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23 Jumada Akhir, 1437 EWSLETTER April 1, 2016 NMuslim Community Association of the San Francisco Bay Area Effective 4/2 Fajr Dhuhr Asr Maghrib Ishaa Juma

(as) and the garment of Taqwa TONIGHT Articles Overcoming Laziness In The Light Of Islam p.

Indeed, your Lord is vast in forgiveness.

So do not claim yourselves to be pure; He is most knowing of who fears Him.

5:30 PM Monday Thursday) Hifz and academic tutoring are integrated into the school for boys and girls in separate classes, ages 9 and up. Expert teachers.

1 23 Jumada Akhir, 1437 EWSLETTER April 1, 2016 NMuslim Community Association of the San Francisco Bay Area Effective 4/2 Fajr Dhuhr Asr Maghrib Ishaa Juma Juma PRAYER TIMES MCA 6:00 1:30 5:15 Sunset 9:10 12:15 1:30 An-Noor 6:00 1:30 6:00 Sunset 9:10 12:15 1:30 UPCOMING EVENTS TONIGHT - The shirt of Yusuf (as) and the garment of Taqwa TONIGHT Articles Overcoming Laziness In The Light Of Islam p.4 QURAN AYATS Allah, Glory be to Him, the Most High said: Those who avoid the major sins and immoralities, only [committing] slight ones. Indeed, your Lord is vast in forgiveness. He was most knowing of you when He produced you from the earth and when you were fetuses in the wombs of your mothers. So do not claim yourselves to be pure; He is most knowing of who fears Him. [Surah 53: Verse 32] Noor Hifz Academy Established in 2014, the academy offers two programs: Full-time (7:30 AM 1:30 PM Monday Friday) Part-time (3:30 PM 5:30 PM Monday Thursday) Hifz and academic tutoring are integrated into the school for boys and girls in separate classes, ages 9 and up. Expert teachers. Open House and Enrollment Friday, April 1, :00 PM 10:00 PM Maryam Hall Muslim Community Association 3003 Scott Blvd., Santa Clara, CA Make a checklist of the desires, goals and motivations you want to move towards. Regularly revisit the importance of the goal. TO ADVERTISE WITH US, VISIT OUR WEBSITE: MCA, c/o Newsletter, P.O. Box 180, Santa Clara, CA newsletter@mcabayarea.org (408) X416

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4 During the time of the Prophet Muhammad (SAW), an incident happened in which a man slept the entire night and he missed the Fajr prayer. Despite the fact that this is a very common occurrence in our present day, at that time such things rarely happened. He missed Fajr, and so they came and spoke to the Prophet (SAW) about this Abdullaah ibn Mas ood, (RA) narrates: A man came and said to the Prophet (SAW), Oh Messenger of Allah, verily a person slept last night until the morning, until the dawn came and he missed Fajr. The Prophet (SAW) replied This is a person whom the devil has urinated in his ears. Dear Brothers and Sisters, try going to any books of Hadith. In each and every one you will find a chapter entitled, Baab al-isti aadhah Minal Kasl. Translated, this chapter is called Chapter of Seeking Allah s Protection from Laziness. Kasl or laziness, also known as procrastination is a disease. University Students know what procrastination can do to their studies. It is a disease that afflicts the minds. After the mind, it then afflicts the heart. Finally, through the heart, the body is afflicted. Today, you will learn that laziness is a technique used by Shaytaan, and today you will learn the techniques you can use to combat it. The Prophet (SAW) frequently made 4 FEATURED ARTICLE Overcoming Laziness In The Light Of Islam the following supplication: Oh Allah, I seek your protection from, alajz which means the inability to do something. And when someone says, I can t do that, the Prophet (SAW) would seek protection from such negative speech by adding: and I seek your protection (Oh Allah) from alkasl - which is translated as laziness. There are beautiful and amazing things that you want to do for yourself, or do for Allah. Your intention is good, but if you don t have the energy, or you suffer from the laziness plight, your desires will go nowhere, they will bear no fruit. The causes of the disease called laziness are rooted in the heart. 1) A lazy person doesn t know and doesn t understand his or her needs to accumulate good deeds. We understand the need to accumulate money, but we may not understand why or how to accumulate good deeds. Very few people understand that this life is about collecting deeds and preparing for the journey of the hereafter. Allah advises, to prepare your provisions (that pack your suitcases) for the best provision, the best thing to pack your suitcases with is the Taqwa (or Fear/Piety) of Allah. (Al-Quraan 2/197) And this is the commandment of Allah. 2) People are discouraged by the thought that others will consider them holier than thou. Or perhaps the problem is that some people think too highly of themselves, glorifying themselves to such a high level that when they hear the commandments of Allah they reply by justifying their laziness with excuses like; My heart is clean, or Why do I have to do that, or I m a good person. Allah states: Do not claim piety to yourselves. (Al- Quraan 53/32) If someone says, I m good, the response should be that Allah knows best who is true, who is righteous. Indeed, those who suffer from laziness don t understand the gold mine of opportunity awaiting them. There are thousands of people around you waiting to hear the call of Islam. You are living among sponges ready to listen to you say, I am a Muslim. And they are going to ask, How can I become one too? Know that this concerns you and if you start demonstrating the energy and zeal it takes to worship Allah to the best of your ability, then you will be the one to benefit. This is your life. This is your soul. You are only going to live once on this earth, and you ll be traveling to the hereafter with a suitcase of good deeds. Hopefully, you won t be traveling light. The one who understands this early on, the one to get on the bandwagon of the worship of Allah early on, accumulates everything. Be a pioneer, bring Islam to every-

5 one. And so they come on the day of resurrection and they see these mountains of good deeds that they never imagined they would have had and it will be said to them this is because you weren t lazy back in the day when other people were lazy Recognize the opportunity, seize it, and kick start the worship of Allah by others. But if you chose not to heed these words, to yawn, and to be lazy, you are turning your back on the words of Allah. And the consequences will be grave, for the Sunnah of creation, indeed the law of nature, stipulates that that which does not contribute will be destroyed. What do you do with weeds in your garden? You pull them out, you get rid of them. And so it is, as a community and as individuals in that community, if we are not contributing, and if we are not energetically producing, we will be deemed useless and we will be eliminated. Allah says: In this way, He gives forth the parable of the truth and falsehood and the vanity. Vanity is like the foam, the dirt on the ocean (there is not benefit to it). But the things that do bring benefit (those devoid of laziness) will remain steadfast in the land. Even after you are gone, your good deeds will continue to benefit. (Al-Quraan 13/17) Do not make the mistake of thinking that Allah pays attention to the lazy one s worship. The Prophet Muhammad (SAW) said: Do those deeds that you are able to perform, for verily, Allah will not tire of your Ibadah (worship) until you tire. Ponder the phenomenon of those who make du aa absentmindedly, 5 not knowing what it is that they are saying. They may even be yawning, confused, or focused on something else entirely. Allah is not paying attention to that person just like they are not paying attention to their du aa. That is a du aa that is not answered by Allah. A du aa that is answered is the one where the person s heart and energy are invested in it. Allah will listen. If you can consistently take your du aa to that level, you ll see dramatic changes in your life. Umar ibn al-khattaab (RA) is quoted as saying, I seek Allah s protection from the time when the fasiq or disobedient will have much energy and enthusiasm and the righteous will be lazy. The fasiq will open up bars everywhere and run his houses of immorality with vigor. And the righteous will do little to nothing in the sake of Allah. When this happens, there is an imbalance on earth, and corruption will be widespread and prevalent. But today is a new day, and by the grace of Allah, you and I can learn to let go of that laziness. We will work with renewed energy, striving to return to the worship of Allah. Here are some techniques to use. Number 1: Yawning promotes laziness Yawning is from the devil. And when it comes to us, we must fight it. Despite what your medical classes are telling you about needing oxygen through yawning, it was your Prophet (SAW) who advised on covering the mouth and resisting the yawn, by not letting out any noise. No Ahhhsss! Number 2: Eating 1/3rd The Prophet (SAW) taught us to eat using the 1/3rd method. You don t need much to sustain yourself, a few bites will usually do, but if you are going to eat a meal, then 1/3rd is the crucial number. One third should be the food, one third for water, and one third for breathing. Realize that one of the most cunning tricks of Shaytaan is urging people to fill their stomachs beyond capacity. How many times have you eaten a huge meal only to feel like taking a nap afterwards? And how many times has this nap dissuaded you from the worship of Allah? Number 3: Spend time with energetic people Feed from their energy. Alternatively, if lazy people surround you, distance yourself from them, or give them da wah, encouraging positive action. You want to pick the right people, because we tend to emulate those whom we befriend. In conclusion, the one concept that ties this all together is honesty. Being honest about your laziness and sincerely striving to change is the first step in seeing results. The fact of the matter is that when Allah commands us to do something, it is not possible to have excuses, and know that tasks put upon you are doable, for Allah does not place a burden on a person more than they can bear. (Al-Quraan 2/286) You can do it, others have done it before you, and others continue to do it. Join the ranks of the energetic. Original source:

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7 HAPPY 2016! WISHING YOU HEALTH, HAPPINESS, & PROSPERITY! YOUR 2015 TAX FILING SEASON IS HERE. LET US HELP YOU SAVE TAXES. Serving Clients Since 1981 ALAM ACCOUNTANCY CORPORATION, PC. KHORSHED ALAM MBA, MA(Econ), EA, CPA, CVA, ATA, ABA CERTIFIED PUBLIC ACCOUNTANT 1922 The Alameda, Suite 318, San Jose, CA CALL US : SINCE 1981 WE HAVE BEEN PROVIDING YEAR ROUND PERSONALIZED PROFESSIONAL SERVICES TAX SOLUTIONS TAX PLANNING & PREPARATION Individuals Sole Proprietorships Partnerships/LLC's/Corporations (C Corp & S Corp) Non-Profit Organizations Complex Tax Returns Amended Tax Returns Out of State Tax Returns U.S. Fiduciary CRUT/CRAT Estate Taxes 706 / Gift Tax 709 / Family Living Trust INTERNATIONAL TAXATION Resident/Non-Resident (Individuals & Corporations) FBAR & Foreign Account Tax Compliance Act (FATCA) Mandates Disclosure Else Possibility of Major Penalties ACCOUNTING & FINANCIAL SOLUTIONS Financial Statement Compilation, Audit, & Review Monthly Bookkeeping Services Sales Tax Return Preparation & Filing Monthly Payroll Services Payroll Filing 941, DE9, DE9C, DE88 940, W2, W3, 1096, 1099 Sales Tax Audit Representation (BOE) Audit Representation (IRS & Franchise Tax Board) Financial Planning/Debt Reduction AUDIT REPRESENTATION WE REPRESENT TAXPAYERS BEFORE ALL TAXING AGENCIES SUCH AS THE IRS, BOARD OF EQUALIZATION AND FRANCHISE TAX BRD MGMT CONSULTING & BUSINESS VALUATION SERVICES Business Management Consulting IMATS (Integrated Management ONE STOP FOR Accounting & Tax) Service for COMPLETE TAX, Small Business Solutions ACCOUNTING & CFO/Mgmt Consulting Service FINANCIAL Business Plan/New Business Setup SOLUTIONS Business Valuation VISIT US AT COM $55 DISCOUNT ON YOUR TAX PREPARATION FEES WITH THIS AD TO SCHEDULE AN GUARANTEED TOP Buy/Sell Closely Held Corporations APPOINTMENT QUALITY SERVICE, PLEASE CALL US EFFICIENCY, Mergers & Acquisition Service ECONOMY & Litigation Support: Divorce Cases SATISFACTION Community Property Valuation Economic Loss Analysis INCORPORATION SERVICES FOR MORE INFORMATION CALL OR kalamcpa@gmail.com MEMBER: AICPA CSCPA NACVA NAEA CSEA MSEA NSA ACAT NAPT 7

8 Free Weekend Islamic School for Adults (Open to All Brothers & Sisters ) SATURDAYS 9:30am 10:30am LIFE OF PROPHET MUHAMMAD By Br. Abdul Rehman Markar 10:35am 11:30am READING QUR AN FOR BEGINNERS By Br. Mamadou Ibrahim 11:35am 12:30pm FORTY AHADITH COMPILED BY IMAM AN-NAWAWI By Br. Mamadou Ibrahim SUNDAYS 9:30am 11:00am (Room 1) UNDERSTANDING QUR AN IN ARABIC By Br. Hafiz Khan 9:30am 11:00am (Room 2) ARABIC FOR BEGINNERS By Ustadh Mohammed Shadid 11:05am 12:30pm (Combined Class) THEMES OF QUR AN & SELECTED COURSE OF QUR ANIC STUDIES COMPILED BY DR. ISRAR AHMED By Br. Mamadou Ibrahim & Br. Abdul Rehman Markar NEW SEMESTER STARTED ENROLL NOW! JAN JUNE 2016 SEP DEC 2016 Location: MCA NEW Building 3033 Scott Blvd, Santa Clara, CA These Classes are offered by Islamic Organization of North America IONA (Santa Clara Chapter) & sponsored by MCA Da wah Committee for the past 9 years. IMPORTANT TO NOTE 1. Teachers & Organizers are volunteers. 2. Each student shall pay $20 per month (suggested) towards Misc. Expenses & use of MCA facility. 3. Enrollment is ONLY during the Class and it is open throughout the year. 4. You may choose to attend any or all classes. Please contact with your question/(s) ONLY if not already covered here. Abdul Rehman Markar Tel: (408) complus.data@gmail.com 8

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9 Serving the community over 20 Years Umrah Packages Star/ 4 Nights 5 Star / 5 Nights Quad $425 Each + Air Fare $700 Each + Air Fare Triple $475 Each + Air Fare $800 Each+ Air Fare Double $525 Each + Air Fare $950 Each+ Air Fare Visa + Jeddah to Makkah transfer included travel@tricitytravel.com Blacow Road Suite E Fremont CA Call for Other Packages Prices, Visa only $200+shipping Home Ownership the Shariah Way Financing founded on faith Certified by Independent Shariah Supervisory Board Endorsed by Assembly of Muslim Jurists of America (AMJA) Funded Over $3.5 billion in Shariah-compliant Financing Contact me for a free consultation Munther Qtaish Account Executive I NMLS # Office: munther.qtaish@guidanceresidential.com Daily Flights from LAX starting 01Jan2016, Serving from Los Angeles, Chicago, Boston, Miami, Philadelphia, New York, Washington, Fastest growing Airline in the World. THINKING ABOUT THE FUTURE Maybe it s time to improve your communication and leadership skills MCA TOASTMASTERS CLUB IS HERE TO HELP Successful people are good communicators. Visit our club meeting to learn why so many people join MCA Toastmaster Club to improve their presentation and leadership skills. Find Out How Visit Our Weekly Meeting! We meet every Tuesday from 7pm to 8pm at the Maryam Banquet Hall in MCA For details contact: Nadeem Masood (nadeem.masood@comcast.net) Haris Bijli (harisbijli@msn.com) 9

No ads dealing with a business deemed to be in conflict with Islamic principles will be accepted. 10 DENTISTS/MEDICAL Syed Dental Care General Dentistry Dr. Rafia Syed, Dr. Farhan Syed, Dr.

com or call 408-985-SYED DR ZAKIYYAH HYATT, PsyD Psychologist Advocate Consultant Life Coach Building Productive Marriage. Parenting Your Child s Strength. Drzhyatt@gmail.com 1650 Zanker RD.

, Ste 12, San Jose, CA 95126 (Between W. San Carlos St. & Park Ave.) Please call: (408) 275-0768 Orthodontist Dr. Zahra Ammari, DDS, MDS. Braces and Invisalign for adult and children. Saturday open.

10 CLASSIFIEDS To advertise with us, visit our website: Disclaimer: MCA does not endorse and is not responsible for products and services in the ads section of the MCA newsletter. MCA holds the right to reject or accept ads submitted. No ads dealing with a business deemed to be in conflict with Islamic principles will be accepted. 10 DENTISTS/MEDICAL Syed Dental Care General Dentistry Dr. Rafia Syed, Dr. Farhan Syed, Dr. Samia Naeem Open Sundays! Most insurances accepted Scott Blvd. Ste A2, Santa Clara, CA Located near MCA and Masjid An-Noor. For appointments visit our website: or call SYED DR ZAKIYYAH HYATT, PsyD Psychologist Advocate Consultant Life Coach Building Productive Marriage. Parenting Your Child s Strength. Drzhyatt@gmail.com 1650 Zanker RD., Suite 230 San Jose, CA (408) (408) Mohsena Ahmad, DDS, Family Dentistry with a caring approach. Most Insurance accepted. Open on Saturday. 259 Meridian Ave., Ste 12, San Jose, CA (Between W. San Carlos St. & Park Ave.) Please call: (408) Orthodontist Dr. Zahra Ammari, DDS, MDS. Braces and Invisalign for adult and children. Saturday open. Please call: Hesham Amer, DDS, MSD Board Certified Orthodontist Assistant Professor at UOP Offering braces & Invisalign for children and adults Meridian Ave #10, San Jose, CA CALL (408) Sarah Azad, MD El Camino Women s Medical Group 2500 Hospital Dr. Bldg 8A Mountain View, CA Lubna Azeem, DDS General Dentist 2016 Forest Ave, Suite 4, San Jose, Near O Connor Hospital Open Saturdays, Visit our website for coupons (408) Amy Snyder, L.Ac., MTCM Licensed Acupuncturist, Hebalist, and Master of Traditional Chinese Medicine Primary Care Provider, most insurance plans accepted. Specializing in women s health and digestive disorders S. Winchester Blvd., Suite N267, San Jose CA SnyderMedicine.com (408) BUSINESS SERVICES Micro Tax, Audit, & Accounting Services, LLP Certifi ed public accountants tax preperation (e-fi le), audit, accounting, & payroll services. Call: M. Amin Haroon CPA, FFCA (UK) Ph: support@microtaxcpa.com Auto Haus EL Camino Complete Auto Repair & Service All work guaranteed (20 % Discount) 3100 El Camino Real, Santa Clara, CA , Saranmoe@yahoo.com Handyman/Contractor Available For Household jobs small or big, carpentry, plumbing, heater, bath, kitchen, remodel, appliances painting. Nasir: Arabic-speaking teacher with California Teaching Credential and teaching experience in California and the Middle East (Dubai, Abu Dhabi, KSA, Sudan, and Morocco) offers one-on-one tutoring and short courses for small groups. Math, Chemistry, Physics, and reading comprehension (SAT level). (4 miles from MCA). (408) ; ; asaplc15@gmail.com Pioneer Tech Academy Technology Courses at MCA Courses in Database Technologies: Cassandra, Oracle, MySQL Courses in Internet Technologies: PHP&MySQL, Ruby&Rails, Java Programming. Register now at: register@pioneertechacademy.com DO YOU NEED A WEBSITE DESIGNED? We are new Design Firm who makes websites, mobile apps and more. We specialize in User Experience Design and work with clients such as Stanford Hospital, Amazon, and more. omair@ioxd.com or visit us at We re hiring! Farin Shafer, Sunnyvale-Persian Hairstylist 30 yrs. exp. Private rm available. Straightening, color, cut style, Perm, threading waxing. Call for appointment:farin REAL ESTATE/RENT/INVESTMENT Are you thinking of buying a home or refinancing the one you currently own? Call today for a free consultation. Salim Vasani NMLS # salim.vasani@guidanceresidential.com Home Ownership, the Sharia Way. Shan Saigal-Broker Pl. Call Shan to Buy/Sell/Property Management. 20+Years Experience in this area. Referral Realty Silicon Valley Shan@ShanSaigal.com Bre# Gamal Halim, Real Estate Investments Commercial&Residential Sales Foreclosure, Short Sales&probates License# , 20 Y Experience jimisinca@yahoo.com (925) Mohammad Alazzah RE/MAX Luxor Realty License # Residential, Commercial & 1st time home buyer program. Certified Distressed Property Expert. malazzah@remax.net. (408) NON-PROFIT ORGANIZATIONS Hidaya Foundation Donate Zakat and Sadaqah for the poorest of the poor. Read about our 30+ projects at (408) Rahima Foundation Help Us To Help The Needy Harris Way, Suite #1, SJ, CA mail@rahima.org (408)

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11 INSURANCE CONCISE Need Affordable Coverage? AUTO HOME COMMERCIAL HEALTH For a quote call Salah Visit us 1 block from MCA Walsh Ave, Ste. B-2, Santa Clara (408) STATE FARM INSURANCE GET ALL THE DISCOUNTS YOU DESERVE Free Complimentary Insurance And Financial Review. Get 35% Discount on All Lines; Auto, Home, Life, Disability & Business. Call Sister Laila at s Bascom Ave, Campbell, CA Laila.helmy.i47x@statefarm.com EMPLOYMENT Full Time Nanny Position in East Bay who can take care of a 9 month old baby weekdays (M-T) from 8 to 4 pm.please call or text Fozia (310) Silicon Valley Academy Full Time Teaching Positions for Submit your resume to admin@svamail.com COMMUNITY ANNOUNCEMENT FREE TAX FILING: We will help you prepare and file your taxes this year for free! Income limit: $54,000 or less. Location: MAS Office 2116 Walsh Ave, Santa Clara, CA Hours: 10am-2pm. March 19, 2016 No appointment necessary. Language assistance available in English, Urdu, Hindi, Punjabi, and Arabic. More information: sctaxaid@gmail.com or on the Web at 11

One Million Trees Caring for Tomorrow s Environment Today Since the inception of the One Million Trees Project in 2008, Hidaya Foundation has planted over 400,000 seedlings throughout the world.

lives, the ecosystem, and the rewards from Allah that one can gain for planting them. Why Should I Plant a Tree?

The Messenger of Allah (peace be upon him) said, If any Muslim plants any plant and a human being or an animal eats of it, he will be rewarded as if he had given that much in charity.

12 One Million Trees Caring for Tomorrow s Environment Today Since the inception of the One Million Trees Project in 2008, Hidaya Foundation has planted over 400,000 seedlings throughout the world. Through this project, Hidaya focuses on economically depressed areas to plant trees while educating young students and villagers on the importance and positive impact that trees could have on their lives, the ecosystem, and the rewards from Allah that one can gain for planting them. Why Should I Plant a Tree? Because Allah (swt) says in Al-Qur an And the herbs (or stars) and the trees do prostrate (to Allah). [Al-Qur an 55:06] Planting trees is a Sadaqah Jariah, or perpetual charity. The Messenger of Allah (peace be upon him) said, If any Muslim plants any plant and a human being or an animal eats of it, he will be rewarded as if he had given that much in charity. (Sahih Bukhari Vol. 8, Number 41) On average, it costs just $1 per tree. The Benefits of Trees Produce oxygen and absorb carbon dioxide Help keep the air clean An effective sound barrier Provide shade and cool Reduce wind speeds Reduce soil erosion and conserve rain water Beautify land and increase property values Help purify land from harmful chemicals (trees absorb pollutants and reduce levels as timber is harvested) Provide sanctuary for wildlife Assist in economic development (timber, fruit, leaves) Donate one time or set-up a monthly donation on our secure website, or call us at our office if you would like to donate over the phone or hear more about our efforts. Mail checks payable to: Hidaya Foundation, PO Box 5481, Santa Clara, CA Hidaya Foundation mail@hidaya.org Hidaya Foundation is a non-profit 501(C)(3) charitable organization with Tax ID #

Newsletter TONIGHT UPCOMING EVENTS QURAN AYAH MCA NOTICES. PRAYER TIMES 13 Jumad-il-Awwal 1438 February 10, 2017

Newsletter TONIGHT UPCOMING EVENTS QURAN AYAH MCA NOTICES. PRAYER TIMES 13 Jumad-il-Awwal 1438 February 10, 2017 Newsletter Muslim Community Association of the San Francisco Bay Area TONIGHT PRAYER TIMES 13 Jumad-il-Awwal 1438 February 10, 2017 Effective 2/11 Fajr Dhuhr Asr Maghrib Ishaa Juma Juma MCA 6:10 12:40