Fifty Plus, Minus Kids. The Statistics
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1 Fifty Plus, Minus Kids What s on the Horizon for Childless Couples and Singles? Sara Zeff Geber, Ph.D. Certified Retirement Coach 4/5/2011 Sara@LifeEncore.com The Statistics By 2020, the U.S.G.A.O predicts the number of solo agers (no living children or siblings) will be 1.2 million almost twice the 1990 figure. 4/5/2011 Sara@LifeEncore.com
2 Social Support Networks are critical to a happy retirement t and successful aging (antidote t to episodic depression) 4/5/2011 Sara@LifeEncore.com The most important figure in maintaining independence in later life is the spouse or partner 4/5/2011 Sara@LifeEncore.com
3 Blood relatives are viewed as the only reliable source of morally obligated support 4/5/ Solo agers are much more likely to live alone than parents (4x for women; +40% for men) and Women fare better than men 4/5/2011 Sara@LifeEncore.com
4 What Adult Children Typically Provide Medication management & help with daily living Legal representation Residential decisions and help with moving Bill paying, handling of money Investment and other financial decision making Management of real estate transactions Emotional support 4/5/ Social Network of Parents Siblings Community Parents Children Grandchildren 4/5/2011 Sara@LifeEncore.com
5 Social Network of Solo Agers Niece Siblings Niece Nephew Community Solo Agers 4/5/ Questions for us to Consider Absent a spouse, who should a solo ager turn to in an emergency? From a financial and legal standpoint, should solo agers plan differently than their counterparts with children? What unique and different demands might solo agers place on society? As professionals, how can we help solo agers prepare for a secure and comfortable fourth age? What new residential models mightbe developed to reinforce the social/emotional component in the lives of elderly solo agers? 4/5/2011 Sara@LifeEncore.com
6 New Social and Living Models Co housing elder and mixed Came from Denmark in the 1970s Semi communal with separate living units around a common kitchen, DR, gathering space Elderspirit Abingdon, VA Glacier Circle Davis, CA Silver Sage Village Boulder, CA & Village Concept aging in place with neighborhood support Example: Beacon Hill Village ( 4/5/2011 Sara@LifeEncore.com Get Over Your Denial! Have the conversations spouse, friends, relatives Areyou covered? Legally who will have your POA? Financially how will you pay for what you need and who will manage it? Medically insurance, records, DNR Who do you want to have control? Five Wishes 4/5/2011 Sara@LifeEncore.com
7 Five Wishes Five Wishes lets your family and doctors know: Who you want to make health care decisions i for you when you can't make them The kind of medical treatment you want or don't want How comfortable you want to be How you want people to treat you What you want your loved ones to know Five Wishes meets the legal requirement for an advanced directive in 42 states. 4/5/2011 Sara@LifeEncore.com What can we do now? Find like minded friends and begin to plan for the future form a group Continue (or plan) to live near one another in some way Create durable powers of attorney for health and finances As the years go by, encourage younger people to join your group As a group, hire a geriatric care manager to oversee your collectivehealthand and wellbeing, and to offer adviceas as your needs change 4/5/2011 Sara@LifeEncore.com
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