLAMIC ECONOMY THE VISION The ecosystem of the Islamic economy harmonizes ethics with innovation, and combines real commitment with actual development objectives in order to meet

More information

Islamic Microfinance 4th - 6th June, 2013 in Addis Ababa - Ethiopia

Islamic Microfinance 4th - 6th June, 2013 in Addis Ababa - Ethiopia 3 Days Specialized Training Workshop on Islamic Microfinance 4th - 6th June, 2013 in Addis Ababa - Ethiopia Jointly Organized By AlHuda Center of Excellence in Islamic Microfinance Islamic Microfinance

More information

Assessment on the Willingness among Public in Contributing For Social Islamic Waqf Bank for Education

Assessment on the Willingness among Public in Contributing For Social Islamic Waqf Bank for Education AENSI Journals Australian Journal of Basic and Applied Sciences Journal home page: www.ajbasweb.com Assessment on the Willingness among Public in Contributing For Social Islamic Waqf Bank for Education

More information

Public Health Laboratory Expansion of Nucleic Acid Amplification Testing

Public Health Laboratory Expansion of Nucleic Acid Amplification Testing APHL ISSUES IN BRIEF INFECTIOUS DISEASES DECEMBER 2015 Public Health Laboratory Expansion of Nucleic Acid Amplification Testing for Mycobacterium tuberculosis Complex Summary of Final Reports from TB NAAT

More information

Fall 2016 Department of Philosophy Graduate Course Descriptions

Fall 2016 Department of Philosophy Graduate Course Descriptions Fall 2016 Department of Philosophy Graduate Course Descriptions http://www.buffalo.edu/cas/philosophy/grad-study/grad_courses/fallcourses_grad.html PHI 548 Biomedical Ontology Professor Barry Smith Monday

More information

The Puzzle of Good Health among Ultra-Orthodox Jews in Israel

The Puzzle of Good Health among Ultra-Orthodox Jews in Israel The Puzzle of Good Health among Ultra-Orthodox Jews in Israel Dov Chernichovsky Chen Sharony Ben-Gurion University of the Negev and Taub Center for Social Policy Studies in Israel Introduction The Ultra-orthodox

More information

The AEG is requested to: Provide guidance on the recommendations presented in paragraphs of the issues paper.

The AEG is requested to: Provide guidance on the recommendations presented in paragraphs of the issues paper. SNA/M1.17/5.1 11th Meeting of the Advisory Expert Group on National Accounts, 5-7 December 2017, New York, USA Agenda item: 5.1 Islamic finance in the national accounts Introduction The 10 th meeting of

More information

The World Wide Web and the U.S. Political News Market: Online Appendices

The World Wide Web and the U.S. Political News Market: Online Appendices The World Wide Web and the U.S. Political News Market: Online Appendices Online Appendix OA. Political Identity of Viewers Several times in the paper we treat as the left- most leaning TV station. Posner

More information

KOBE PROCESS. To the Members of the KOBE Steering Committee

KOBE PROCESS. To the Members of the KOBE Steering Committee Ref. Ares(2017)2408163-11/05/2017 International Commission for the Conservation of Atlantic Tunas Commission Internationale pour la Conservation des Thonidesdel Atlantique Comisión Internacional para la

More information

WHOLE HEALTH: CHANGE THE CONVERSATION. Spiritual Assessment Tools Clinical Tool

WHOLE HEALTH: CHANGE THE CONVERSATION. Spiritual Assessment Tools Clinical Tool WHOLE HEALTH: CHANGE THE CONVERSATION Advancing Skills in the Delivery of Personalized, Proactive, Patient-Driven Care Spiritual Assessment Tools Clinical Tool This document has been written for clinicians.

More information

תפיסת כישורים דיגיטליים בקרב סטודנטים להוראה חרדים ולא-חרדים

תפיסת כישורים דיגיטליים בקרב סטודנטים להוראה חרדים ולא-חרדים Alona Forkosh Baruch, Lilach Alon, Rivka Gadot 3E Perceived Digital Competence among Haredi and Non-Haredi Preservice Teachers Alona Forkosh Baruch Levinsky College of Education, Tel Aviv University alonabar@levinsky.ac.il

More information

Islamic Microfinance an incredible tool to Alleviate Poverty!

Islamic Microfinance an incredible tool to Alleviate Poverty! Islamic Microfinance an incredible tool to Alleviate Poverty! AlHuda Center of Excellence in Islamic Microfinance is an initiative of AlHuda CIBE. AlHuda CIBE is a well established name in Islamic financial

More information

The Reform and Conservative Movements in Israel: A Profile and Attitudes

The Reform and Conservative Movements in Israel: A Profile and Attitudes Tamar Hermann Chanan Cohen The Reform and Conservative Movements in Israel: A Profile and Attitudes What percentages of Jews in Israel define themselves as Reform or Conservative? What is their ethnic

More information

Feedback Constitutional Law 312 Applied Assignment 2017 Application B

Feedback Constitutional Law 312 Applied Assignment 2017 Application B Feedback Constitutional Law 312 Applied Assignment 2017 Application B The Applied Writing Assignment aims to achieve several of the substantive and generic learning outcomes posited for Constitutional

More information

THE DIFFERENCE. DEMONSTRATED.

THE DIFFERENCE. DEMONSTRATED. THE DIFFERENCE. DEMONSTRATED. OUR VISION is to become the WORLD S LEADING direct selling company by generating MORE INCOME for DISTRIBUTORS than any other company. With a COMPREHENSIVE corporate strategy

More information

Economics of Religion: Lessons Learned

Economics of Religion: Lessons Learned Economics of Religion: Lessons Learned Carmel U. Chiswick George Washington University ASREC Washington, DC, April 2013 Scientific Method 1. Observation Based on available data, qualitative or quantitative

More information

MISSOURI SOCIAL STUDIES GRADE LEVEL EXPECTATIONS

MISSOURI SOCIAL STUDIES GRADE LEVEL EXPECTATIONS Examine the changing roles of government in the context of the historical period being studied: philosophy limits duties checks and balances separation of powers federalism Assess the changing roles of

More information

HIE Landscape in California

HIE Landscape in California HIE Landscape in California November 2017 2017 California Association of Health Information Exchanges Licensed under a Creative Commons Attribution Share-Alike 3.0 License Statewide HIE There is no single

More information

Chapter 3 PHILOSOPHICAL ETHICS AND BUSINESS CHAPTER OBJECTIVES. After exploring this chapter, you will be able to:

Chapter 3 PHILOSOPHICAL ETHICS AND BUSINESS CHAPTER OBJECTIVES. After exploring this chapter, you will be able to: Chapter 3 PHILOSOPHICAL ETHICS AND BUSINESS MGT604 CHAPTER OBJECTIVES After exploring this chapter, you will be able to: 1. Explain the ethical framework of utilitarianism. 2. Describe how utilitarian

More information

One Day Specialized Training on Islamic Banking, Finance and Islamic Microfinance

One Day Specialized Training on Islamic Banking, Finance and Islamic Microfinance One Day Specialized Training on Islamic Banking, Finance and Islamic Microfinance th 19 January, 2018 Sofitel Hotel, Manila Philippines. ALHUDA CENTER OF ISLAMIC BANKING AND ECONOMICS AlHuda Center of

More information

Creating Moral Space. The Proactive Role of Ethics Committees. Kansas Health Ethics Developing Ethics Committees

Creating Moral Space. The Proactive Role of Ethics Committees. Kansas Health Ethics Developing Ethics Committees Creating Moral Space The Proactive Role of Ethics Committees Kansas Health Ethics Developing Ethics Committees Charles R. Fox, OD, PhD Associate Dean Academic Affairs & Research College of Health Professions

More information

Monetary Policy in an Islamic Economy: The Central Bank s Role

Monetary Policy in an Islamic Economy: The Central Bank s Role Monetary Policy in an Islamic Economy: The Central Bank s Role The Annual Intellectual Symposium of Islamic Financial Economics University of London London, UK May 28th, 2014 Gabriella Crimi Mount Holyoke

More information

Keynote Address by Mr. R. V. Shahi - Former Power Secretary, Government of India

Keynote Address by Mr. R. V. Shahi - Former Power Secretary, Government of India Keynote Address by Mr. R. V. Shahi - Former Power Secretary, Government of India (By Niladri Roy for Climate Connect Technologies) Mr. Shahi was chief guest and keynote speaker at our (February 2018) Industry

More information

Statutory Inspection of Anglican and Methodist Schools (SIAMS)

Statutory Inspection of Anglican and Methodist Schools (SIAMS) Statutory Inspection of Anglican and Methodist Schools (SIAMS) A framework for inspection and self-evaluation of Church of England and Methodist schools September 2013 Summary This framework sets out the

More information

THE DIFFERENCE. DEMONSTRATED.

THE DIFFERENCE. DEMONSTRATED. THE DIFFERENCE. DEMONSTRATED. OUR VISION is to become the WORLD S LEADING direct selling company by generating MORE INCOME for DISTRIBUTORS than any other company. With a COMPREHENSIVE corporate strategy

More information

Financing Public Infrastructure Using Sovereign Sukuk

Financing Public Infrastructure Using Sovereign Sukuk Financing Public Infrastructure Using Sovereign Sukuk Salman Ahmed Shaikh Markets fail in the provision of public goods. Public goods are non-rival and non-exclusive. This creates the problem of free riding.

More information

Towards a Sustainable Islamic Microfinance Model in Pakistan

Towards a Sustainable Islamic Microfinance Model in Pakistan Journal of Islamic Banking and Finance Julyl Sept 2016 1 Towards a Sustainable Islamic Microfinance Model in Pakistan Salman Ahmed Shaikh According to SDPI estimates, poverty rate in Pakistan has increased

More information

United States Clonazepam Industry 2016 Market Research Report

United States Clonazepam Industry 2016 Market Research Report Published on Market Research Reports Inc. (https://www.marketresearchreports.com) Home > United States Clonazepam Industry 2016 Market Research Report United States Clonazepam Industry 2016 Market Research

More information

Sabri Elkrghli. University of Benghazi, Benghazi, Libya. Abtesam Yahya. Wahda Bank, Wahda, Libya

Sabri Elkrghli. University of Benghazi, Benghazi, Libya. Abtesam Yahya. Wahda Bank, Wahda, Libya Management Studies, Jan.Feb. 2018, Vol. 6, No. 1, 3755 doi: 10.175/23282185/2018.01.004 D DAVID PUBLISHING Bankers Views Towards Islamic Banking and Islamic Marketing: The Case of Libyan Main Wahda Bank

More information

THE PROFIT EFFICIENCY: EVIDENCE FROM ISLAMIC BANKS IN INDONESIA

THE PROFIT EFFICIENCY: EVIDENCE FROM ISLAMIC BANKS IN INDONESIA THE PROFIT EFFICIENCY: EVIDENCE FROM ISLAMIC BANKS IN INDONESIA Muryani Arsal, Nik Intan Norhan bt Abdul Hamid Faculty of Management, ABSTRACT This study investigates the profit efficiency of Indonesia

More information

th th July, 2018 Nairobi - Kenya

th th July, 2018 Nairobi - Kenya th th 27-28 July, 2018 Nairobi - Kenya www.alhudacibe.com CIBE ALHUDA CENTER OF ISLAMIC BANKING AND ECONOMICS AlHuda Center of Islamic Banking and Economics (CIBE) is a pioneer organization started its

More information

University of Warwick institutional repository:

University of Warwick institutional repository: University of Warwick institutional repository: http://go.warwick.ac.uk/wrap This paper is made available online in accordance with publisher policies. Please scroll down to view the document itself. Please

More information

NPTEL NPTEL ONINE CERTIFICATION COURSE. Introduction to Machine Learning. Lecture-59 Ensemble Methods- Bagging,Committee Machines and Stacking

NPTEL NPTEL ONINE CERTIFICATION COURSE. Introduction to Machine Learning. Lecture-59 Ensemble Methods- Bagging,Committee Machines and Stacking NPTEL NPTEL ONINE CERTIFICATION COURSE Introduction to Machine Learning Lecture-59 Ensemble Methods- Bagging,Committee Machines and Stacking Prof. Balaraman Ravindran Computer Science and Engineering Indian

More information

Separate and compatible? Islam and democracy in five North African countries

Separate and compatible? Islam and democracy in five North African countries Dispatch No. 188 14 February 2018 Separate and compatible? Islam and democracy in five North African countries Afrobarometer Dispatch No. 188 Thomas Isbell Summary Islam and democracy have often been described

More information

Ability, Schooling Inputs and Earnings: Evidence from the NELS

Ability, Schooling Inputs and Earnings: Evidence from the NELS Ability, Schooling Inputs and Earnings: Evidence from the NELS Ozkan Eren University of Nevada, Las Vegas June 2008 Introduction I The earnings dispersion among individuals for a given age, education level,

More information

Able to relate the outworking of vocation to ordained ministry in the church, community and personal life.

Able to relate the outworking of vocation to ordained ministry in the church, community and personal life. Ministry and Vocation in the Church of England Be able to give an account of their vocation to ministry and mission and their readiness to receive and exercise ordained ministry as a priest within the

More information

NT501 New Testament Survey Course Syllabus, Spring 2018 RTS-Orlando

NT501 New Testament Survey Course Syllabus, Spring 2018 RTS-Orlando NT501 New Testament Survey Course Syllabus, Spring 2018 RTS-Orlando 1. Course Details Two credit hours Meeting time: Wednesdays from 1:00 3:00pm Description: The New Testament is the account of God s saving

More information

The Meaning of Muslim-Friendly Destination: Perspective of Malaysian and Korean Scholars

The Meaning of Muslim-Friendly Destination: Perspective of Malaysian and Korean Scholars ISBN 978-93-84422-37-0 11th International Conference on Arts, Humanities, Social Sciences and Corporate Social Responsibilities (AHSCSR-17) Dec. 25-26, 2017 Bangkok (Thailand) The Meaning of Muslim-Friendly

More information

Changes in Demand for Food Assistance at New York City Emergency Food Programs After September 11, 2001

Changes in Demand for Food Assistance at New York City Emergency Food Programs After September 11, 2001 Changes in Demand for Assistance at New York City Emergency Programs After September 11, 21 Final Report Prepared By, For Survival Research and Policy Department September 22 Copyright 22 by the About

More information

MAP for Derby Diocese MAP church health check leader s guide

MAP for Derby Diocese MAP church health check leader s guide MAP church health check leader s guide contents measuring the health of the church... 2 it s not all about numbers... 2 healthy organisms... 2 the church God calls us to be... 3 introducing the church

More information

AMERICAN SECULARISM CULTUR AL CONTOURS OF NONRELIGIOUS BELIEF SYSTEMS. Joseph O. Baker & Buster G. Smith

AMERICAN SECULARISM CULTUR AL CONTOURS OF NONRELIGIOUS BELIEF SYSTEMS. Joseph O. Baker & Buster G. Smith AMERICAN SECULARISM CULTUR AL CONTOURS OF NONRELIGIOUS BELIEF SYSTEMS Joseph O. Baker & Buster G. Smith American Secularism: Cultural Contours of Nonreligious Belief Systems Joseph O. Baker and Buster

More information

DIGNITY HEALTH. New Name, Same Mission

DIGNITY HEALTH. New Name, Same Mission DIGNITY HEALTH New Name, Same Mission BY SR. JUDITH CARLE, RSM In restructuring Healthcare West (CHW) into Dignity Health in 2012, the sponsors, board of directors and management team walked a creative

More information

Scientific errors should be controlled, not prevented. Daniel Eindhoven University of Technology

Scientific errors should be controlled, not prevented. Daniel Eindhoven University of Technology Scientific errors should be controlled, not prevented Daniel Lakens @Lakens Eindhoven University of Technology 1) Error control is the central aim of empirical science. 2) We need statistical decision

More information

From Dream to Innovation: Hadassah s Israel Milestone Mission

From Dream to Innovation: Hadassah s Israel Milestone Mission From Dream to Innovation: Hadassah s Israel Milestone Mission October 7-15, 2018 (As of 8/24/17) Day 1: Sunday, October 7, 2018: DEPARTURE Depart the United States on overnight flights to Israel. -----------------------------------------------------------------------------------

More information

The SELF THE SELF AND RELIGIOUS EXPERIENCE: RELIGIOUS INTERNALIZATION PREDICTS RELIGIOUS COMFORT MICHAEL B. KITCHENS 1

The SELF THE SELF AND RELIGIOUS EXPERIENCE: RELIGIOUS INTERNALIZATION PREDICTS RELIGIOUS COMFORT MICHAEL B. KITCHENS 1 THE SELF AND RELIGIOUS EXPERIENCE: RELIGIOUS INTERNALIZATION PREDICTS RELIGIOUS COMFORT MICHAEL B. KITCHENS 1 Research shows that variations in religious internalization (i.e., the degree to which one

More information

CERTIFICATE IN ISLAMIC BANKING AND FINANCE

CERTIFICATE IN ISLAMIC BANKING AND FINANCE CERTIFICATE IN ISLAMIC BANKING AND FINANCE INTRODUCTION Islamic Finance refers to the provision of financial services in accordance with the Shari ah Islamic law, principles and rules. Shari ah does not

More information

Islamic Microfinance An Incredible Tool to Alleviate Poverty

Islamic Microfinance An Incredible Tool to Alleviate Poverty Islamic Microfinance An Incredible Tool to Alleviate Poverty AlHuda CIBE is now firmly established in Islamic Financial market, working in the field of Islamic Banking & Finance for the last seven years

More information

Ingersoll Rand Manual 600 Compressor READ ONLINE

Ingersoll Rand Manual 600 Compressor READ ONLINE Ingersoll Rand Manual 600 Compressor READ ONLINE Ingersoll Rand R37121-600-VS 250 PSI MAX - Ingersoll Rand R37121-600-VS 1/4-Inch Regulator. Check out these pages to see more: ingersoll rand air compressor,

More information

Programming Language Research

Programming Language Research Analysis in Programming Language Research Done Well It Is All Right Antti-Juhani Kaijanaho Faculty of Information Technology University of Jyväskylä, Finland Analysis in Programming Language Research Antti-Juhani

More information

MINISTRY PATHS WITHIN INTERNSHIP [Must Pick One]

MINISTRY PATHS WITHIN INTERNSHIP [Must Pick One] 1 PACKET OVERVIEW This packet is for those who feel God has put a call, desire, and passion on their heart to pursue church ministry. The RRC Internship Program is not just another program; it s about

More information

DIRECTIONS IN DEVELOPMENT Finance

DIRECTIONS IN DEVELOPMENT Finance DIRECTIONS IN DEVELOPMENT Finance Economic Development and Islamic Finance Zamir Iqbal and Abbas Mirakhor, Editors ß THE WORLD BANK Washington, D.C. Contents Foreword Acknowledgments Contributors Abbreviations

More information

Louisiana Department of Education Social Studies

Louisiana Department of Education Social Studies Louisiana Department of Education Social Studies Correlation to Grade Level Expectations Document Pearson Scott Foresman The United States Social Studies GRADE 5 C/SS-7A_G5 Geography The World in Spatial

More information

New people and a new type of communication Lyudmila A. Markova, Russian Academy of Sciences

New people and a new type of communication Lyudmila A. Markova, Russian Academy of Sciences New people and a new type of communication Lyudmila A. Markova, Russian Academy of Sciences Steve Fuller considers the important topic of the origin of a new type of people. He calls them intellectuals,

More information

CHAPTER 5. CULTURAL RELATIVISM.

CHAPTER 5. CULTURAL RELATIVISM. CHAPTER 5. CULTURAL RELATIVISM. I have mentioned earlier that business is embedded in society and that for it and society to flourish, good interdependent relations are necessary. But societies are different,

More information

Recent Developments in Islamic Finance

Recent Developments in Islamic Finance Recent Developments in Islamic Finance Melikşah Utku CEO - Albaraka 6 th COMCEC CAPITAL MARKETS REGULATORS FORUM MEETING 31 October 2017 Istanbul, Turkey I. Islamic Finance and innovative spirit II. The

More information

Pay Attention For Goodness Sake Practicing The Perfections Of Heart Buddhist Path Kindness Sylvia Boorstein

Pay Attention For Goodness Sake Practicing The Perfections Of Heart Buddhist Path Kindness Sylvia Boorstein Pay Attention For Goodness Sake Practicing The Perfections Of Heart Buddhist Path Kindness Sylvia Boorstein We have made it easy for you to find a PDF Ebooks without any digging. And by having access to

More information

YOUR LEGACY... THEIR FUTURE

YOUR LEGACY... THEIR FUTURE YOUR LEGACY... THEIR FUTURE Leave a gift for tomorrow seva.org/legacy SEVA FOUNDATION LEGACY 1 TOGETHER WE CAN ENDOW A BETTER WORLD FOR FUTURE GENERATIONS Dear Donor, Here at Seva we do this work because

More information

Positive Philosophy, Freedom and Democracy. Roger Bishop Jones

Positive Philosophy, Freedom and Democracy. Roger Bishop Jones Positive Philosophy, Freedom and Democracy Roger Bishop Jones Started: 3rd December 2011 Last Change Date: 2011/12/04 19:50:45 http://www.rbjones.com/rbjpub/www/books/ppfd/ppfdpam.pdf Id: pamtop.tex,v

More information

Social media, CHRISTIAN & MENNONITE

Social media, CHRISTIAN & MENNONITE Social media, CHRISTIAN & MENNONITE communities in indonesia written by : Andre Setya GKMI NETWORK Batuwangi Street TVRI no 7, Bandung - Indonesia P +6285221250511 E andresetya@gkmi.net BACKGROUND Talking

More information

Positive Philosophy, Freedom and Democracy. Roger Bishop Jones

Positive Philosophy, Freedom and Democracy. Roger Bishop Jones Positive Philosophy, Freedom and Democracy Roger Bishop Jones June 5, 2012 www.rbjones.com/rbjpub/www/books/ppfd/ppfdbook.pdf c Roger Bishop Jones; Contents 1 Introduction 1 2 Metaphysical Positivism 3

More information

DIGITAL NATIVES ENGAGING THE

DIGITAL NATIVES ENGAGING THE Striking the right tone in health communications with digital-savvy Millennials is tricky. Marc Iskowitz asks seven experts for some of the keys to facilitating that conversation ENGAGING THE DIGITAL NATIVES

More information

The Integration of Spirituality into Patient Care

The Integration of Spirituality into Patient Care The Integration of Spirituality into Patient Care WHAT IS SPIRITUALITY? Because it is who I am at my deepest core. Marilyn Touching the Spirit: The Essence of Healing by Christina M. Puchalski, M.D What

More information

Thanks! Thanks for joining us for an informative seminar on Building Your Vibrant Parish.

Thanks! Thanks for joining us for an informative seminar on Building Your Vibrant Parish. Thanks! Thanks for joining us for an informative seminar on Building Your Vibrant Parish. We often get requests for the slides, and unfortunately the slide deck is just too large to send out. In addition,

More information

vaguest idea how to do that. To be a teacher of doctors that was a fantasy! So, I am amazed and humbled to be here.

vaguest idea how to do that. To be a teacher of doctors that was a fantasy! So, I am amazed and humbled to be here. AAMC Chair s Address 2016: The Remarkably Transformative Power of Being a Teacher Chair of the AAMC Board of Directors Robert J. Laskowski, MD, MBA, FACP, delivered the following address at the association

More information

Support, Experience and Intentionality:

Support, Experience and Intentionality: Support, Experience and Intentionality: 2015-16 Australian Church Planting Study Submitted to: Geneva Push Research performed by LifeWay Research 1 Preface Issachar. It s one of the lesser known names

More information

Human Resource Management (HRM) 199 hybrid managers 392

Human Resource Management (HRM) 199 hybrid managers 392 559 Index A activity-based theory 1, 7-9, 31, 47-48 Agency Theory 308, 353, 356, 358, 385 Application Service Providers (ASPs) 328 Architecture Question 190 assets 2, 4-5, 8, 24-25, 38, 42, 45-47, 66-67,

More information

Pastoral Research Online

Pastoral Research Online Pastoral Research Online Issue 26 September 2015 How demography affects Mass attendance (Part 2) In the August issue of Pastoral Research Online, we saw that the demography of the local Catholic population

More information

2014 Religious, Moral and Philosophical Studies. Advanced Higher. Finalised Marking Instructions

2014 Religious, Moral and Philosophical Studies. Advanced Higher. Finalised Marking Instructions 2014 Religious, Moral and Philosophical Studies Advanced Higher Finalised ing Instructions Scottish Qualifications Authority 2014 The information in this publication may be reproduced to support SQA qualifications

More information

Module 1: Health Information Exchange Policy and Procedures

Module 1: Health Information Exchange Policy and Procedures Module 1: Health Information Exchange Policy and Procedures Module 1 Introduction In this module, the Health Information Exchange (HIE) Policies and Procedures will be introduced. The HIE is designed to

More information

IV. Economics of Religion

IV. Economics of Religion IV. Economics of Religion 1. Competition and Product Quality 2. Puzzles of sects: prohibitions and sacrifices 3. Theory: The club solution 4. Testable Implications: Christian and Jewish Sects 5. Testable

More information

Galit Eilam-Shamir. April 2014 CURRICULUM VITAE AND LIST OF PUBLICATIONS. Education

Galit Eilam-Shamir. April 2014 CURRICULUM VITAE AND LIST OF PUBLICATIONS. Education April 2014 Galit Eilam-Shamir CURRICULUM VITAE AND LIST OF PUBLICATIONS Education 1995-1999 Ph.D. Business Administration, Hebrew University of Jerusalem Dissertation: "The Contribution of Personal Resources

More information

8th Azerbaijan Micro-finance Conference 2 Days Post Event Training Workshop on. Islamic Finance

8th Azerbaijan Micro-finance Conference 2 Days Post Event Training Workshop on. Islamic Finance 8th Azerbaijan Micro-finance Conference 2 Days Post Event Training Workshop on Islamic Finance (including Islamic Microfinance, Islamic Insurance,Sukuk) 12th & 13th October,2015 in Baku - Azerbaijan Jointly

More information

Economics and Islamic Economics

Economics and Islamic Economics Economics and Islamic Economics By Ustaaz, Ahmed Fazel Ebrahim 1 Contents Basic Economics Macro Economics Monetary Economics Economics teaches us Introduction to Islamic Economics The Qur an and History

More information

2009 User Survey Report

2009 User Survey Report 2009 User Survey Report Table of Contents METHODOLOGY... 3 DE MOGRAPHICS... 3 Gender... 3 Religion... 3 Age... 4 Connection to Intermarriage... 5 Other Notable Demographics... 5 W HY DO PEOPLE COME TO

More information