NMuslim Community Association of the San Francisco Bay Area

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1 16 Ramadan, 1436 EWSLETTER July 3, 2015 NMuslim Community Association of the San Francisco Bay Area Effective 7/4 Fajr Dhuhr Asr Maghrib Ishaa Juma Juma Juma PRAYER TIMES MCA 4:50 1:30 5:45 Sunset 10:10 12:15 1:30 2:30 An-Noor 4:50 1:30 6:30 Sunset 10:10 12:15 1:30 WEEKEND EVENTS UPCOMING EVENTS WEEKEND July 4 - Annual Grand Qiyam - Coping with Hard Times July 5 - Zakat Workshop July 10 - Youth Qiyam July Eid Bazaar p. 2 p. 13 MCA Dawah Presents... Article - Maximize the last 10 days of Ramadan HADITH p. 4 Prophet Muhammad (peace be upon him) said: Three persons will not have their supplication rejected: the just ruler, the fasting person until breaking the fast, and the supplication of the oppressed person, for Allah raises it above the clouds on the Day of Resurrection, and the doors of heaven will be opened for it, and Allah says, `By My grace! I will certainly grant it for you, even if after a while. [At-Tirmidhi] Workshop with Mufti Abdullah Nana Sunday July 5th, :00 pm Maryam Banquet Hall For any questions, please contact dawah@mcabayarea.org The last 10 days of Ramadan are upon us soon - so use your time wisely by making lot of dhikhr, dua and extra nafl prayers. Read Quran daily. TO ADVERTISE WITH US, VISIT OUR WEBSITE: MCA, c/o Newsletter, P.O. Box 180, Santa Clara, CA newsletter@mcabayarea.org (408) X416

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3 RAMADAN PROGRAMS 2015 RAMADAN VOLUNTEERS NEEDED MCA is seeking Volunteers for Ramadan to fulfill various roles in Security, Singles Iftar, Community Iftar, Suhoor, Traffic Flow, Prayer Hall Monitor (men and women), Babysitting, Youth Program, Eid Planning and Information Desk! For Singles Daily Iftar (Brothers and Sisters age 13 and above only) Please Fill Volunteer sign up form at (select Ramadan 2015 tab, then Volunteer sign up button) Volunteer Referees for Soccer needed Please For Various roles needed during Ramadan Please check our Ramadan 2015 tab, volunteer sign up button. To sign-up please visit: For any questions, please contact the Ramadan Committee at 3

4 FEATURED ARTICLE Maximize the last 10 days of Ramadan Laylatul Qadr (the Night of Power) is described in the Quran as, better than a thousand months (97:3). Any action done on this night such as reciting the Quran, remembering Allah, etc. is better than acting for one thousand months which do not contain the night of Qadr. Allah s Messenger used to exert himself in devotion during the last ten nights to a greater extent than at any other time. (Muslim). Allah s peace and blessings be upon our beloved Prophet. Aisha, may Allah be pleased with her, related that the Prophet said: Look for Laylatul Qadr on an odd-numbered night during the last ten nights of Ramadan (Bukhari). The Prophet said: Whoever prays during the night of Qadr with faith and hoping for its reward will have all of his previous sins forgiven. (Bukhari and Muslim recorded from Abu Huraira). Here are some tips of things we can do on the Night of Power and the time before and after it. 1. Take a vacation for Allah. We take a break from our jobs for almost everything in life. Why not this time to focus on worshiping and thanking our Creator. If this is not possible at least take a few days off if you can. This can make it easier to stay awake at night to do extra Ibadah, not having to worry about getting to work the next day. It will also facilitate doing Itikaf. 2. Do I tikaf. It was a practice of the Prophet to spend the last ten days and nights of Ramadan in the masjid for I tikaf. Those in I tikaf stay in the masjid all this time, performing various forms of zikr (the remembrance of Allah), like doing extra Salat, recitation and study of the Quran. They do not go outside the masjid except in case of emergencies, therefore, they sleep in the masjid. Their families or the masjid administration takes care of their food needs. I tikaf of a shorter period of time, like one night, a day or a couple of days is encouraged as well Make this special Dua. Aisha, may Allah be pleased with her, said: I asked the Messenger of Allah: O Messenger of Allah, if I know what night is the night of Qadr, what should I say during it? He said: Say: O Allah, You are pardoning and You love to pardon, so pardon me. (Ahmad, Ibn Majah, and Tirmidhi). The transliteration of this Dua is Allahumma innaka afuwwun tuhibbul afwa fa fu annee 4. Recite the Quran. Perhaps you can choose Surahs or passages from the Quran, which you have heard in Tarawih this past Ramadan to recite. If you attend a class where the recitation of the Quran is taught, this is a great time to put your knowledge into practice. 5. Reflect on the meaning of the Quran. Choose the latest Surah or Surahs you ve heard in Tarawih and read their translation and Tafseer. Then think deeply about their meaning and how it affects you on a personal level. 6. Get your sins wiped out. Abu Huraira narrated that the Messenger said: Whoever stands (in prayer) in Laylatul Qadr while nourishing his faith with self-evaluation, expecting reward from Allah, will have all of his previous sins forgiven. [Bukhari and Muslim). Don t just pray using the shorter Surahs that you know. Try to make your prayers longer, deeper and meaningful. If you are familiar with longer Surahs, read the translation and explanation and then pray reciting these Surahs, carefully reflecting on the meaning while you pray. Even if you are only familiar with the shorter Surahs, read the translation and explanation beforehand, and then pray reflecting on the message of the Surahs. This is a good way to develop the habit of concentration, even in regular prayers, where many of us tend to be fidgety and/or easily distracted.

5 7. Make a personal Dua list. Ask yourself what you really want from Allah. Make a list of each and everything, no matter how small or how big it is, whether it deals with this world or not. Allah loves to hear from us. Once this list is ready, you can do three things: Ask Allah to give you those things Think about what actions you have taken to get those things Develop a work plan to get those things in future. 8. Evaluate yourself. Ask yourself those questions that need to be asked. Do an evaluation of where you are and where you are going. Let this evaluation lead you to feel happiness for the good you have done and remorse for the bad you have done. This latter feeling should make it easier to seek Allah s sincere forgiveness when making the Dua mentioned in tip number one above. 9. Make long, sincere and deep Duas One of the best times to do this is during the last part of the night. Abu Huraira, may Allah be pleased with him, related that the Prophet said: When the last one-third of the night remains, our Lord, the Glorious One descends towards the heaven of the earth and proclaims: Who is that who supplicates for Me, and I grant his supplication? Who is that who begs Me for anything and I grant it to him? And who is that who seeks My forgiveness, and I forgive him? (Bukhari, Muslim). That means for instance, waking up one hour before Suhoor time to ask Allah for anything and everything you want that is Halal. This can be done using the Duas of the Sunnah, but also Dua in your own language, with sincerity and conviction. 10. Memorize a different Dua every night They don t have to be long. They can be just one line. And be sure to know what they mean generally at least, even if you don t know the exact translation in English. 11. Have Iftar with the family If you ve spent Iftar time on weekdays in your cubicle at work alone with a couple of dates, now is the last few days you ll have this Ramadan to spend with your family. Use it wisely. 12. Take the family to Tarawih Have your spouse and kids missed Tarawih most of Ramadan because you weren t there to drive them to the Masjid, which is too far away to walk to? If so, do all of yourselves a favour and bring everyone for Tarawih in these last ten nights. 13. Attend the Dua after the completion of Quran recitation Almost all Masjids where the Imam aims to finish an entire reading of the Quran in Tarawih prayers in Ramadan will be completing their recitation in these last ten nights. They may try to end on one of the odd nights and read the Dua at the end of a reading of the Quran. Attend this particular night s Tarawih prayer with your family. See if you can attend different Masjids Tarawih prayers the night they finish reading the Quran. 14. Finish reading a book on the Prophet Read about the Prophet s life, which can increase your love for him and Islam by seeing how much he struggled for Allah s sake. It may inspire you to push yourself even harder during these last ten nights. This community is built on sacrifice. 15. Plan for the next year Once you ve done a self-evaluation, you can plan on where you want to go, at least in the next 12 months. Laylatul Qadr is a great night to be thinking about this (without taking away from your worship), since you ll Insha Allah, be in a more contemplative state. You may choose to dedicate one night of power for evaluation and one night for planning for the next year. 16. To do list for the Night of Power You can put them on index cards (or and keep them with you during the day, glancing at them during work, while driving, waiting in line, etc.) Then practice them at night in prayer. 5 Original Source: Make a to do checklist for each Night of Power. This should define how you would like your night, the one better than a thousand months, to be used. Pick things from this list and define the sequence you would like to do things in. This will help you avoid wasting your time in unproductive chats which common in the festive atmosphere of Masjids at the Night of Power.

6 Dr What if we GAVE MORE THIS RAMADAN? ZAKAT WORKSHEET 1- Cash on hand and in bank account(s) $ 2- Refundable deposits (e.g. on apartment) $ 3- Non-delinquent loans given to others $ 4- Value of gold and silver owned $ 5- Value of shares, stocks, bonds, IRAs, pension plans $ 6- Business cash on hand and in bank(s) $ 7- Business inventory $ 8- Amount subject to Zakat $ (Zakat is due if more than $3550) TOTAL ZAKAT DUE: 2.5% OF LINE #8 $ For more information on how to calculate your Zakat, please visit our website. CALCULATE PAY YOUR & Zakat l ZAKAT-US A OPEN SUNDAY TO THURSDAY MOST INSURANCES ACCEPTED! SyedDental 0% INTEREST PAYMENT PLANS AVAILABLE! Quality Care for the Children and Adults! JOIN OUR PRACTICE TODAY! Serving the Santa Clara community for over 20 years! We offer dental care for the whole family. Look to us for all your dental needs, including: Cleanings, Preventative and Periodontal Care, Restorations and Cosmetic Procedures, Implants, Invisalign, and Crown and Bridge treatment. OUR DOCTORS: DR. FARHAN SYED DR. RAFIA SYED DR. SAMIA NAEEM CALL OR TO SCHEDULE! APPTS@SYEDDENTALCARE.COM Call or to Schedule Today! appts@syeddentalcare.com 6 SYED DENTAL 1150 Scott Blvd Suite A2 Santa Clara, Ca

7 MAKE A DIFFERENCE IN THE LIFE OF A CHILD! > > > > > > Strengthen Identity Build Brotherhood and Sisterhood Establish the Future Success of Students Give Knowledge, Character, and Opportunity to Students Realize the Tenants of our Faith Granada Islamic High School has Arrived: Register and Join Today! 7

8 say: My lord, IncreAse Me In knowledge. qur An 20:114 This Ramadan, Share the Gift of Knowledge Š Invest In the FIrst AccredIted MuslIM college In the united states Give to the Zakat Fund Give to the Zaytuna College Fund zaytuna.edu/ramadan ZAYTUNA COLLEGE 8

9 A personal appeal I receive hundreds of letters a day from students, teachers, and diversity trainers telling me how much ING presentations and training seminars have improved their understanding of Muslims and their faith and how much they value the work of ING not only for building mutual trust among all Americans but also for meeting educational needs that relate to Islam and Muslims in schools and public institutions. And in the context of 24/7 coverage of Muslims in the media, where the narrative is mostly focused on extremism, it is incumbent upon American Muslims and their allies to counter that narrative through education and community engagement. This is where ING comes in, and what we re dedicated to: Islamic literacy and interfaith engagement. Now after 20 years of service to the community in the Bay Area and other regions in 21 states where our presentations and other materials about Islam and Muslims are used, we are expanding our pool of speakers and online resources for public school educators and administrators as well as for law enforcement officers, corporate managers and physicians and nurses. During this Ramadan, I invite you to join me in supporting our work today and for the coming generations. As always feel free to contact me with your feedback at mail@ing.org. Maha Elgenaidi CEO and Chairman Please invest today in ING at Receive our e-newsletters at ING programs: Islamic Speakers Bureau: trains Muslim speakers to present about various topics relating to Muslims and their faith. Interfaith Speakers Bureau: organizes panels of Buddhist, Christian, Hindu, Jewish, and Muslim speakers to present on various topics related to their faiths while modeling positive interfaith relationships. Cultural Diversity Seminars: provides trainings to personnel in healthcare, law enforcement, corporations, and education to enhance their ability to interact effectively and respectfully with American Muslim communities. INGYouth: provides workshops for Muslim youth and their parents to increase their Islamic literacy and build self-confident and balanced Muslim identities. ING speakers present on several topics including: Getting to Know American Muslims and Their Faith A History of Muslims in America Muslim Contributions to Civilization Women in Islam Beyond the Stereotypes. Advanced topics include: Understanding Muslim Students: Fostering an Inclusive Environment for educators American Muslims in the Workplace for corporate managers and employees Healthcare for the Muslim Patient for physicians, nurses and other healthcare staff Developing Cultural Competency: Working with American Muslim Communities for law enforcement agencies I have been inviting ING speakers to my classroom now for over ten years. They are wonderful. They always challenge stereotypes and my students enjoy their presentations. ~ High School Teacher 9

10 A TOP MUSLIM CHARITY ON CHARITY NAVIGATOR. 3:00 PM - 6:00 PM Pacific US Time Assalaamu Alaykum WaRahmatullahi WaBarakatahu, HHRD will partake in a telethon titled "Welcoming Rahmah Through the Power of Giving" on Dish Network Channel 678 on Sunday - July 5, 2015, 6-9 PM EST. Participate in this telethon by visiting or calling HELP. We will bring in HHRD representatives and wellrespected personalities to present talks about many relevant topics and discuss our ongoing global efforts for countries in dire need. No contribution is too small. Allow your Zakat, Fitra, and Sadaqah to ease the plight of the less fortunate. The Holy Quran states "So whoeverdoes an atom's weight of good will see it" (99:8). Open your hearts as we are halfway through the blessed monthof Ramadan. Our brothers andsisters across the globe are eagerly awaiting your generous donations. Ramadan/Eid Fitra Food Baskets $100 will feed a family of 5 for up to 15 days Countries include: Lebanon (Syrian refugees, Palestinian refugees, & local Lebanese), Jordan (Syrian refugees, Palestinian refugees, & local Jordanians), Palestine (Gaza), Afghanistan, Pakistan, Asad Kashmir, Kashmir Valley, India, Nepal, Bangladesh, Sri Lanka, Myanmar, Philippines, and Indonesia (including Rohinga Muslim refugees in Indonesia) Mexico, Haiti, Albania, Bosnia and Herzegovina, Kosovo, Sierra Leone, Central African Republic (Refugees in Chad & Mali), Tanzania, Uganda, Somalia, Kenya, Tunisia, Food Packages Include: Dates / Rice / Sugar / Salt / Corn Oil / Cheese / Halawa / Tehiniah (Sesame Paste) / Foul (Beans) / Brown lentils / Yellow lentils / Fereek (Green Wheat) / She reya (Pasta Vermicelli) / Pasta / Tomato paste / Tuna fish / Powdered milk DONATE WITH CONFIDENCE DONATE NOW: SADAQA ZAKAT DUA VISIT THE HELPING HAND MCA BANQUET HALL DURING JUMMAH OR TARAWEEH 10 Shireen Khan (408) hhrd.shireen@gmail Moaz Razzack (408) hhrd.moaz@gmail Omar Razzack (408) omar334@gmail

11 TAX PLANNING IS ESSENTIAL FOR SAVING ON TAXES. CALL US NOW TO SAVE TAXES FOR WE ARE HERE TO HELP. ALAM ACCOUNTANCY CORPORATION, PC. KHORSHED ALAM MBA, MA(Econ), EA, CPA, CVA, ATA, ABA CERTIFIED PUBLIC ACCOUNTANT 1922 The Alameda, Suite 318, San Jose, CA (NEW LOCATION) CALL US : Serving Clients Since 1981 YEAR ROUND PERSONALIZED PROFESSIONAL SERVICES PROVIDED SINCE 1981 TAX SOLUTIONS ACCOUNTING & FINANCIAL SOLUTIONS TAX PLANNING & PREPARATION Financial Statement Compilation, Audit, & Review Individuals Sole Proprietorships Partnerships/LLC's/Corporations (C Corp & S Corp) Non-Profit Organizations Complex Tax Returns Amended Tax Returns Monthly Bookkeeping Services Sales Tax Return Preparation & Filing Monthly Payroll Services Payroll Filing 941, DE9, DE9C, DE88 940, W2, W3, 1096, 1099 Out of State Tax Returns Sales Tax Audit Representation (BOE) U.S. Fiduciary CRUT/CRAT Audit Representation (IRS & Franchise Tax Board) Estate Taxes 706 / Gift Tax 709 / Family Living Trust Financial Planning/Debt Reduction INTERNATIONAL TAXATION AUDIT REPRESENTATION Resident/Non-Resident (Individuals & Corporations) WE REPRESENT TAXPAYERS BEFORE ALL FBAR & Foreign Account Tax Compliance Act (FATCA) TAXING AGENCIES SUCH AS THE IRS, BOARD Mandates Disclosure Else Possibility of Major Penalties OF EQUALIZATION AND FRANCHISE TAX BRD 11 $55 DISCOUNT ON YOUR TAX PREPARATION FEES WITH THIS AD TO SCHEDULE AN APPOINTMENT PLEASE CALL US MGMT CONSULTING & BUSINESS VALUATION SERVICES Business Management Consulting IMATS (Integrated Management Accounting & Tax) Service for Small Business Solutions CFO/Mgmt Consulting Service Business Plan/New Business Setup Business Valuation Buy/Sell Closely Held Corporations GUARANTEED TOP QUALITY SERVICE, Mergers & Acquisition Service EFFICIENCY, Litigation Support: Divorce Cases ECONOMY & Community Property Valuation SATISFACTION Economic Loss Analysis INCORPORATION SERVICES FOR MORE INFORMATION CALL OR kalamcpa@gmail.com VISIT US AT MEMBER: AICPA CSCPA NACVA NAEA CSEA MSEA NSA ACAT NAPT ONE STOP FOR COMPLETE TAX, ACCOUNTING & FINANCIAL SOLUTIONS

12 MCA Social Committee & CAIR-SFBA Present Wednesday, July 8 Khadijah Banquet Hall University Islamic Financial 96% Customer Service Satisfaction! Low Monthly Payments Hand-Holding Throughout the Process Rania Awaad, MD Psychiatry Now seeing patients at the office of El Camino Women s Medical Group 2500 Hospital Dr. Bldg 8A Mountain View, CA UIF is a Shariah-compliant subsidiary of University Bank, Member FDIC. UIF is a trademark of University Islamic Financial Corp. All home finance transactions and pre-approvals are subject to credit approval and/or acceptable appraisal. UIF NMLS # Gladbeck Ave. Northridge CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Cal. Admin. Code tit

13 Women s Committee presents its Annual Different vendors on Sat & Sun! 13 Questions? Contact Michelle Lee at bazaar@mcabayarea.org.

14 Junior/Advanced EV3 Lego Robotics Instructor: Farrah Javed & Amer Hassan TWO SESSIONS Monday July 20th- Friday July 24th, 2015 Monday July 27th-Friday July 31st 2015 Time: 10am-1pm Cost: $150/week per child with sibling discount. Location: MCA's Maryam Banquet Hall All Classes for ages 8 and up HAVE FUN AT THE SAME TIME S.T.E.M Based learning! For questions faiza.javed@mcabayarea.org Register at Lego is registered trademark of the Lego Group of companies which does not sponsor, authorize or endorse these programs. 14

15 CLASSIFIEDS To advertise with us, visit our website: Disclaimer: MCA does not endorse and is not responsible for products and services in the ads section of the MCA newsletter. MCA holds the right to reject or accept ads submitted. No ads dealing with a business deemed to be in conflict with Islamic principles will be accepted. DENTISTS/MEDICAL Mohsena Ahmad, DDS, Family Dentistry with a caring approach. Most Insurance accepted. Open on Saturday. 259 Meridian Ave., Ste 12, San Jose, CA (Between W. San Carlos St. & Park Ave.) Please call: (408) Orthodontist Dr. Zahra Ammari, DDS, MDS. Braces and Invisalign for adult and children. Saturday open. Please call: Hesham Amer, DDS, MSD Board Certified Orthodontist Assistant Professor at UOP Offering braces & Invisalign for children and adults Meridian Ave #10, San Jose, CA CALL (408) Sarah Azad, MD El Camino Women s Medical Group 2500 Hospital Dr. Bldg 8A Mountain View, CA Lubna Azeem, DDS General Dentist 2016 Forest Ave, Suite 4, San Jose, Near O Connor Hospital Open Saturdays, Visit our website for coupons (408) Amy Snyder, L.Ac., MTCM Licensed Acupuncturist, Hebalist, and Master of Traditional Chinese Medicine Primary Care Provider, most insurance plans accepted. Specializing in women s health and digestive disorders S. Winchester Blvd., Suite N267, San Jose CA SnyderMedicine.com (408) BUSINESS SERVICES Auto Haus EL Camino Complete Auto Repair & Service All work guaranteed (20 % Discount) 3100 El Camino Real, Santa Clara, CA , Saranmoe@yahoo.com Micro Tax, Audit, & Accounting Services, LLP Certifi ed public accountants tax preperation (e-fi le), audit, accounting, & payroll services. Call: M. Amin Haroon CPA, FFCA (UK) Ph: support@microtaxcpa.com Santa Clara Hair Studio Target 2094 El Camino Real. For all your hair care need, haircuts, Coloring / Hi lite, straigtening, waxing, threading, facials... For sisters with Hejab, we have a private area in the back Latest Pakistani Salwar Kameez for Sale Embroidered lawn, linen cotton and gorget long suits. If interested please call us at (408) INSURANCE CONCISE Need Affordable Coverage? AUTO HOME COMMERCIAL HEALTH For a quote call Salah Visit us 1 block from MCA Walsh Ave, Ste. B-2, Santa Clara (408) REAL ESTATE/RENT/INVESTMENT Are you thinking of buying a home or refinancing the one you currently own? Call today for a free consultation. Salim Vasani NMLS # salim.vasani@guidanceresidential.com Home Ownership, the Sharia Way. Gamal Halim, Real Estate Investments Commercial&Residential Sales Foreclosure, Short Sales&probates License# , 20 Y Experience jimisinca@yahoo.com (925) Mohammad Alazzah RE/MAX Luxor Realty License # Residential, Commercial & 1st time home buyer program. Certified Distressed Property Expert. malazzah@remax.net. (408) Shan Saigal-Broker Pl. Call Shan to Buy/Sell/Property Management. 20+Years Experience in this area. Referral Realty Silicon Valley Shan@ShanSaigal.com Bre# STATE FARM INSURANCE GET ALL THE DISCOUNTS YOU DESERVE Free Complimentary Insurance And Financial Review. Get 35% Discount on All Lines; Auto, Home, Life, Disability & Business. Call Sister Laila at s Bascom Ave, Campbell, CA Laila.helmy.i47x@statefarm.com MATRIMONIAL A 32 year old Sunni Muslim American born brother originally from India, settled in Bay Area, CA looking for a caring & educated girl with a sense of humor & faith in Deen. He stands at 5 10, fair complexion, outgoing, and good looking. Please contact at reshma_nab@yahoo.com NON-PROFIT ORGANIZATIONS Hidaya Foundation Donate Zakat and Sadaqah for the poorest of the poor. Read about our 30+ projects at (408) Rahima Foundation Help Us To Help The Needy Harris Way, Suite #1, SJ, CA mail@rahima.org (408)

16 How Much Do You Know About Zakat? Why should I pay Zakat? Who must give Zakat? When is Zakat due? What if I don t give Zakat? What about Zakat that I have not given in the past? What things require giving Zakat on them? What things do not require giving Zakat on them? Who should receive Zakat? Who should not receive Zakat? Who can receive Zakat among relatives? How do I calculate Zakat? Detailed Answers, Videos, and a Zakat Calculator at: To donate, please visit our secure website, call us, or mail checks to: Hidaya Foundation, PO Box 5481, Santa Clara, CA You may also contact us to sign up for Automatic Recurring Donation towards any of our projects. Hidaya Foundation mail@hidaya.org 8 Hidaya Foundation is a non-profit 501(C)(3) charitable organization with Tax ID #

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