Shawwal 1,1439 Hijri. Eid-ul-Fitr will be on Friday June 15. MCA will be holding 3 Eid prayers and 1 Jumaa prayer each at MCA and Al Noor

Transcription

1 PRAYER TIMINGS effective 06/09 Fajr Zohar Asr Maghrib Isha/ Taraweeh Juma1 Juma2 MCA 4:45 1:30 5:45 Sunset 10:10 12:15 1:30 NOOR 4:45 1:30 6:30 Sunset 10:10 12:15 1:30 DAILY QIYAM PRAYER 2:45 a.m. - 3:45 a.m. Newsletter Published Weekly by the Muslim Community Association of San Francisco Bay Area Ramadan 24, 1439 June 8, 2018 QURAN Ha. Mim. By the book that makes things clear. We sent it down during a blessed night. For We (ever) wish to warn (against evil). In that (night) is made distinct every affair of wisdom, by command, from Our Presence. For We (ever) send (revelations), as a mercy from Thy Lord: for He hears and knows (all things). Surah Dukhan (44:1-6) Dawah Committee presents A Shawwal 1,1439 Hijri A with WORKSHOP Eid-ul-Fitr will be on Friday June 15 A Imam Tahir AAAAAAAAAAAAAAAA Sunday June 10 After Dhuhr prayers (1:45 pm) At MCA Khadijah Hall A A MCA will be holding 3 Eid prayers and 1 Jumaa prayer each at MCA and Al Noor 07:00 a.m. Takbeer 09:00 a.m. Takbeer 11:00 a.m. Takbeer 07:30 a.m. Prayer 1 09:30 a.m. Prayer 2 11:30 a.m. Prayer 3 1:30 p.m. Jumaa at MCA 1:30 p.m. Jumaa at Al Noor For more information, dawah@mcabayarea.org TO ADVERTISE WITH US, VISIT OUR WEBSITE: MCA, c/o Newsletter, P.O. Box 180, Santa Clara, CA newsletter@mcabayarea.org (408) X416 JOIN THE MCA MAILING

2 EVENT CALENDAR HADITH of the Week Narrated Abu Sa`id Al-Khudri: Somebody asked, O Allah s Messenger (peace be upon him)! Who is the best among the people? Allah s Messenger (peace be upon him) replied A believer who strives his utmost in Allah s Cause with hi life and property. They asked, Who is next? He replied, A believer who stays in one of the mountain paths worshipping Allah and leaving the people secure from his mischief. Sahih Bokhari Vol. 4, Book 56, Hadith 5 Fri Sat Sun Jun 1 Jun 2 Jun 3 Mon Tue Wed Thu 4un 1 Jun 5 Jun 6 Jun 7 HIghlights of the Day Last ten days of Ramadan Daily at Fajr Fajr Reminder Daily brief talk after Fajr Prayers Singles Iftar at Maghrib Free, for brothers & sisters daily, except when noted. To sponsor Daily Iftars, see form across from the Men s prayer halls. 15 mins before Isha Prayer Quran Reflections Reflections from the Quran highlighting sections that will be recited in that day s Taraweeh prayers, starting 15 mins before Isha.Banquet Hall. Daily after 8th Taraweeh Daily Story Telling Program for children age 5 to 8 in the Maryam Banquet Hall during the first 8 rakaat of Taraweeh. I Love Islam for Children Daily after 8th Taraweeh Daily after 8th Taraweeh Youth after 8 Daily after the first 8 rakaat taraweeh in the Youth Lounge. After 8 for Adults Talk after the first 8 rakaat of taraweeh at the Khadijah Banquet Hall. Past Midnight QIYAAM PRAYER Daily from 2:45 a.m. - 3:45 a.m. RAMADAN EXPENSES: $125 per family Our expenses during Ramadan are ~ $125,000. Ramadan expenses pay for additional electricity for air conditioning, extra cleaning expenses for bathrooms, travel expenses for visiting scholars, security and babysitting expenses, additional employee hours, Eid festival expenses, etc. PLEASE DONATE GENEROUSLY Deposit checks in the designated cones or table and write Ramadan Expenses in the memo. 2

3 "And we created you in pairs...". An-Naba: 8 S O C I A L C O M M I T T E E P R E S E N T S Nor-Cal Refugees need our help! Urgent appeal for Ramadan Food Drive We are serving 100 families but need your help to serve most of the estimated refugee families. Non-perishable food items ( ) ( ) Non-food items ( ) ( / ) ( ) Sunday June 10 (4:00PM 8:30PM) At MCA, 3003 Scott Blvd - Please limit food donations to halal items only - Food items expiration date must be 4+ months - No candy/ sugar-sweetened drinks - No clothes, used or new MCA Matrimonial Service will mainly focus on opportunities for singles to meet, mingle, and get to know other singles with the intention of marriage Events will be announced on the MCA website as well as in the newsletter. Please subscribe to our mailing list at mcamatrimonial@gmail.com for more information about upcoming events and programs! DIGITAL TRANSFORMATION PROGRAM Core Team Extended Team MCA Leads: Mohammad Islam MCA PM: Farooq Ashraf MCA: Ajaz Butler, Alex Ali, Alma Soto, Maidul Islam, Junaid Sheikh, Christy Chase, Mesbah Karim, Niaz Syed, Mohammad Odeh, Magdy Abdel Rahman, Aasya Umar, Mai Nass CDI: Aamir Syed, Javvad Hussain, Hesham Mansour, Ahmad Bondogji, Rajiv Behl Timeframe 6/4/2018-6/8/2018 Key Initiatives Target Date Completed Date Enterprise Scale IT Infrastructure 6/2/2018 6/3/2018 Mobile Apps for Payment 4/20/2018 5/4/2018 Donation Kiosk Upgrade 5/4/2018 5/4/2018 Muntazim Registration System for WIS, Arqam 6/5/2018 Online Reservation Systems 6/15/2018 Cloud Migration 8/3/2018 Website Re-Design 8/31/2018 Scope } Enterprise scale cloud infrastructure development for secured content delivery. } Unifying all MCA buildings and institutions under one network } Consolidate and centralize MCA Data } Upgrade Fiber ISP and consolidate Internet speeds to 300Mbps with 50Mbps fail-over Secured Cloud enabled services Improved Performance Improved Reliability Improved Security Improved Sustainability Reduced Cost ADVISORY CLOUD DIGITAL Benefits Key Accomplishments Scalability High Availability Secure VPN connectivity Faster Wi-Fi service Safe browsing 24 x 7 Tech Support New racks and network infrastructure installed in server room MCA networks and wireless consolidated and live Fiber ISP with upgrade speed to 250Mbps completed and live Re-cabling of CAT6 & fiber complete. GIS cut-over to new infra is completed (June 1-3) GIS UAT is in progress and will go live after approval. 3

4 ISHA PRAYER at 10:00 pm, followed by TARAWEEH PRAYER led by Shaikh Syed Jibreel. Guidelines and Etiquettes for Ramadan 1439H The community is urged to observe the following guidelines and etiquettes. SHOES & STROLLERS Shoes and Strollers must be kept in the designated areas only. HALLWAYS No running in the hallways Please do not stop to chat anywhere in the hallways and keep moving to avoid hallway traffic. PARKING Please park legally. Violators will be towed. Do not park in Reserved parking spots Don t leave valuable items in the car MCA members can also park at Hope and Van Guard (except Saturday) RECYCLE & CLEAN Paper products and plastic bottles should be responsibly disposed in the recycle bins provided around the masjid Re-use your cups for water and drinks Please help us to keep our masjid clean. SINGLES IFTAR Held daily. Break Iftar first in Lobby of masjid. After Maghrib, walk over to Khadija Banquet Hall. Singles iftar is only for singles, single parents and those who are alone without any family. PRAYER HALL Turn off your cell phone. Do not record Shaikh Syed Jibreel s recitation. No food or drinks in the prayer halls, except bottled water Do not sit or block side walls. Keep your jackets, water bottles etc. next to you. Parents with children under 8 years should pray in the back rows Fill up the gaps in the rows before starting a new one Do not move chairs from designated areas. Children above 7 years should pray at least 8 rak ah Have your children next to you at all time when you are praying Utilize babysitting service and I love Islam program for 8 years and under In case of evacuation, Emergency Response Team (Green Vest) will guide you. VOLUNTEERING Please sign up to volunteer at mcabayarea.org Please be appreciative of and patient with all the volunteers who have taken the time to serve you. Ramadan Expenses $125 per family Zakat Fitra $13 for each member of the family Support MCA activities and program by donating at mcabayarea.org 4

5 FEATURED ARTICLE 16 things you can do on the Night of Power in Ramadan Farrukh Paasha Allah says in the Qur an: The Night of Decree is better than a thousand months. The angels and the Spirit descend therein by permission of their Lord for every matter. Peace it is until the emergence of dawn. [Qur an: 97:3-5] The blessed Laylatul Qadr can be found in any of the last 10 nights of Ramadan, which are the most blessed nights of the year. As such, we should increase our worship and devotion during this period. Aisha reported: With the start of the last ten days of Ramadan, the Prophet used to tighten his waist belt (i.e. work harder) and used to pray the whole night, and used to keep his family awake for the prayers. [Bukhari] Abu Hurayrah relates that the Prophet said: Whoever stands (in the voluntary night prayer of) Ramadan out of faith and in the hope of reward, his previous sins will be forgiven. And whoever spends the night of Lailat Al-Qadr in prayer out of faith and in the hope of reward, his previous sins will be forgiven. [Sunan an-nasa i] Subhan Allah! Such immense rewards are to be gained during these blessed 10 nights. How can we afford to miss out on them? Who is to say that we will live to see the next Ramadan? We MUST make the best of these 10 nights. If we cannot manage all of the 10 nights, then as many as we can manage, particularly on the odd-numbered nights: 21st, 25th, 27th and 29th. There is a saying that a person who fails to plan, plans to fail. So I have created a Worship Plan that we can use to maximise these blessed 10 nights of Ramadan. But first, there are a few points to consder: 10 Points to Consider in the Worship Plan Remain in I tikaf: The best way of catching the blessed night is to remain in I tikaf, which both men and women can do. If it is not possible for one to remain in I tikaf for the whole of the 10 days and nights, then one should try to remain in I tikaf for as many days and nights possible. It is also possible to make intention of Nawafil I tikaf each and every time one enters the masjid to gain rewards for the time spent in the masjid. Worship all the 10 nights: Try to worship the whole of the 10 nights or as many days you can manage as that is the best way to catch the unimaginable and incomprehensible rewards of Laylatul Qadr. Each and every good deed from Maghrib until Fajr on Laylatul Qadr is rewarded a minimum of at least 83 years of worship. Subhan Allah, that is longer than most of us will live! BEST DUA OF LAST 10 NIGHTS: Allahumma innaka affuwwun tuhibbul afwa fa fu anni O Allah You are The One Who forgives greatly, and loves to forgive, so forgive me. [Sunan Ibn Majah] Aisha reported: I asked: O Messenger of Allah! If I realize Lailat-ul-Qadr (Night of Decree), what should I supplicate in it? He replied, You should supplicate: Allahumma innaka afuwwun, tuhibbul- afwa, fa fu anni (O Allah, You are Most Forgiving, and You love forgiveness; so forgive me). [At- Tirmidhi]. Give charity: Any good act such as charity during Laylatul Qadr is rewarded like you have done it for over 83 years. Eat light: As you will be staying up until Fajr, the more you eat, the harder it will be for you to stay up and the less productive you will be! Hydrate well: Keep some water with you at all times. This will help you stay up, feel energised and refreshed and have a clearer mind. Complete all tasks beforehand: Make arrangements to clear as many of your pending tasks as possible or make a plan for tackling them later. This way, we are free to worship during the 10 nights without being distracted by worldly tasks. Show exemplary character: The Prophet said: Nothing will be heavier on the Day of Resurrection in the Scale of the believer than good manners. Allah hates one who utters foul or coarse language. [At- Tirmidhi]. So we must aim to be the best in character during these blessed nights and continue to do so for the rest of the year. We must not argue, swear, backbite, slander or gossip. No time wasting: We must make a firm intention that during these blessed 10 nights, we will not take part in idle talk, watch TV, play computer games or spend time on the social media. There are 355 days in the year for all that if you really cannot resist. This is just 10 nights! There will be indeed an utter loss and regret for those of us who waste these blessed 10 nights. Making life changes: We should make the necessary changes to improve 5

6 ourselves as Muslims and what better time to make such changes than during these blessed 10 nights where we can change our lives forever. We must internalise these changes and make a firm commitment to Allah, and maybe that he will wipe off our sins until we become newborn babies, In sha Allah. The Worship Plan The following is a possible worship routine for the last 10 blessed nights of Ramadan. It may be adjusted according to your local time. Maghreb: Break fast with dates and water and pray Maghrib (men with congregation and women at home). Afterwards pray the 2 raka ahs of sunnah and as many nawafil (voluntary) prayers in sets of 2 raka ahs as you can manage. Can you imagine the rewards of voluntary and fard prayers during Laylatul Qadr? Subhan Allah! You will be rewarded like you have prayed the fard and voluntary prayers for over 83 years. Dinner: Eat light to have optimum energy for worship. Avoid heavy and fried foods, as they will make you lethargic. Tip: The lighter your stomach, the more worship you can perform. The more worship you perform, the more reward you will obtain, In sha Allah. After Dinner: Get ready to pray Isha and Taraweeh. Make ghusl or wudu. Pray 2 raka ahs tahiyyatul wudu after every wudu. Wear your best clothes and put on attar, use a miswaak and comb your hair, beard etc. Tip 1: Looking your best has a significant impact in making you more productive! These are the nights of maximum productivity! So look and smell good to be more productive! Tip 2: Walk to the masjid if you are not in I tikaf. Each and every step is rewarded like you have been walking to the masjid for over 83 years! Since Mosques here are not close by, you can drive insha Allah and Allah will reward accordingly. Subhan Allah! Isha Time: Pray Isha and Taraweeh. Pray 2 raka ahs of tahiyyatul masjid upon arriving at the masjid and 4 raka ahs of sunnah (this is often 6 neglected) before the 4 fard of Isha. Tip: Praying Taraweeh during Laylatul Qadr will bring rewards of over 83 years for each and every letter recited by the imam and for each and every prostration (sajda). After Taraweeh: As soon as Taraweeh is completed, prepare for worship until Fajr. Make fresh wudu or ghusl if you wish to. Drink water. If you are hungry, eat (light). Either stay at the masjid or go home immediately. Do not partake in any idle talk and go straight to the spot where there will be no disturbances and begin worship immediately. There should be no procrastination during these blessed 10 nights. Tip: The less time we waste, the more time we have for worship. The more time we have for worship, the more we can gain unimaginable rewards during these blessed 10 nights. 12:30 am 1:30 am: Recite the Qur an, contemplating and pondering over the words of Allah. Tip: The Noble Qur an was revealed during Laylatul Qadr. So surely we should spend the last 10 nights of Ramadan reciting the Qur an. Each and every letter is normally rewarded 10 good deeds. During Ramadan, this is increased further but during Laylatul Qadr each letter will be rewarded like one has recited it for over 83 years. Subhan Allah! 1:30 am 2:00 am: 1:30 2:00 am Pray nafl salah, recite the Qur an or engage in reciting the dua of Laylatul Qadr Dua as much as possible which completely wipes out sins. Allahumma innaka affuwwun tuhibbul afwa fa fu anni O Allah You are The One Who forgives greatly, and loves to forgive, so forgive me. [Sunan Ibn Majah] Tip: This dua was given by the Prophet Muhammad to the most beloved person to him: Aisha. So that makes the dua extra special. 2:00 am 2:45 am: 8 raka ahs of tahajjud prayer with long sajdas, reciting as many surahs as you know. Knowing beforehand the meaning of the surahs that you will be reciting will allow you to attain khushu. Tip: The best nawafil prayer is tahajjud as it is a prayer that allows you to get closer to Allah. It can be prayed after Isha until just before Fajr begins. The best recitation of the Qur an is done during tahajjud prayer. You should recite as much of the Qur an as you have memorised. In the long prostrations, beg Allah for forgiveness and mercy and surely He will never turn away his slaves who beg of him during this prayer. 2:45 am 3:00 am: Eat suhoor slightly earlier so you can spend the last 30 minutes in dua. The dua just before Fajr is the best and most accepted dua, and any dua on Laylatul Qadr is accepted without a doubt, In sha Allah. Tip: Prepare suhoor during the day and store it in the fridge as nothing should get in the way of our worship during these blessed nights. Preparing suhoor beforehand leaves us with more time to worship. 3:00 am until Fajr begins: Devote the last 30 minutes in dua. Beg and cry unto Allah. Praise and glorify Him by using His beautiful names, asking for His mercy and forgiveness and for our parents, families and ourselves. Ask for anything that your heart desires. Include duas for the Ummah. Surely Allah will accept each and every sincere dua during these blessed 10 nights, especially on Laylatul Qadr! Tip: Make a dua list and be sure to cover everything you can think of so that your mind does not go blank when making duas on these blessed nights. Repeat this schedule for each and every night of worship during the last 10 nights of Ramadan and know that on at least one of the nights, we will gain the rewards equivalent to those of more than 83 years. Subhan Allah that is longer than most of us will live! May Allah enable us to make the best of these nights. May He enable us to catch the blessed Laylatul Qadr and gain the rewards that are promised for it. Ameen.

7 7

8 Home Ownership the Shariah Way #1 U.S. Islamic Home Finance Provider Financing founded on faith Certified by Independent Shariah Supervisory Board Endorsed by Assembly of Muslim Jurists of America (AMJA) Funded Over $4.9 billion in Shariah-compliant Financing Low Down Payment as low as 5% For Free consultation and get pre-qualifed in 10 min, contact Munther Qtaish Account Executive I NMLS # Office: munther.qtaish@guidanceresidential.com 1 AAOIFI: Accounting and Auditing Organization for Islamic Financial Institutions is the world renowned global regulatory body for Islamic Finance institutions. Guidance Residential s contracts are supervised and approved by leading Scholars of Islamic Legal Jurisprudence who have been members of AAOIFI. 2 Trading in Debt is forbidden in Shariah. Guidance Residential s contract is Musharakah which is an equity partnership, co-ownership contract. It is permissible to sell what is owned according to Shariah Murabahah and Ijarah are loan contracts and according to the majority consensus of the Fuqaha it is not permissible to trade debt in secondary market. This uniquely differentiates Guidance Residential s contract from any other home financing contracts in the U.S. market. 3 LLC is formed to create the co-ownership structure that allows Guidance Residential to repudiate trading in debt and offer its clients a truly Shariah Compliant home financing contract and the benefits such as capped late payment fees, no prepayment penalties, non-recourse policies where personal assets are safe in case of default. These benefits outweigh the small fee ($18.75) charged for covering the actual transaction costs of administering the LLC structure. 8

9 9

10 10 Visit: HHRD MCA Banquet Hall Jumuaa & Taraweeh prayers

11 MCA NEWSLETTER CROSSWORDS Directions: Write the answer to each clue corresponding to its number. CLUES DOWN ACROSS 1. The first battle against Makkah 1. The name of the animal he used when he when to heaven 2. The holy book that was sent to Muhammad 3. Muhammad was born in the Year Of The 4. The arabic word for light 5. What is the name of the journey when he went to heaven 6. The arabic word for knowledge 8. The prophet's mother 7. The angel who sent the quran down 19. The age Muhammad recieved revelation 8. Muhammad's most beloved companion 12. The prophet's father 9. Shaytan is Muhammad's and ours 13. Muhammad is the messenger 10. The tribe of Muhammad 15. The arabic word for the seal on the prophet's shoulder blade 11. is the only god, and Muhammad is his messenger 17. Hind chewed the prophet's uncle, Hamza's organ 14. He left the Quran and behind 18. The woman who took the prophet to the rugged desert and took care of him Contributed by Kazi Sisters Will or Trust? Why creating a Trust is far more important than a Will Is Islamic Wasiyya same as creating a Will? Things to resolve if you want to create an Islamic Wassiya in California Must have documents for elderly parents, special needs individuals Learn 11

12 Al-Arqam School Job Openings for Quran, Arabic, and Islamic Studies Teachers Al-Arqam School is seeking teachers for Quran and Tajweed, Arabic, and Islamic Studies. School hours: Fridays 4:00 p.m.- 6:45 p.m. Sundays 12:00 p.m.- 5:15 p.m. Individual schedules for teachers may vary depending on subject and number of classes taught Salary is based on experience and qualifications Please send your resume to 12

13 H A P P I N ES S I N R A M A DAN 11 Countries, Orphaned Children, 100% Passion Ramadan is the month where we seek to come closer to our Creator by doing all acts of worship more intently and intensely. Two of those acts are giving zakat and sadaqah. There are over 20 verses in the Quran that talk about the importance for caring for orphans. "Verily we feed them out of love for Him, we do not expect from you reward nor gratitude" (The Holy Quran 76:9) During this blessed month when the reward is multiplied many folds, we invite you to sponsor HAPPINESS! 1. ZAKAT There's no better time to make zakat contribution than in this month. Once you select that your contribution is zakat, we will designate the funds only for projects that follow zakat's restrictions. 2. SPONSOR IFTAR (Breaking of the fast) in any of our homes. Each home has about kids with the exception of the one in Khaligong, Bangladesh where we support 327 children. For $ you can sponsor an iftaar for each home. If you'd like to sponsor the 360 children, the cost is $450 for an iftaar. 3. EID GIFTS For $10-20, you can sponsor Eid clothes, shoes, or a toy for our children. We encourage our children to choose their favorite options to make Ramadan and Eid extra special INFO@GIVELIGHT.ORG Granada Islamic School Openings for School Year Founded in 1988, GIS offers Pre-K through 12th grade education in an Islamic environment, and is fully accredited by WASC (Western Association of Schools and Colleges). Positions available: Calculus/Physics Teacher High School Homeroom teachers Elementary School Kindergarten teachers Receptionist Yard Duty Supervisor Minimum Qualifications Required: Bachelor s Degree Teaching/Program Credentials US Teaching Experience English Proficiency Legal Work Status Benefits Competitive Wages Health Insurance Coverage 401 K Retirement Plan Discount on Children s Tuition Visit our website resume and cover letter to careers@granadaschool.org 13

14 CLASSIFIEDS To advertise with us, visit our website: Disclaimer: MCA does not endorse and is not responsible for products and services in the ads section of the MCA newsletter. MCA holds the right to reject or accept ads submitted. No ads dealing with a business deemed to be in conflict with Islamic principles will be accepted. 14 DENTISTS/MEDICAL SYED DENTAL CARE GENERAL DENTISTRY Dr. Rafia Syed, Dr. Farhan Syed, Dr. Samia Naeem Open Sundays! Most insurances accepted Scott Blvd. Ste A2, Santa Clara, CA Located near MCA and Masjid An-Noor. For appointments visit our website: or call SYED MOHSENA AHMAD, DDS, Family Dentistry with a caring approach. Most Insurance accepted. Open on Saturday. 259 Meridian Ave., Ste 12, San Jose, CA (Between W. San Carlos St. & Park Ave.) Please call: (408) HESHAM AMER, DDS, MSD Board Certified Orthodontist Assistant Professor at UOP Offering braces & Invisalign for children and adults Meridian Ave #10, San Jose, CA CALL (408) SARAH AZAD, MD El Camino Women s Medical Group 2500 Hospital Dr. Bldg 8A Mountain View, CA LUBNA AZEEM, DDS General Dentist 2016 Forest Ave, Suite 4, San Jose, Near O Connor Hospital, Open Saturdays, Visit our website for coupons (408) ORTHODONTIST Dr. Zahra Ammari, DDS, MDS. Braces and Invisalign for adult and children. Saturday open. Please call: DR ZAKIYYAH HYATT, PSYD Psychologist Advocate Consultant Life Coach Building Productive Marriage. Parenting Your Child s Strength. Drzhyatt@gmail.com 1650 Zanker RD., Suite 230, San Jose, CA (408) , (408) SNYDER TRADITIONAL MEDICINE Cupping/Hijama/Acupuncture/Herbs/Nutrition Amy Snyder, Licensed Acupuncturist & Herbalist 1361 S. Winchester Blvd., suite 206 San Jose, CA , SnyderMedicine.com BUSINESS SERVICES AUTO HAUS EL CAMINO Complete Auto Repair & Service All work guaranteed (20 % Discount) 3100 El Camino Real, Santa Clara, CA , Saranmoe@yahoo.com PIONEER TECH ACADEMY Technology Courses at MCA Courses in Database Technologies Cassandra, Oracle, MySQL Courses in Internet Technologies: PHP & MySQL, Ruby & Rails, Java Programming. Register now at: register@pioneertechacademy.com ADAM GLOBAL CONSTRUCTION, INC. General Contractor Lic # Contact : Alaaeldin Adam , aaldin.adam@gmail.com For all your Construction need : home addition, home remodeling, kitchen & bath remodeling, construction projects mangment. PRINTING SERVICES (Business cards, Flyers, Brochures, Banners, Trade show displays) AT Quick Printing Center - We do Standard and Custom print jobs and bulk mailing. Call: (510) or info@qnrprint.com EDUCATION DARUL-EEMAAN This summer take an opportunity for making your kids learn Quran with Tajweed. classes are held by certified Hafiza with 10 years of experience.we Guarantee you that your child will read Quran with Tajweed in 8-12 weeks( IN SHA ALLAH)call for information (510) or daruleemaanhafiza@ gmail.com INSURANCE CONCISE NEED AFFORDABLE COVERAGE? AUTO HOME COMMERCIAL HEALTH For a quote call Salah Visit us 1 block from MCA Walsh Ave, Ste. B-2, Santa Clara (408) STATE FARM INSURANCE GET ALL THE DISCOUNTS YOU DESERVE Free Complimentary Insurance And Financial Review. Get 35% Discount on All Lines; Auto, Home, Life, Disability & Business. Call Sister Laila at s Bascom Ave, Campbell, CA Laila.helmy.i47x@statefarm.com ISLAMIC HOME FINANCING ARE YOU THINKING OF BUYING A HOME OR REFINANCING THE ONE YOU CURRENTLY OWN? Call today for a free consultation. Salim Vasani NMLS # salim.vasani@guidanceresidential.com Home Ownership, the Sharia Way. NON-PROFIT HIDAYA FOUNDATION Donate Zakat and Sadaqah for the poorest of the poor. Read about our 30+ projects at (408) RAHIMA FOUNDATION Help Us To Help The Needy Houret Ct., Milpitas CA mail@rahima.org Phone: MOONLIGHT HUMANITY Orphans and Poorest of the Poor. Countries we Currently Support. Burma. Rohingya Refugess in Bangladesh. Cambodia. Cham-Vietnam. Office base in San Jose and Fremont

15 REAL ESTATE SHAN SAIGAL-BROKER Pl. Call Shan to Buy/Sell/Property Management. 20+Years Experience in this area. Referral Realty Silicon Valley Bre# GAMAL HALIM, REAL ESTATE INVESTMENTS Commercial & Residential Sales Foreclosure, Short Sales&probates License# , 20 Y Experience jimisinca@yahoo.com (925) TASNEEM FATIMA, REALTOR Direct: Cell: BRE# Coldwell Banker, Residential Brokerage, 630 Ramona Street, Palo Alto, CA ADAM ATITO TEAM FOR REAL ESTATE & MOBIL NOTARY Years Experience in the Bay area. CSR Real Estate Services aatito@gmail.com Bre# INSURED and BONDED ALAI HANBALI, REALTOR at REALTY EXPERTS Fremont, Serving the Community for all your Real Estate needs. Thinking of Buying or Selling a Property, Home, Condo, etc., Feel free to call, text or Alai at alai@realtyexperts.com, DRE# WALID HAZIN, MBA REAL Estate Specialist. Residential and Commercial walid.hazin@kw.com (408) CalBRE# KELLER WILLIAM REALTY SARATOGA BAY AREA ESTATES TAX / ACCOUNTING Micro Tax, Audit, & Accounting Services, LLP Certified public accountants Tax preperation (e-file), audit, accounting, & payroll services. Call: M. Amin Haroon CPA, FFCA (UK) Ph: support@microtaxcpa.com AMERICAN CPA SERVICES. FILE YOUR TAXES WITH SAQIB AMIN, CPA or samin@americancpaservices.com We bring high level of knowledge, experience and education to analyze your specific situation for tax saving opportunities. You can also advertise on the MCA Website YOUR AD HERE! ADVERTISE YOUR BUSINESS OR SERVICES, GROW YOUR BUSINESS, GET NEW CUSTOMERS newsletter@mcabayarea.org 15

16 FOUNDATION P.O. BOX 5481, Santa Clara, CA (866) 2-HIDAYA DO YOU KNOW.. Why should you pay Zakat? Who must give Zakat? When is Zakat due? What if you don t give Zakat? What about Zakat that you have not given in the past? What things require giving Zakat on them? What things do not require giving Zakat on them? Who should receive Zakat? Who should not receive Zakat? Who can receive Zakat among relatives? How do you calculate Zakat? mail@hidaya.org Detailed Answers, Videos, and a Zakat Calculator at: Detailed Answers, Videos, and a Zakat Calculator at: To donate, please visit our secure website, call us, or mail checks to: Hidaya Foundation, PO Box 5481, Santa Clara, CA You may also contact us to sign up for Automatic Recurring Donation towards any of our projects. Hidaya Foundation is a non-profit 501(C)(3) charitable organization with Tax ID #